About Challenger Limited (CGF)
Challenger Limited is a Insurance - Life company operating in the Financial Services sector. The company is headquartered in Sydney, Australia. CGF has been publicly traded since 1999, giving it 27+ years of trading history.
Challenger Limited (CGF) has been publicly traded since 1999, making it a 27-year-old public company. It operates in the Insurance - Life industry within the Financial Services sector. The company is headquartered in Sydney, Australia and employs approximately 546 people. With a market capitalization of A$5.1 billion, CGF is a mid-sized company with growth potential.
CGF trades on the Australian Securities Exchange and is classified as a mid-cap-cap stock with a market capitalization of approximately A$5.1 billion. The company employs approximately 546 people worldwide.
Key Statistics
- Current Price
- A$7.38
- Market Cap
- A$5.10B
- 52-Week High
- A$9.60
- 52-Week Low
- A$5.38
- Sector
- Financial Services
- Industry
- Insurance - Life
CGF Investment Performance
CGF has declined 20.2% year-to-date in 2026. Over the past 5 years, a A$1,000 investment in CGF would have grown to A$1,384, representing a 38.4% total return. Since its IPO in 1999, a A$1,000 investment would now be worth A$8,529.
A$1,000 Invested in Challenger Limited (CGF)
How much would A$1,000 invested in CGF be worth today?
What would A$1,000 invested in CGF 1 year ago be worth today?
A A$1,000 investment in Challenger Limited (CGF) in 2025 would be worth A$1,267 as of March 2026, representing a +26.7% total return.
What would A$1,000 invested in CGF 3 years ago be worth today?
A A$1,000 investment in Challenger Limited (CGF) in 2023 would be worth A$1,329 as of March 2026, representing a +32.9% total return.
What would A$1,000 invested in CGF 5 years ago be worth today?
A A$1,000 investment in Challenger Limited (CGF) in 2021 would be worth A$1,384 as of March 2026, representing a +38.4% total return.
What would A$1,000 invested in CGF 10 years ago be worth today?
A A$1,000 investment in Challenger Limited (CGF) in 2016 would be worth A$1,237 as of March 2026, representing a +23.7% total return.
What would A$1,000 invested in CGF at IPO be worth today?
A A$1,000 investment in Challenger Limited (CGF) at IPO would be worth A$8,529 as of March 2026, representing a +752.9% total return.
Monthly Returns Heatmap
Over the past 27+ years (326 months), Challenger Limited (CGF) has averaged a monthly return of +1.44% with a median return of +0.10%. The stock had 163 positive months (50%) and 156 negative months (48%). The best month in CGF's history was March 2000 with a +114.1% return, while the worst was March 2020 at -56.0%. Historically, July tends to be the strongest month (averaging +5.0%), and January the weakest (-1.6%).
CGF's longest winning streak was 10 consecutive months of gains, while its longest losing streak was 9 consecutive months of losses. The best full year was 2009 with a cumulative return of +107.8%, and the worst was 2008 at -50.5%.
Annual Returns
Over 27 years of trading history, Challenger Limited (CGF) has delivered an average annual return of +12.36% with a median return of +4.56%. The compound annual growth rate (CAGR) is +6.44%. The stock posted gains in 15 years (56%) and losses in 12 years (44%).
CGF's best year was 2009 with a +131.17% gain, while the worst was 2008 at -58.45%. The longest streak of consecutive positive years was 5, and the longest losing streak was 3 years. CGF achieved double-digit gains (10%+) in 12 years. It suffered double-digit losses in 8 years.
| Year | Return | Start | End |
|---|---|---|---|
| 2026 | -20.23% | A$9.25 | A$7.38 |
| 2025 | +63.64% | A$5.65 | A$9.25 |
| 2024 | -3.86% | A$5.88 | A$5.65 |
| 2023 | -11.89% | A$6.67 | A$5.88 |
| 2022 | +20.72% | A$5.53 | A$6.67 |
| 2021 | +4.56% | A$5.29 | A$5.53 |
| 2020 | -18.99% | A$6.53 | A$5.29 |
| 2019 | -10.51% | A$7.29 | A$6.53 |
| 2018 | -30.28% | A$10.46 | A$7.29 |
| 2017 | +28.45% | A$8.14 | A$10.46 |
| 2016 | +34.05% | A$6.08 | A$8.14 |
| 2015 | +39.27% | A$4.36 | A$6.08 |
| 2014 | +9.24% | A$3.99 | A$4.36 |
| 2013 | +83.28% | A$2.18 | A$3.99 |
| 2012 | -10.07% | A$2.42 | A$2.18 |
| 2011 | -9.09% | A$2.67 | A$2.42 |
| 2010 | +15.15% | A$2.31 | A$2.67 |
| 2009 | +131.17% | A$1.00 | A$2.31 |
| 2008 | -58.45% | A$2.41 | A$1.00 |
| 2007 | +24.07% | A$1.94 | A$2.41 |
| 2006 | +3.89% | A$1.87 | A$1.94 |
| 2005 | +39.95% | A$1.34 | A$1.87 |
| 2004 | +20.82% | A$1.11 | A$1.34 |
| 2003 | +27.63% | A$0.87 | A$1.11 |
| 2002 | -5.00% | A$0.91 | A$0.87 |
| 2001 | -32.20% | A$1.34 | A$0.91 |
| 2000 | -1.67% | A$1.37 | A$1.34 |
CGF Investment Analysis: Valuation, Risk & Dividends
Key factors to consider when evaluating Challenger Limited as an investment
Valuation
CGF currently trades at a trailing P/E ratio of 11.9, which is considered low relative to the broader market. The forward P/E of 10.2 suggests analysts expect earnings to be lower in the coming year. The price-to-book ratio stands at 1.2. The price-to-sales ratio is 1.8.
Dividends
Challenger Limited pays a dividend to shareholders with a current yield of 4.20%. This translates to A$0.31 per share annually. The payout ratio of 48% indicates sustainable dividend coverage.
Risk & Volatility
CGF has a beta of 0.56, indicating it is less volatile than the overall market. The stock's 52-week range is A$5.38 to A$9.60, and it currently trades in the lower half of its 52-week range.
Analyst Ratings
Based on 10 analyst opinions, CGF has a consensus "buy" rating. The average price target of A$9.44 suggests 27.9% upside from current levels.
Frequently Asked Questions: CGF
What sector is CGF in? ▼
CGF operates in the Financial Services sector, specifically in the Insurance - Life industry. This sector includes banks, insurance companies, asset managers, and fintech companies.
How has CGF performed historically? ▼
Over 27 years of trading history, CGF has posted gains in 15 years (56% of the time). The best year was 2009 with a +131.2% return. Past performance does not guarantee future results.
How can I invest in CGF? ▼
You can invest in CGF through any brokerage account that offers access to the Australian Securities Exchange. Popular options include commission-free brokers like Fidelity, Charles Schwab, or Robinhood (US), or international brokers like Interactive Brokers. You can buy individual shares or invest through ETFs that hold CGF.
Does CGF pay dividends? ▼
Challenger Limited pays a dividend to shareholders with a current yield of 4.20%. This translates to A$0.31 per share annually. The payout ratio of 48% indicates sustainable dividend coverage.
What does Challenger Limited do? ▼
Challenger Limited is a Insurance - Life company operating in the Financial Services sector. The company is headquartered in Sydney, Australia.
What sector is CGF in? ▼
CGF operates in the Financial Services sector, specifically in the Insurance - Life industry.
When did CGF go public? ▼
Challenger Limited went public in 1999, making it a 27-year-old public company as of 2026.
How much would A$1,000 invested in CGF 5 years ago be worth today? ▼
A A$1,000 investment in CGF five years ago would be worth approximately A$1,384 today, representing a 38.4% return.
How much would A$1,000 invested in CGF 10 years ago be worth today? ▼
A A$1,000 investment in CGF ten years ago would be worth approximately A$1,237 today, representing a 23.7% total return over the decade.
What is CGF's 3-year return? ▼
Over the past 3 years, CGF has returned 32.9%. A A$1,000 investment would have grown to A$1,329.
How much would A$1,000 invested in CGF at IPO be worth today? ▼
If you invested A$1,000 in CGF at its IPO in 1999, it would be worth approximately A$8,529 today, a 752.9% return over 27 years.
Does CGF pay dividends? ▼
Yes, Challenger Limited pays a dividend with a current yield of 4.20%, which is A$0.31 per share annually.
What is CGF's market cap? ▼
Challenger Limited has a market capitalization of A$5.1 billion, classifying it as a mid-cap company.
What is CGF's P/E ratio? ▼
CGF has a trailing P/E ratio of 11.9 and a forward P/E of 10.2, which measures how much investors are paying per dollar of earnings.
Is CGF a buy, hold, or sell? ▼
Based on 10 opinions, CGF has a consensus "buy" rating. The average price target is A$9.44.
Last updated: 3/15/2026