About Insurance Australia Group Limited (IAG)
Insurance Australia Group Limited is a Insurance - Property & Casualty company operating in the Financial Services sector. The company is headquartered in Sydney, Australia. IAG has been publicly traded since 2000, giving it 26+ years of trading history.
Insurance Australia Group Limited (IAG) has been publicly traded since 2000, making it a 26-year-old public company. It operates in the Insurance - Property & Casualty industry within the Financial Services sector. The company is headquartered in Sydney, Australia. With a market capitalization of A$17 billion, IAG is a large established company.
IAG trades on the Australian Securities Exchange and is classified as a large-cap-cap stock with a market capitalization of approximately A$17 billion.
Key Statistics
- Current Price
- A$7.25
- Market Cap
- A$17.15B
- 52-Week High
- A$9.18
- 52-Week Low
- A$6.39
- Sector
- Financial Services
- Industry
- Insurance - Property & Casualty
IAG Investment Performance
IAG has declined 7.5% year-to-date in 2026. Over the past 5 years, a A$1,000 investment in IAG would have grown to A$1,836, representing a 83.6% total return. Since its IPO in 2000, a A$1,000 investment would now be worth A$7,883.
A$1,000 Invested in Insurance Australia Group Limited (IAG)
How much would A$1,000 invested in IAG be worth today?
What would A$1,000 invested in IAG 1 year ago be worth today?
A A$1,000 investment in Insurance Australia Group Limited (IAG) in 2025 would be worth A$977 as of March 2026, representing a -2.3% total return.
What would A$1,000 invested in IAG 3 years ago be worth today?
A A$1,000 investment in Insurance Australia Group Limited (IAG) in 2023 would be worth A$1,725 as of March 2026, representing a +72.5% total return.
What would A$1,000 invested in IAG 5 years ago be worth today?
A A$1,000 investment in Insurance Australia Group Limited (IAG) in 2021 would be worth A$1,836 as of March 2026, representing a +83.6% total return.
What would A$1,000 invested in IAG 10 years ago be worth today?
A A$1,000 investment in Insurance Australia Group Limited (IAG) in 2016 would be worth A$1,885 as of March 2026, representing a +88.5% total return.
What would A$1,000 invested in IAG at IPO be worth today?
A A$1,000 investment in Insurance Australia Group Limited (IAG) at IPO would be worth A$7,883 as of March 2026, representing a +688.3% total return.
Monthly Returns Heatmap
Over the past 25+ years (307 months), Insurance Australia Group Limited (IAG) has averaged a monthly return of +0.84% with a median return of +0.95%. The stock had 172 positive months (56%) and 131 negative months (43%). The best month in IAG's history was April 2008 with a +18.9% return, while the worst was October 2002 at -18.4%. Historically, April tends to be the strongest month (averaging +2.4%), and September the weakest (-0.2%).
IAG's longest winning streak was 11 consecutive months of gains, while its longest losing streak was 6 consecutive months of losses. The best full year was 2012 with a cumulative return of +52.6%, and the worst was 2020 at -43.7%.
Annual Returns
Over 26 years of trading history, Insurance Australia Group Limited (IAG) has delivered an average annual return of +11.53% with a median return of +10.37%. The compound annual growth rate (CAGR) is +8.40%. The stock posted gains in 16 years (62%) and losses in 10 years (38%).
IAG's best year was 2012 with a +64.54% gain, while the worst was 2020 at -37.72%. The longest streak of consecutive positive years was 4, and the longest losing streak was 2 years. IAG achieved double-digit gains (10%+) in 13 years. It suffered double-digit losses in 4 years.
| Year | Return | Start | End |
|---|---|---|---|
| 2026 | -7.55% | A$7.84 | A$7.25 |
| 2025 | -2.11% | A$8.01 | A$7.84 |
| 2024 | +55.45% | A$5.15 | A$8.01 |
| 2023 | +22.58% | A$4.20 | A$5.15 |
| 2022 | +14.16% | A$3.68 | A$4.20 |
| 2021 | -5.89% | A$3.91 | A$3.68 |
| 2020 | -37.72% | A$6.28 | A$3.91 |
| 2019 | +14.09% | A$5.51 | A$6.28 |
| 2018 | +2.24% | A$5.39 | A$5.51 |
| 2017 | +27.48% | A$4.23 | A$5.39 |
| 2016 | +15.15% | A$3.67 | A$4.23 |
| 2015 | -6.10% | A$3.91 | A$3.67 |
| 2014 | +14.54% | A$3.41 | A$3.91 |
| 2013 | +32.16% | A$2.58 | A$3.41 |
| 2012 | +64.54% | A$1.57 | A$2.58 |
| 2011 | -19.43% | A$1.95 | A$1.57 |
| 2010 | -0.39% | A$1.95 | A$1.95 |
| 2009 | +6.65% | A$1.83 | A$1.95 |
| 2008 | +0.36% | A$1.83 | A$1.83 |
| 2007 | -31.42% | A$2.66 | A$1.83 |
| 2006 | +26.70% | A$2.10 | A$2.66 |
| 2005 | -11.77% | A$2.38 | A$2.10 |
| 2004 | +58.12% | A$1.51 | A$2.38 |
| 2003 | +60.26% | A$0.94 | A$1.51 |
| 2002 | -9.32% | A$1.04 | A$0.94 |
| 2001 | +17.13% | A$0.89 | A$1.04 |
IAG Investment Analysis: Valuation, Risk & Dividends
Key factors to consider when evaluating Insurance Australia Group Limited as an investment
Valuation
IAG currently trades at a trailing P/E ratio of 15.8, which is considered moderate relative to the broader market. The forward P/E of 15.0 suggests analysts expect earnings to be lower in the coming year. The price-to-book ratio stands at 2.3. The price-to-sales ratio is 0.9.
Dividends
Insurance Australia Group Limited pays a dividend to shareholders with a current yield of 4.28%. This translates to A$0.31 per share annually. The payout ratio of 67% indicates moderate dividend coverage.
Risk & Volatility
IAG has a beta of 0.09, indicating it is less volatile than the overall market. The stock's 52-week range is A$6.39 to A$9.18, and it currently trades in the lower half of its 52-week range.
Analyst Ratings
Based on 11 analyst opinions, IAG has a consensus "buy" rating. The average price target of A$8.17 suggests 12.7% upside from current levels.
Frequently Asked Questions: IAG
What sector is IAG in? ▼
IAG operates in the Financial Services sector, specifically in the Insurance - Property & Casualty industry. This sector includes banks, insurance companies, asset managers, and fintech companies.
How has IAG performed historically? ▼
Over 26 years of trading history, IAG has posted gains in 16 years (62% of the time). The best year was 2012 with a +64.5% return. Past performance does not guarantee future results.
How can I invest in IAG? ▼
You can invest in IAG through any brokerage account that offers access to the Australian Securities Exchange. Popular options include commission-free brokers like Fidelity, Charles Schwab, or Robinhood (US), or international brokers like Interactive Brokers. You can buy individual shares or invest through ETFs that hold IAG.
Does IAG pay dividends? ▼
Insurance Australia Group Limited pays a dividend to shareholders with a current yield of 4.28%. This translates to A$0.31 per share annually. The payout ratio of 67% indicates moderate dividend coverage.
What does Insurance Australia Group Limited do? ▼
Insurance Australia Group Limited is a Insurance - Property & Casualty company operating in the Financial Services sector. The company is headquartered in Sydney, Australia.
What sector is IAG in? ▼
IAG operates in the Financial Services sector, specifically in the Insurance - Property & Casualty industry.
When did IAG go public? ▼
Insurance Australia Group Limited went public in 2000, making it a 26-year-old public company as of 2026.
How much would A$1,000 invested in IAG 5 years ago be worth today? ▼
A A$1,000 investment in IAG five years ago would be worth approximately A$1,836 today, representing a 83.6% return.
How much would A$1,000 invested in IAG 10 years ago be worth today? ▼
A A$1,000 investment in IAG ten years ago would be worth approximately A$1,885 today, representing a 88.5% total return over the decade.
What is IAG's 3-year return? ▼
Over the past 3 years, IAG has returned 72.5%. A A$1,000 investment would have grown to A$1,725.
How much would A$1,000 invested in IAG at IPO be worth today? ▼
If you invested A$1,000 in IAG at its IPO in 2000, it would be worth approximately A$7,883 today, a 688.3% return over 26 years.
Does IAG pay dividends? ▼
Yes, Insurance Australia Group Limited pays a dividend with a current yield of 4.28%, which is A$0.31 per share annually.
What is IAG's market cap? ▼
Insurance Australia Group Limited has a market capitalization of A$17 billion, classifying it as a large-cap company.
What is IAG's P/E ratio? ▼
IAG has a trailing P/E ratio of 15.8 and a forward P/E of 15.0, which measures how much investors are paying per dollar of earnings.
Is IAG a buy, hold, or sell? ▼
Based on 11 opinions, IAG has a consensus "buy" rating. The average price target is A$8.17.
Last updated: 3/15/2026