nib holdings limited

NHF · Financial Services

About nib holdings limited (NHF)

nib holdings limited is a Insurance - Specialty company operating in the Financial Services sector. The company is headquartered in Newcastle, Australia. NHF has been publicly traded since 2007, giving it 19+ years of trading history.

nib holdings limited (NHF) has been publicly traded since 2007, making it a 19-year-old public company. It operates in the Insurance - Specialty industry within the Financial Services sector. The company is headquartered in Newcastle, Australia. With a market capitalization of A$3.0 billion, NHF is a mid-sized company with growth potential.

NHF trades on the Australian Securities Exchange and is classified as a mid-cap-cap stock with a market capitalization of approximately A$3.0 billion.

Sector
Financial Services
Industry
Insurance - Specialty
Headquarters
Newcastle, Australia
IPO Year
2007

Key Statistics

Current Price
A$6.14
Market Cap
A$3.00B
52-Week High
A$8.26
52-Week Low
A$5.79
Sector
Financial Services
Industry
Insurance - Specialty

NHF Investment Performance

NHF has declined 8.6% year-to-date in 2026. Over the past 5 years, a A$1,000 investment in NHF would have grown to A$1,422, representing a 42.2% total return. Since its IPO in 2007, a A$1,000 investment would now be worth A$12,598.

A$1,000 Invested in nib holdings limited (NHF)

1 Year
A$936
+-6%
3 Years
A$984
+-2%
5 Years
A$1,422
+42%
10 Years
A$2,248
+125%
Since IPO
A$12,598
+1160%

How much would A$1,000 invested in NHF be worth today?

What would A$1,000 invested in NHF 1 year ago be worth today?

A A$1,000 investment in nib holdings limited (NHF) in 2025 would be worth A$936 as of March 2026, representing a -6.5% total return.

What would A$1,000 invested in NHF 3 years ago be worth today?

A A$1,000 investment in nib holdings limited (NHF) in 2023 would be worth A$984 as of March 2026, representing a -1.6% total return.

What would A$1,000 invested in NHF 5 years ago be worth today?

A A$1,000 investment in nib holdings limited (NHF) in 2021 would be worth A$1,422 as of March 2026, representing a +42.2% total return.

What would A$1,000 invested in NHF 10 years ago be worth today?

A A$1,000 investment in nib holdings limited (NHF) in 2016 would be worth A$2,248 as of March 2026, representing a +124.8% total return.

What would A$1,000 invested in NHF at IPO be worth today?

A A$1,000 investment in nib holdings limited (NHF) at IPO would be worth A$12,598 as of March 2026, representing a +1159.8% total return.

Monthly Returns Heatmap

Avg Monthly Return
+1.44%
Positive Months
119
54% of 220
Negative Months
98
45% of 220
Data Period
18+ years
220 months
Best Performers
Best month ever: Aug 2008 (+25.0%)
Best month on avg: April (+3.2%)
Worst Performers
Worst month ever: May 2008 (-20.8%)
Worst month on avg: January (-1.0%)

Over the past 18+ years (220 months), nib holdings limited (NHF) has averaged a monthly return of +1.44% with a median return of +0.81%. The stock had 119 positive months (54%) and 98 negative months (45%). The best month in NHF's history was August 2008 with a +25.0% return, while the worst was May 2008 at -20.8%. Historically, April tends to be the strongest month (averaging +3.2%), and January the weakest (-1.0%).

NHF's longest winning streak was 6 consecutive months of gains, while its longest losing streak was 6 consecutive months of losses. The best full year was 2009 with a cumulative return of +65.8%, and the worst was 2008 at -31.8%.

Annual Returns

Over 19 years of trading history, nib holdings limited (NHF) has delivered an average annual return of +17.27% with a median return of +22.04%. The compound annual growth rate (CAGR) is +13.99%. The stock posted gains in 13 years (68%) and losses in 6 years (32%).

NHF's best year was 2009 with a +82.88% gain, while the worst was 2008 at -32.50%. The longest streak of consecutive positive years was 9, and the longest losing streak was 2 years. NHF achieved double-digit gains (10%+) in 12 years. It suffered double-digit losses in 3 years.

Avg Return
+17.27%
Best Year
2009 (+82.88%)
Worst Year
2008 (-32.50%)
Positive Years
13/19
Year Return Start End
2026 -8.58% A$6.72 A$6.14
2025 +30.44% A$5.15 A$6.72
2024 -22.68% A$6.66 A$5.15
2023 -1.18% A$6.74 A$6.66
2022 +14.03% A$5.91 A$6.74
2021 +22.04% A$4.84 A$5.91
2020 -1.73% A$4.93 A$4.84
2019 +24.90% A$3.95 A$4.93
2018 -20.75% A$4.98 A$3.95
2017 +47.13% A$3.38 A$4.98
2016 +40.32% A$2.41 A$3.38
2015 +15.75% A$2.08 A$2.41
2014 +22.78% A$1.70 A$2.08
2013 +42.12% A$1.19 A$1.70
2012 +42.26% A$0.84 A$1.19
2011 +24.93% A$0.67 A$0.84
2010 +6.05% A$0.63 A$0.67
2009 +82.88% A$0.35 A$0.63
2008 -32.50% A$0.51 A$0.35

NHF Investment Analysis: Valuation, Risk & Dividends

Key factors to consider when evaluating nib holdings limited as an investment

Valuation

NHF currently trades at a trailing P/E ratio of 15.3, which is considered moderate relative to the broader market. The forward P/E of 13.3 suggests analysts expect earnings to be lower in the coming year. The price-to-book ratio stands at 2.7. The price-to-sales ratio is 0.8.

Dividends

nib holdings limited pays a dividend to shareholders with a current yield of 4.23%. This translates to A$0.26 per share annually. The payout ratio of 73% indicates moderate dividend coverage.

Risk & Volatility

NHF has a beta of 0.08, indicating it is less volatile than the overall market. The stock's 52-week range is A$5.79 to A$8.26, and it currently trades near its 52-week low.

Analyst Ratings

Based on 11 analyst opinions, NHF has a consensus "buy" rating. The average price target of A$7.61 suggests 23.9% upside from current levels.

Frequently Asked Questions: NHF

What sector is NHF in?

NHF operates in the Financial Services sector, specifically in the Insurance - Specialty industry. This sector includes banks, insurance companies, asset managers, and fintech companies.

How has NHF performed historically?

Over 19 years of trading history, NHF has posted gains in 13 years (68% of the time). The best year was 2009 with a +82.9% return. Past performance does not guarantee future results.

How can I invest in NHF?

You can invest in NHF through any brokerage account that offers access to the Australian Securities Exchange. Popular options include commission-free brokers like Fidelity, Charles Schwab, or Robinhood (US), or international brokers like Interactive Brokers. You can buy individual shares or invest through ETFs that hold NHF.

Does NHF pay dividends?

nib holdings limited pays a dividend to shareholders with a current yield of 4.23%. This translates to A$0.26 per share annually. The payout ratio of 73% indicates moderate dividend coverage.

What does nib holdings limited do?

nib holdings limited is a Insurance - Specialty company operating in the Financial Services sector. The company is headquartered in Newcastle, Australia.

What sector is NHF in?

NHF operates in the Financial Services sector, specifically in the Insurance - Specialty industry.

When did NHF go public?

nib holdings limited went public in 2007, making it a 19-year-old public company as of 2026.

How much would A$1,000 invested in NHF 5 years ago be worth today?

A A$1,000 investment in NHF five years ago would be worth approximately A$1,422 today, representing a 42.2% return.

How much would A$1,000 invested in NHF 10 years ago be worth today?

A A$1,000 investment in NHF ten years ago would be worth approximately A$2,248 today, representing a 124.8% total return over the decade.

What is NHF's 3-year return?

Over the past 3 years, NHF has returned -1.6%. A A$1,000 investment would have grown to A$984.

How much would A$1,000 invested in NHF at IPO be worth today?

If you invested A$1,000 in NHF at its IPO in 2007, it would be worth approximately A$12,598 today, a 1,159.8% return over 19 years.

Does NHF pay dividends?

Yes, nib holdings limited pays a dividend with a current yield of 4.23%, which is A$0.26 per share annually.

What is NHF's market cap?

nib holdings limited has a market capitalization of A$3.0 billion, classifying it as a mid-cap company.

What is NHF's P/E ratio?

NHF has a trailing P/E ratio of 15.3 and a forward P/E of 13.3, which measures how much investors are paying per dollar of earnings.

Is NHF a buy, hold, or sell?

Based on 11 opinions, NHF has a consensus "buy" rating. The average price target is A$7.61.

Last updated: 3/15/2026