QBE Insurance Group Limited

QBE · Financial Services

About QBE Insurance Group Limited (QBE)

QBE Insurance Group Limited is a Insurance - Property & Casualty company operating in the Financial Services sector. The company is headquartered in Sydney, Australia. QBE has been publicly traded since 1988, giving it 38+ years of trading history.

QBE Insurance Group Limited (QBE) has been publicly traded since 1988, making it a 38-year-old public company. It operates in the Insurance - Property & Casualty industry within the Financial Services sector. The company is headquartered in Sydney, Australia and employs approximately 13,196 people. With a market capitalization of A$31 billion, QBE is a large established company.

QBE trades on the Australian Securities Exchange and is classified as a large-cap-cap stock with a market capitalization of approximately A$31 billion. The company employs approximately 13,196 people worldwide.

Sector
Financial Services
Industry
Insurance - Property & Casualty
Headquarters
Sydney, Australia
IPO Year
1988

Key Statistics

Current Price
A$20.52
Market Cap
A$30.99B
52-Week High
A$24.20
52-Week Low
A$18.38
Sector
Financial Services
Industry
Insurance - Property & Casualty

QBE Investment Performance

QBE has gained 7.0% year-to-date in 2026. Over the past 5 years, a A$1,000 investment in QBE would have grown to A$2,574, representing a 157.4% total return. Since its IPO in 1988, a A$1,000 investment would now be worth A$194,558.

A$1,000 Invested in QBE Insurance Group Limited (QBE)

1 Year
A$986
+-1%
3 Years
A$1,607
+61%
5 Years
A$2,574
+157%
10 Years
A$2,664
+166%
Since IPO
A$194,558
+19356%

How much would A$1,000 invested in QBE be worth today?

What would A$1,000 invested in QBE 1 year ago be worth today?

A A$1,000 investment in QBE Insurance Group Limited (QBE) in 2025 would be worth A$986 as of March 2026, representing a -1.4% total return.

What would A$1,000 invested in QBE 3 years ago be worth today?

A A$1,000 investment in QBE Insurance Group Limited (QBE) in 2023 would be worth A$1,607 as of March 2026, representing a +60.7% total return.

What would A$1,000 invested in QBE 5 years ago be worth today?

A A$1,000 investment in QBE Insurance Group Limited (QBE) in 2021 would be worth A$2,574 as of March 2026, representing a +157.4% total return.

What would A$1,000 invested in QBE 10 years ago be worth today?

A A$1,000 investment in QBE Insurance Group Limited (QBE) in 2016 would be worth A$2,664 as of March 2026, representing a +166.3% total return.

What would A$1,000 invested in QBE at IPO be worth today?

A A$1,000 investment in QBE Insurance Group Limited (QBE) at IPO would be worth A$194,558 as of March 2026, representing a +19355.8% total return.

Monthly Returns Heatmap

Avg Monthly Return
+1.46%
Positive Months
271
59% of 458
Negative Months
181
40% of 458
Data Period
38+ years
458 months
Best Performers
Best month ever: Mar 2012 (+24.2%)
Best month on avg: April (+3.3%)
Worst Performers
Worst month ever: Sep 2001 (-45.4%)
Worst month on avg: January (-0.4%)

Over the past 38+ years (458 months), QBE Insurance Group Limited (QBE) has averaged a monthly return of +1.46% with a median return of +1.42%. The stock had 271 positive months (59%) and 181 negative months (40%). The best month in QBE's history was March 2012 with a +24.2% return, while the worst was September 2001 at -45.4%. Historically, April tends to be the strongest month (averaging +3.3%), and January the weakest (-0.4%).

QBE's longest winning streak was 9 consecutive months of gains, while its longest losing streak was 5 consecutive months of losses. The best full year was 1993 with a cumulative return of +65.8%, and the worst was 2010 at -25.4%.

Annual Returns

Over 38 years of trading history, QBE Insurance Group Limited (QBE) has delivered an average annual return of +15.69% with a median return of +12.10%. The compound annual growth rate (CAGR) is +12.96%. The stock posted gains in 27 years (71%) and losses in 11 years (29%).

QBE's best year was 1993 with a +85.71% gain, while the worst was 2020 at -32.11%. The longest streak of consecutive positive years was 6, and the longest losing streak was 3 years. QBE achieved double-digit gains (10%+) in 21 years. It suffered double-digit losses in 6 years.

Avg Return
+15.69%
Best Year
1993 (+85.71%)
Worst Year
2020 (-32.11%)
Positive Years
27/38
Year Return Start End
2026 +7.04% A$19.17 A$20.52
2025 +8.28% A$17.70 A$19.17
2024 +35.37% A$13.08 A$17.70
2023 +13.56% A$11.52 A$13.08
2022 +21.37% A$9.49 A$11.52
2021 +34.23% A$7.07 A$9.49
2020 -32.11% A$10.41 A$7.07
2019 +33.11% A$7.82 A$10.41
2018 -3.07% A$8.07 A$7.82
2017 -9.90% A$8.96 A$8.07
2016 +3.53% A$8.65 A$8.96
2015 +15.97% A$7.46 A$8.65
2014 -0.37% A$7.49 A$7.46
2013 +7.72% A$6.95 A$7.49
2012 -11.45% A$7.85 A$6.95
2011 -22.51% A$10.13 A$7.85
2010 -24.08% A$13.34 A$10.13
2009 +5.86% A$12.60 A$13.34
2008 -18.30% A$15.43 A$12.60
2007 +19.59% A$12.90 A$15.43
2006 +52.46% A$8.46 A$12.90
2005 +32.71% A$6.38 A$8.46
2004 +50.49% A$4.24 A$6.38
2003 +35.78% A$3.12 A$4.24
2002 +10.63% A$2.82 A$3.12
2001 -20.33% A$3.54 A$2.82
2000 +44.58% A$2.45 A$3.54
1999 +10.21% A$2.22 A$2.45
1998 +2.48% A$2.17 A$2.22
1997 +35.61% A$1.60 A$2.17
1996 +38.92% A$1.15 A$1.60
1995 +41.80% A$0.81 A$1.15
1994 -2.86% A$0.84 A$0.81
1993 +85.71% A$0.45 A$0.84
1992 -6.00% A$0.48 A$0.45
1991 +21.43% A$0.39 A$0.48
1990 +43.42% A$0.27 A$0.39
1989 +35.49% A$0.20 A$0.27

QBE Investment Analysis: Valuation, Risk & Dividends

Key factors to consider when evaluating QBE Insurance Group Limited as an investment

Valuation

QBE currently trades at a trailing P/E ratio of 10.3, which is considered low relative to the broader market. The forward P/E of 10.5 suggests analysts expect earnings to be higher in the coming year. The price-to-book ratio stands at 1.9. The price-to-sales ratio is 1.7.

Dividends

QBE Insurance Group Limited pays a dividend to shareholders with a current yield of 5.31%. This translates to A$1.09 per share annually. The payout ratio of 42% indicates sustainable dividend coverage.

Risk & Volatility

QBE has a beta of 0.14, indicating it is less volatile than the overall market. The stock's 52-week range is A$18.38 to A$24.20, and it currently trades in the lower half of its 52-week range.

Analyst Ratings

Based on 13 analyst opinions, QBE has a consensus "buy" rating. The average price target of A$23.10 suggests 12.6% upside from current levels.

Frequently Asked Questions: QBE

What sector is QBE in?

QBE operates in the Financial Services sector, specifically in the Insurance - Property & Casualty industry. This sector includes banks, insurance companies, asset managers, and fintech companies.

How has QBE performed historically?

Over 38 years of trading history, QBE has posted gains in 27 years (71% of the time). The best year was 1993 with a +85.7% return. Past performance does not guarantee future results.

How can I invest in QBE?

You can invest in QBE through any brokerage account that offers access to the Australian Securities Exchange. Popular options include commission-free brokers like Fidelity, Charles Schwab, or Robinhood (US), or international brokers like Interactive Brokers. You can buy individual shares or invest through ETFs that hold QBE.

Does QBE pay dividends?

QBE Insurance Group Limited pays a dividend to shareholders with a current yield of 5.31%. This translates to A$1.09 per share annually. The payout ratio of 42% indicates sustainable dividend coverage.

What does QBE Insurance Group Limited do?

QBE Insurance Group Limited is a Insurance - Property & Casualty company operating in the Financial Services sector. The company is headquartered in Sydney, Australia.

What sector is QBE in?

QBE operates in the Financial Services sector, specifically in the Insurance - Property & Casualty industry.

When did QBE go public?

QBE Insurance Group Limited went public in 1988, making it a 38-year-old public company as of 2026.

How much would A$1,000 invested in QBE 5 years ago be worth today?

A A$1,000 investment in QBE five years ago would be worth approximately A$2,574 today, representing a 157.4% return.

How much would A$1,000 invested in QBE 10 years ago be worth today?

A A$1,000 investment in QBE ten years ago would be worth approximately A$2,664 today, representing a 166.3% total return over the decade.

What is QBE's 3-year return?

Over the past 3 years, QBE has returned 60.7%. A A$1,000 investment would have grown to A$1,607.

How much would A$1,000 invested in QBE at IPO be worth today?

If you invested A$1,000 in QBE at its IPO in 1988, it would be worth approximately A$194,558 today, a 19,355.8% return over 38 years.

Does QBE pay dividends?

Yes, QBE Insurance Group Limited pays a dividend with a current yield of 5.31%, which is A$1.09 per share annually.

What is QBE's market cap?

QBE Insurance Group Limited has a market capitalization of A$31 billion, classifying it as a large-cap company.

What is QBE's P/E ratio?

QBE has a trailing P/E ratio of 10.3 and a forward P/E of 10.5, which measures how much investors are paying per dollar of earnings.

Is QBE a buy, hold, or sell?

Based on 13 opinions, QBE has a consensus "buy" rating. The average price target is A$23.1.

Last updated: 3/15/2026