About Xero Limited (XRO)
Xero Limited is a Software - Application company operating in the Technology sector. The company is headquartered in Wellington, New Zealand. XRO has been publicly traded since 2012, giving it 14+ years of trading history.
Xero Limited (XRO) has been publicly traded since 2012, making it a 14-year-old public company. It operates in the Software - Application industry within the Technology sector. The company is headquartered in Wellington, New Zealand and employs approximately 4,615 people. With a market capitalization of A$14 billion, XRO is a large established company.
XRO trades on the Australian Securities Exchange and is classified as a large-cap-cap stock with a market capitalization of approximately A$14 billion. The company employs approximately 4,615 people worldwide.
Key Statistics
- Current Price
- A$80.53
- Market Cap
- A$13.98B
- 52-Week High
- A$196.52
- 52-Week Low
- A$71.45
- Sector
- Technology
- Industry
- Software - Application
XRO Investment Performance
XRO has declined 29.4% year-to-date in 2026. Over the past 5 years, a A$1,000 investment in XRO would have grown to A$636, representing a -36.4% total return. Since its IPO in 2012, a A$1,000 investment would now be worth A$14,638.
A$1,000 Invested in Xero Limited (XRO)
How much would A$1,000 invested in XRO be worth today?
What would A$1,000 invested in XRO 1 year ago be worth today?
A A$1,000 investment in Xero Limited (XRO) in 2025 would be worth A$520 as of March 2026, representing a -48.0% total return.
What would A$1,000 invested in XRO 3 years ago be worth today?
A A$1,000 investment in Xero Limited (XRO) in 2023 would be worth A$901 as of March 2026, representing a -9.9% total return.
What would A$1,000 invested in XRO 5 years ago be worth today?
A A$1,000 investment in Xero Limited (XRO) in 2021 would be worth A$636 as of March 2026, representing a -36.4% total return.
What would A$1,000 invested in XRO 10 years ago be worth today?
A A$1,000 investment in Xero Limited (XRO) in 2016 would be worth A$5,771 as of March 2026, representing a +477.1% total return.
What would A$1,000 invested in XRO at IPO be worth today?
A A$1,000 investment in Xero Limited (XRO) at IPO would be worth A$14,638 as of March 2026, representing a +1363.8% total return.
Monthly Returns Heatmap
Over the past 13+ years (160 months), Xero Limited (XRO) has averaged a monthly return of +2.41% with a median return of +1.25%. The stock had 93 positive months (58%) and 67 negative months (42%). The best month in XRO's history was February 2015 with a +62.1% return, while the worst was October 2014 at -25.8%. Historically, May tends to be the strongest month (averaging +6.1%), and September the weakest (-1.2%).
XRO's longest winning streak was 9 consecutive months of gains, while its longest losing streak was 8 consecutive months of losses. The best full year was 2013 with a cumulative return of +187.5%, and the worst was 2022 at -59.8%.
Annual Returns
Over 14 years of trading history, Xero Limited (XRO) has delivered an average annual return of +46.21% with a median return of +32.18%. The compound annual growth rate (CAGR) is +20.31%. The stock posted gains in 8 years (57%) and losses in 6 years (43%).
XRO's best year was 2013 with a +402.48% gain, while the worst was 2022 at -50.32%. The longest streak of consecutive positive years was 4, and the longest losing streak was 2 years. XRO achieved double-digit gains (10%+) in 8 years. It suffered double-digit losses in 4 years.
| Year | Return | Start | End |
|---|---|---|---|
| 2026 | -29.37% | A$114.02 | A$80.53 |
| 2025 | -32.36% | A$168.56 | A$114.02 |
| 2024 | +50.10% | A$112.30 | A$168.56 |
| 2023 | +59.81% | A$70.27 | A$112.30 |
| 2022 | -50.32% | A$141.44 | A$70.27 |
| 2021 | -3.66% | A$146.82 | A$141.44 |
| 2020 | +83.53% | A$80.00 | A$146.82 |
| 2019 | +90.39% | A$42.02 | A$80.00 |
| 2018 | +46.62% | A$28.66 | A$42.02 |
| 2017 | +68.79% | A$16.98 | A$28.66 |
| 2016 | -8.95% | A$18.65 | A$16.98 |
| 2015 | +17.74% | A$15.84 | A$18.65 |
| 2014 | -47.89% | A$30.40 | A$15.84 |
| 2013 | +402.48% | A$6.05 | A$30.40 |
XRO Investment Analysis: Valuation, Risk & Dividends
Key factors to consider when evaluating Xero Limited as an investment
Valuation
XRO currently trades at a trailing P/E ratio of 54.0, which is considered high relative to the broader market. The forward P/E of 63.5 suggests analysts expect earnings to be higher in the coming year. The price-to-book ratio stands at 3.4. The price-to-sales ratio is 6.1.
Dividends
Xero Limited does not currently pay a dividend, choosing to reinvest earnings back into the business for growth.
Risk & Volatility
XRO has a beta of 0.71, indicating it is less volatile than the overall market. The stock's 52-week range is A$71.45 to A$196.52, and it currently trades near its 52-week low.
Analyst Ratings
Based on 14 analyst opinions, XRO has a consensus "buy" rating. The average price target of A$153.63 suggests 90.8% upside from current levels.
Frequently Asked Questions: XRO
What sector is XRO in? ▼
XRO operates in the Technology sector, specifically in the Software - Application industry. This sector includes companies involved in software, hardware, semiconductors, and IT services.
How has XRO performed historically? ▼
Over 14 years of trading history, XRO has posted gains in 8 years (57% of the time). The best year was 2013 with a +402.5% return. Past performance does not guarantee future results.
How can I invest in XRO? ▼
You can invest in XRO through any brokerage account that offers access to the Australian Securities Exchange. Popular options include commission-free brokers like Fidelity, Charles Schwab, or Robinhood (US), or international brokers like Interactive Brokers. You can buy individual shares or invest through ETFs that hold XRO.
Does XRO pay dividends? ▼
Xero Limited does not currently pay a dividend, choosing to reinvest earnings back into the business for growth.
What does Xero Limited do? ▼
Xero Limited is a Software - Application company operating in the Technology sector. The company is headquartered in Wellington, New Zealand.
What sector is XRO in? ▼
XRO operates in the Technology sector, specifically in the Software - Application industry.
When did XRO go public? ▼
Xero Limited went public in 2012, making it a 14-year-old public company as of 2026.
How much would A$1,000 invested in XRO 5 years ago be worth today? ▼
A A$1,000 investment in XRO five years ago would be worth approximately A$636 today, representing a -36.4% return.
How much would A$1,000 invested in XRO 10 years ago be worth today? ▼
A A$1,000 investment in XRO ten years ago would be worth approximately A$5,771 today, representing a 477.1% total return over the decade.
What is XRO's 3-year return? ▼
Over the past 3 years, XRO has returned -9.9%. A A$1,000 investment would have grown to A$901.
How much would A$1,000 invested in XRO at IPO be worth today? ▼
If you invested A$1,000 in XRO at its IPO in 2012, it would be worth approximately A$14,638 today, a 1,363.8% return over 14 years.
Does XRO pay dividends? ▼
No, Xero Limited does not currently pay a dividend. The company reinvests its earnings into growth.
What is XRO's market cap? ▼
Xero Limited has a market capitalization of A$14 billion, classifying it as a large-cap company.
What is XRO's P/E ratio? ▼
XRO has a trailing P/E ratio of 54.0 and a forward P/E of 63.5, which measures how much investors are paying per dollar of earnings.
Is XRO a buy, hold, or sell? ▼
Based on 14 opinions, XRO has a consensus "buy" rating. The average price target is A$153.63.
Last updated: 3/15/2026