About Bank of Montreal (BMO)
Bank of Montreal is a Banks - Diversified company operating in the Financial Services sector. The company is headquartered in Montreal, Canada. BMO has been publicly traded since 1995, giving it 31+ years of trading history.
Bank of Montreal (BMO) has been publicly traded since 1995, making it a 31-year-old public company. It operates in the Banks - Diversified industry within the Financial Services sector. The company is headquartered in Montreal, Canada and employs approximately 53,234 people. With a market capitalization of C$131 billion, BMO is a large established company.
BMO trades on the Toronto Stock Exchange and is classified as a large-cap-cap stock with a market capitalization of approximately C$131 billion. The company employs approximately 53,234 people worldwide.
Key Statistics
- Current Price
- C$186.15
- Market Cap
- C$131.46B
- 52-Week High
- C$204.57
- 52-Week Low
- C$121.31
- Sector
- Financial Services
- Industry
- Banks - Diversified
BMO Investment Performance
BMO has gained 5.3% year-to-date in 2026. Over the past 5 years, a C$1,000 investment in BMO would have grown to C$2,059, representing a 105.9% total return. Since its IPO in 1995, a C$1,000 investment would now be worth C$50,471.
C$1,000 Invested in Bank of Montreal (BMO)
How much would C$1,000 invested in BMO be worth today?
What would C$1,000 invested in BMO 1 year ago be worth today?
A C$1,000 investment in Bank of Montreal (BMO) in 2025 would be worth C$1,411 as of March 2026, representing a +41.1% total return.
What would C$1,000 invested in BMO 3 years ago be worth today?
A C$1,000 investment in Bank of Montreal (BMO) in 2023 would be worth C$1,775 as of March 2026, representing a +77.5% total return.
What would C$1,000 invested in BMO 5 years ago be worth today?
A C$1,000 investment in Bank of Montreal (BMO) in 2021 would be worth C$2,059 as of March 2026, representing a +105.9% total return.
What would C$1,000 invested in BMO 10 years ago be worth today?
A C$1,000 investment in Bank of Montreal (BMO) in 2016 would be worth C$3,597 as of March 2026, representing a +259.7% total return.
What would C$1,000 invested in BMO at IPO be worth today?
A C$1,000 investment in Bank of Montreal (BMO) at IPO would be worth C$50,471 as of March 2026, representing a +4947.1% total return.
Monthly Returns Heatmap
Over the past 31+ years (374 months), Bank of Montreal (BMO) has averaged a monthly return of +1.22% with a median return of +1.21%. The stock had 231 positive months (62%) and 141 negative months (38%). The best month in BMO's history was April 2009 with a +21.9% return, while the worst was August 1998 at -24.7%. Historically, July tends to be the strongest month (averaging +3.0%), and August the weakest (-0.7%).
BMO's longest winning streak was 9 consecutive months of gains, while its longest losing streak was 5 consecutive months of losses. The best full year was 2009 with a cumulative return of +71.6%, and the worst was 2008 at -47.0%.
Annual Returns
Over 31 years of trading history, Bank of Montreal (BMO) has delivered an average annual return of +15.32% with a median return of +11.74%. The compound annual growth rate (CAGR) is +12.62%. The stock posted gains in 23 years (74%) and losses in 8 years (26%).
BMO's best year was 2009 with a +90.94% gain, while the worst was 2008 at -41.27%. The longest streak of consecutive positive years was 6, and the longest losing streak was 2 years. BMO achieved double-digit gains (10%+) in 17 years. It suffered double-digit losses in 3 years.
| Year | Return | Start | End |
|---|---|---|---|
| 2026 | +5.35% | C$176.69 | C$186.15 |
| 2025 | +33.33% | C$132.52 | C$176.69 |
| 2024 | +11.74% | C$118.60 | C$132.52 |
| 2023 | +12.19% | C$105.72 | C$118.60 |
| 2022 | -6.19% | C$112.70 | C$105.72 |
| 2021 | +45.89% | C$77.25 | C$112.70 |
| 2020 | +1.29% | C$76.27 | C$77.25 |
| 2019 | +17.51% | C$64.90 | C$76.27 |
| 2018 | -7.94% | C$70.50 | C$64.90 |
| 2017 | +7.99% | C$65.28 | C$70.50 |
| 2016 | +28.95% | C$50.62 | C$65.28 |
| 2015 | -0.88% | C$51.08 | C$50.62 |
| 2014 | +20.79% | C$42.28 | C$51.08 |
| 2013 | +21.63% | C$34.77 | C$42.28 |
| 2012 | +14.28% | C$30.42 | C$34.77 |
| 2011 | +1.82% | C$29.88 | C$30.42 |
| 2010 | +7.83% | C$27.71 | C$29.88 |
| 2009 | +90.94% | C$14.51 | C$27.71 |
| 2008 | -41.27% | C$24.71 | C$14.51 |
| 2007 | -14.97% | C$29.06 | C$24.71 |
| 2006 | +9.85% | C$26.46 | C$29.06 |
| 2005 | +16.21% | C$22.77 | C$26.46 |
| 2004 | +11.08% | C$20.49 | C$22.77 |
| 2003 | +32.34% | C$15.49 | C$20.49 |
| 2002 | +19.99% | C$12.91 | C$15.49 |
| 2001 | -5.86% | C$13.71 | C$12.91 |
| 2000 | +65.00% | C$8.31 | C$13.71 |
| 1999 | -17.50% | C$10.07 | C$8.31 |
| 1998 | -0.14% | C$10.08 | C$10.07 |
| 1997 | +48.63% | C$6.78 | C$10.08 |
| 1996 | +45.09% | C$4.68 | C$6.78 |
BMO Investment Analysis: Valuation, Risk & Dividends
Key factors to consider when evaluating Bank of Montreal as an investment
Valuation
BMO currently trades at a trailing P/E ratio of 15.5, which is considered moderate relative to the broader market. The forward P/E of 11.6 suggests analysts expect earnings to be lower in the coming year. The price-to-book ratio stands at 1.6. The price-to-sales ratio is 3.9.
Dividends
Bank of Montreal pays a dividend to shareholders with a current yield of 3.59%. This translates to C$6.68 per share annually. The payout ratio of 54% indicates sustainable dividend coverage.
Risk & Volatility
BMO has a beta of 1.16, indicating it is slightly more volatile than the overall market. The stock's 52-week range is C$121.31 to C$204.57, and it currently trades in the upper half of its 52-week range.
Analyst Ratings
Based on 14 analyst opinions, BMO has a consensus "hold" rating. The average price target of C$205.14 suggests 10.2% upside from current levels.
Frequently Asked Questions: BMO
What sector is BMO in? ▼
BMO operates in the Financial Services sector, specifically in the Banks - Diversified industry. This sector includes banks, insurance companies, asset managers, and fintech companies.
How has BMO performed historically? ▼
Over 31 years of trading history, BMO has posted gains in 23 years (74% of the time). The best year was 2009 with a +90.9% return. Past performance does not guarantee future results.
How can I invest in BMO? ▼
You can invest in BMO through any brokerage account that offers access to the Toronto Stock Exchange. Popular options include commission-free brokers like Fidelity, Charles Schwab, or Robinhood (US), or international brokers like Interactive Brokers. You can buy individual shares or invest through ETFs that hold BMO.
Does BMO pay dividends? ▼
Bank of Montreal pays a dividend to shareholders with a current yield of 3.59%. This translates to C$6.68 per share annually. The payout ratio of 54% indicates sustainable dividend coverage.
What does Bank of Montreal do? ▼
Bank of Montreal is a Banks - Diversified company operating in the Financial Services sector. The company is headquartered in Montreal, Canada.
What sector is BMO in? ▼
BMO operates in the Financial Services sector, specifically in the Banks - Diversified industry.
When did BMO go public? ▼
Bank of Montreal went public in 1995, making it a 31-year-old public company as of 2026.
How much would C$1,000 invested in BMO 5 years ago be worth today? ▼
A C$1,000 investment in BMO five years ago would be worth approximately C$2,059 today, representing a 105.9% return.
How much would C$1,000 invested in BMO 10 years ago be worth today? ▼
A C$1,000 investment in BMO ten years ago would be worth approximately C$3,597 today, representing a 259.7% total return over the decade.
What is BMO's 3-year return? ▼
Over the past 3 years, BMO has returned 77.5%. A C$1,000 investment would have grown to C$1,775.
How much would C$1,000 invested in BMO at IPO be worth today? ▼
If you invested C$1,000 in BMO at its IPO in 1995, it would be worth approximately C$50,471 today, a 4,947.1% return over 31 years.
Does BMO pay dividends? ▼
Yes, Bank of Montreal pays a dividend with a current yield of 3.59%, which is C$6.68 per share annually.
What is BMO's market cap? ▼
Bank of Montreal has a market capitalization of C$131 billion, classifying it as a large-cap company.
What is BMO's P/E ratio? ▼
BMO has a trailing P/E ratio of 15.5 and a forward P/E of 11.6, which measures how much investors are paying per dollar of earnings.
Is BMO a buy, hold, or sell? ▼
Based on 14 opinions, BMO has a consensus "hold" rating. The average price target is C$205.14.
Last updated: 3/15/2026