About Intact Financial Corporation (IFC)
Intact Financial Corporation is a Insurance - Property & Casualty company operating in the Financial Services sector. The company is headquartered in Toronto, Canada. IFC has been publicly traded since 2004, giving it 22+ years of trading history.
Intact Financial Corporation (IFC) has been publicly traded since 2004, making it a 22-year-old public company. It operates in the Insurance - Property & Casualty industry within the Financial Services sector. The company is headquartered in Toronto, Canada and employs approximately 32,000 people. With a market capitalization of C$46 billion, IFC is a large established company.
IFC trades on the Toronto Stock Exchange and is classified as a large-cap-cap stock with a market capitalization of approximately C$46 billion. The company employs approximately 32,000 people worldwide.
Key Statistics
- Current Price
- C$258.02
- Market Cap
- C$45.81B
- 52-Week High
- C$317.35
- 52-Week Low
- C$244.01
- Sector
- Financial Services
- Industry
- Insurance - Property & Casualty
IFC Investment Performance
IFC has declined 9.7% year-to-date in 2026. Over the past 5 years, a C$1,000 investment in IFC would have grown to C$1,847, representing a 84.7% total return. Since its IPO in 2004, a C$1,000 investment would now be worth C$14,404.
C$1,000 Invested in Intact Financial Corporation (IFC)
How much would C$1,000 invested in IFC be worth today?
What would C$1,000 invested in IFC 1 year ago be worth today?
A C$1,000 investment in Intact Financial Corporation (IFC) in 2025 would be worth C$890 as of March 2026, representing a -11.0% total return.
What would C$1,000 invested in IFC 3 years ago be worth today?
A C$1,000 investment in Intact Financial Corporation (IFC) in 2023 would be worth C$1,410 as of March 2026, representing a +41.0% total return.
What would C$1,000 invested in IFC 5 years ago be worth today?
A C$1,000 investment in Intact Financial Corporation (IFC) in 2021 would be worth C$1,847 as of March 2026, representing a +84.7% total return.
What would C$1,000 invested in IFC 10 years ago be worth today?
A C$1,000 investment in Intact Financial Corporation (IFC) in 2016 would be worth C$3,554 as of March 2026, representing a +255.4% total return.
What would C$1,000 invested in IFC at IPO be worth today?
A C$1,000 investment in Intact Financial Corporation (IFC) at IPO would be worth C$14,404 as of March 2026, representing a +1340.4% total return.
Monthly Returns Heatmap
Over the past 21+ years (255 months), Intact Financial Corporation (IFC) has averaged a monthly return of +1.17% with a median return of +1.08%. The stock had 153 positive months (60%) and 102 negative months (40%). The best month in IFC's history was August 2005 with a +20.2% return, while the worst was March 2020 at -15.8%. Historically, February tends to be the strongest month (averaging +3.3%), and May the weakest (-0.1%).
IFC's longest winning streak was 10 consecutive months of gains, while its longest losing streak was 5 consecutive months of losses. The best full year was 2005 with a cumulative return of +59.7%, and the worst was 2007 at -24.8%.
Annual Returns
Over 22 years of trading history, Intact Financial Corporation (IFC) has delivered an average annual return of +14.65% with a median return of +11.29%. The compound annual growth rate (CAGR) is +12.89%. The stock posted gains in 18 years (82%) and losses in 4 years (18%).
IFC's best year was 2005 with a +75.43% gain, while the worst was 2007 at -22.58%. The longest streak of consecutive positive years was 9, and the longest losing streak was 2 years. IFC achieved double-digit gains (10%+) in 15 years. It suffered double-digit losses in 2 years.
| Year | Return | Start | End |
|---|---|---|---|
| 2026 | -9.70% | C$285.73 | C$258.02 |
| 2025 | +11.22% | C$256.90 | C$285.73 |
| 2024 | +31.00% | C$196.11 | C$256.90 |
| 2023 | +6.96% | C$183.35 | C$196.11 |
| 2022 | +21.06% | C$151.46 | C$183.35 |
| 2021 | +11.37% | C$135.99 | C$151.46 |
| 2020 | +10.01% | C$123.62 | C$135.99 |
| 2019 | +45.11% | C$85.19 | C$123.62 |
| 2018 | -2.83% | C$87.67 | C$85.19 |
| 2017 | +12.14% | C$78.18 | C$87.67 |
| 2016 | +11.17% | C$70.33 | C$78.18 |
| 2015 | +8.26% | C$64.96 | C$70.33 |
| 2014 | +24.09% | C$52.35 | C$64.96 |
| 2013 | +10.10% | C$47.55 | C$52.35 |
| 2012 | +13.62% | C$41.85 | C$47.55 |
| 2011 | +18.35% | C$35.36 | C$41.85 |
| 2010 | +41.08% | C$25.06 | C$35.36 |
| 2009 | +19.78% | C$20.92 | C$25.06 |
| 2008 | -17.43% | C$25.34 | C$20.92 |
| 2007 | -22.58% | C$32.73 | C$25.34 |
| 2006 | +4.14% | C$31.43 | C$32.73 |
| 2005 | +75.43% | C$17.92 | C$31.43 |
IFC Investment Analysis: Valuation, Risk & Dividends
Key factors to consider when evaluating Intact Financial Corporation as an investment
Valuation
IFC currently trades at a trailing P/E ratio of 14.1, which is considered low relative to the broader market. The forward P/E of 13.6 suggests analysts expect earnings to be lower in the coming year. The price-to-book ratio stands at 2.4. The price-to-sales ratio is 1.8.
Dividends
Intact Financial Corporation pays a dividend to shareholders with a current yield of 2.28%. This translates to C$5.88 per share annually. The payout ratio of 29% indicates sustainable dividend coverage.
Risk & Volatility
IFC has a beta of 0.27, indicating it is less volatile than the overall market. The stock's 52-week range is C$244.01 to C$317.35, and it currently trades near its 52-week low.
Analyst Ratings
Based on 13 analyst opinions, IFC has a consensus "none" rating. The average price target of C$313.08 suggests 21.3% upside from current levels.
Frequently Asked Questions: IFC
What sector is IFC in? ▼
IFC operates in the Financial Services sector, specifically in the Insurance - Property & Casualty industry. This sector includes banks, insurance companies, asset managers, and fintech companies.
How has IFC performed historically? ▼
Over 22 years of trading history, IFC has posted gains in 18 years (82% of the time). The best year was 2005 with a +75.4% return. Past performance does not guarantee future results.
How can I invest in IFC? ▼
You can invest in IFC through any brokerage account that offers access to the Toronto Stock Exchange. Popular options include commission-free brokers like Fidelity, Charles Schwab, or Robinhood (US), or international brokers like Interactive Brokers. You can buy individual shares or invest through ETFs that hold IFC.
Does IFC pay dividends? ▼
Intact Financial Corporation pays a dividend to shareholders with a current yield of 2.28%. This translates to C$5.88 per share annually. The payout ratio of 29% indicates sustainable dividend coverage.
What does Intact Financial Corporation do? ▼
Intact Financial Corporation is a Insurance - Property & Casualty company operating in the Financial Services sector. The company is headquartered in Toronto, Canada.
What sector is IFC in? ▼
IFC operates in the Financial Services sector, specifically in the Insurance - Property & Casualty industry.
When did IFC go public? ▼
Intact Financial Corporation went public in 2004, making it a 22-year-old public company as of 2026.
How much would C$1,000 invested in IFC 5 years ago be worth today? ▼
A C$1,000 investment in IFC five years ago would be worth approximately C$1,847 today, representing a 84.7% return.
How much would C$1,000 invested in IFC 10 years ago be worth today? ▼
A C$1,000 investment in IFC ten years ago would be worth approximately C$3,554 today, representing a 255.4% total return over the decade.
What is IFC's 3-year return? ▼
Over the past 3 years, IFC has returned 41.0%. A C$1,000 investment would have grown to C$1,410.
How much would C$1,000 invested in IFC at IPO be worth today? ▼
If you invested C$1,000 in IFC at its IPO in 2004, it would be worth approximately C$14,404 today, a 1,340.4% return over 22 years.
Does IFC pay dividends? ▼
Yes, Intact Financial Corporation pays a dividend with a current yield of 2.28%, which is C$5.88 per share annually.
What is IFC's market cap? ▼
Intact Financial Corporation has a market capitalization of C$46 billion, classifying it as a large-cap company.
What is IFC's P/E ratio? ▼
IFC has a trailing P/E ratio of 14.1 and a forward P/E of 13.6, which measures how much investors are paying per dollar of earnings.
Is IFC a buy, hold, or sell? ▼
Based on 13 opinions, IFC has a consensus "none" rating. The average price target is C$313.08.
Last updated: 3/15/2026