About Allianz SE (ALV)
Allianz SE is a Insurance - Diversified company operating in the Financial Services sector. The company is headquartered in Munich, Germany. ALV has been publicly traded since 1996, giving it 30+ years of trading history.
Allianz SE (ALV) has been publicly traded since 1996, making it a 30-year-old public company. It operates in the Insurance - Diversified industry within the Financial Services sector. The company is headquartered in Munich, Germany and employs approximately 138,378 people. With a market capitalization of €133 billion, ALV is a large established company.
ALV trades on the German stock exchanges (XETRA/Frankfurt) and is classified as a large-cap-cap stock with a market capitalization of approximately €133 billion. The company employs approximately 138,378 people worldwide.
Key Statistics
- Current Price
- €354.10
- Market Cap
- €132.61B
- 52-Week High
- €396.00
- 52-Week Low
- €286.60
- Sector
- Financial Services
- Industry
- Insurance - Diversified
ALV Investment Performance
ALV has declined 9.3% year-to-date in 2026. Over the past 5 years, a €1,000 investment in ALV would have grown to €2,081, representing a 108.1% total return. Since its IPO in 1996, a €1,000 investment would now be worth €6,517.
€1,000 Invested in Allianz SE (ALV)
How much would €1,000 invested in ALV be worth today?
What would €1,000 invested in ALV 1 year ago be worth today?
A €1,000 investment in Allianz SE (ALV) in 2025 would be worth €1,049 as of March 2026, representing a +4.9% total return.
What would €1,000 invested in ALV 3 years ago be worth today?
A €1,000 investment in Allianz SE (ALV) in 2023 would be worth €1,928 as of March 2026, representing a +92.8% total return.
What would €1,000 invested in ALV 5 years ago be worth today?
A €1,000 investment in Allianz SE (ALV) in 2021 would be worth €2,081 as of March 2026, representing a +108.1% total return.
What would €1,000 invested in ALV 10 years ago be worth today?
A €1,000 investment in Allianz SE (ALV) in 2016 would be worth €4,019 as of March 2026, representing a +301.9% total return.
What would €1,000 invested in ALV at IPO be worth today?
A €1,000 investment in Allianz SE (ALV) at IPO would be worth €6,517 as of March 2026, representing a +551.7% total return.
Monthly Returns Heatmap
Over the past 29+ years (351 months), Allianz SE (ALV) has averaged a monthly return of +0.93% with a median return of +1.71%. The stock had 205 positive months (58%) and 146 negative months (42%). The best month in ALV's history was April 2003 with a +43.0% return, while the worst was October 2008 at -39.7%. Historically, November tends to be the strongest month (averaging +4.2%), and August the weakest (-2.3%).
ALV's longest winning streak was 9 consecutive months of gains, while its longest losing streak was 6 consecutive months of losses. The best full year was 1997 with a cumulative return of +57.9%, and the worst was 2002 at -87.6%.
Annual Returns
Over 30 years of trading history, Allianz SE (ALV) has delivered an average annual return of +10.71% with a median return of +11.58%. The compound annual growth rate (CAGR) is +6.45%. The stock posted gains in 21 years (70%) and losses in 9 years (30%).
ALV's best year was 1997 with a +65.77% gain, while the worst was 2002 at -65.69%. The longest streak of consecutive positive years was 6, and the longest losing streak was 2 years. ALV achieved double-digit gains (10%+) in 16 years. It suffered double-digit losses in 4 years.
| Year | Return | Start | End |
|---|---|---|---|
| 2026 | -9.32% | €390.50 | €354.10 |
| 2025 | +37.66% | €283.66 | €390.50 |
| 2024 | +28.82% | €220.20 | €283.66 |
| 2023 | +26.98% | €173.41 | €220.20 |
| 2022 | +1.90% | €170.17 | €173.41 |
| 2021 | +8.15% | €157.34 | €170.17 |
| 2020 | -2.29% | €161.04 | €157.34 |
| 2019 | +30.31% | €123.58 | €161.04 |
| 2018 | -4.70% | €129.68 | €123.58 |
| 2017 | +27.47% | €101.73 | €129.68 |
| 2016 | +0.91% | €100.81 | €101.73 |
| 2015 | +24.61% | €80.90 | €100.81 |
| 2014 | +10.02% | €73.53 | €80.90 |
| 2013 | +29.20% | €56.92 | €73.53 |
| 2012 | +49.85% | €37.98 | €56.92 |
| 2011 | -13.16% | €43.74 | €37.98 |
| 2010 | +7.26% | €40.78 | €43.74 |
| 2009 | +22.31% | €33.34 | €40.78 |
| 2008 | -46.96% | €62.86 | €33.34 |
| 2007 | -2.17% | €64.25 | €62.86 |
| 2006 | +22.83% | €52.31 | €64.25 |
| 2005 | +33.55% | €39.17 | €52.31 |
| 2004 | -0.84% | €39.50 | €39.17 |
| 2003 | +13.14% | €34.91 | €39.50 |
| 2002 | -65.69% | €101.75 | €34.91 |
| 2001 | -32.96% | €151.77 | €101.75 |
| 2000 | +19.40% | €127.11 | €151.77 |
| 1999 | +5.85% | €120.09 | €127.11 |
| 1998 | +33.41% | €90.02 | €120.09 |
| 1997 | +65.77% | €54.30 | €90.02 |
ALV Investment Analysis: Valuation, Risk & Dividends
Key factors to consider when evaluating Allianz SE as an investment
Valuation
ALV currently trades at a trailing P/E ratio of 12.8, which is considered low relative to the broader market. The forward P/E of 10.6 suggests analysts expect earnings to be lower in the coming year. The price-to-book ratio stands at 2.1. The price-to-sales ratio is 1.2.
Dividends
Allianz SE pays a dividend to shareholders with a current yield of 4.83%. This translates to €17.10 per share annually. The payout ratio of 56% indicates sustainable dividend coverage.
Risk & Volatility
ALV has a beta of 0.65, indicating it is less volatile than the overall market. The stock's 52-week range is €286.60 to €396.00, and it currently trades in the upper half of its 52-week range.
Analyst Ratings
Based on 18 analyst opinions, ALV has a consensus "buy" rating. The average price target of €393.91 suggests 11.2% upside from current levels.
Frequently Asked Questions: ALV
What sector is ALV in? ▼
ALV operates in the Financial Services sector, specifically in the Insurance - Diversified industry. This sector includes banks, insurance companies, asset managers, and fintech companies.
How has ALV performed historically? ▼
Over 30 years of trading history, ALV has posted gains in 21 years (70% of the time). The best year was 1997 with a +65.8% return. Past performance does not guarantee future results.
How can I invest in ALV? ▼
You can invest in ALV through any brokerage account that offers access to German exchanges. Popular options include commission-free brokers like Fidelity, Charles Schwab, or Robinhood (US), or international brokers like Interactive Brokers. You can buy individual shares or invest through ETFs that hold ALV.
Does ALV pay dividends? ▼
Allianz SE pays a dividend to shareholders with a current yield of 4.83%. This translates to €17.10 per share annually. The payout ratio of 56% indicates sustainable dividend coverage.
What does Allianz SE do? ▼
Allianz SE is a Insurance - Diversified company operating in the Financial Services sector. The company is headquartered in Munich, Germany.
What sector is ALV in? ▼
ALV operates in the Financial Services sector, specifically in the Insurance - Diversified industry.
When did ALV go public? ▼
Allianz SE went public in 1996, making it a 30-year-old public company as of 2026.
How much would €1,000 invested in ALV 5 years ago be worth today? ▼
A €1,000 investment in ALV five years ago would be worth approximately €2,081 today, representing a 108.1% return.
How much would €1,000 invested in ALV 10 years ago be worth today? ▼
A €1,000 investment in ALV ten years ago would be worth approximately €4,019 today, representing a 301.9% total return over the decade.
What is ALV's 3-year return? ▼
Over the past 3 years, ALV has returned 92.8%. A €1,000 investment would have grown to €1,928.
How much would €1,000 invested in ALV at IPO be worth today? ▼
If you invested €1,000 in ALV at its IPO in 1996, it would be worth approximately €6,517 today, a 551.7% return over 30 years.
Does ALV pay dividends? ▼
Yes, Allianz SE pays a dividend with a current yield of 4.83%, which is €17.1 per share annually.
What is ALV's market cap? ▼
Allianz SE has a market capitalization of €133 billion, classifying it as a large-cap company.
What is ALV's P/E ratio? ▼
ALV has a trailing P/E ratio of 12.8 and a forward P/E of 10.6, which measures how much investors are paying per dollar of earnings.
Is ALV a buy, hold, or sell? ▼
Based on 18 opinions, ALV has a consensus "buy" rating. The average price target is €393.91.
Last updated: 3/15/2026