About Grenke AG (GLJ)
Grenke AG is a Credit Services company operating in the Financial Services sector. The company is headquartered in Baden-Baden, Germany. GLJ has been publicly traded since 2000, giving it 26+ years of trading history.
Grenke AG (GLJ) has been publicly traded since 2000, making it a 26-year-old public company. It operates in the Credit Services industry within the Financial Services sector. The company is headquartered in Baden-Baden, Germany. With a market capitalization of €586 million, GLJ is a smaller company with higher growth potential.
GLJ trades on the German stock exchanges (XETRA/Frankfurt) and is classified as a small-cap-cap stock with a market capitalization of approximately €586 million.
Key Statistics
- Current Price
- €13.26
- Market Cap
- €585.80M
- 52-Week High
- €19.82
- 52-Week Low
- €11.94
- Sector
- Financial Services
- Industry
- Credit Services
GLJ Investment Performance
GLJ has declined 15.2% year-to-date in 2026. Over the past 5 years, a €1,000 investment in GLJ would have grown to €450, representing a -55.0% total return. Since its IPO in 2000, a €1,000 investment would now be worth €2,842.
€1,000 Invested in Grenke AG (GLJ)
How much would €1,000 invested in GLJ be worth today?
What would €1,000 invested in GLJ 1 year ago be worth today?
A €1,000 investment in Grenke AG (GLJ) in 2025 would be worth €1,005 as of March 2026, representing a +0.5% total return.
What would €1,000 invested in GLJ 3 years ago be worth today?
A €1,000 investment in Grenke AG (GLJ) in 2023 would be worth €556 as of March 2026, representing a -44.4% total return.
What would €1,000 invested in GLJ 5 years ago be worth today?
A €1,000 investment in Grenke AG (GLJ) in 2021 would be worth €450 as of March 2026, representing a -55.0% total return.
What would €1,000 invested in GLJ 10 years ago be worth today?
A €1,000 investment in Grenke AG (GLJ) in 2016 would be worth €244 as of March 2026, representing a -75.5% total return.
What would €1,000 invested in GLJ at IPO be worth today?
A €1,000 investment in Grenke AG (GLJ) at IPO would be worth €2,842 as of March 2026, representing a +184.2% total return.
Monthly Returns Heatmap
Over the past 25+ years (311 months), Grenke AG (GLJ) has averaged a monthly return of +1.04% with a median return of +0.87%. The stock had 166 positive months (53%) and 143 negative months (46%). The best month in GLJ's history was October 2001 with a +75.2% return, while the worst was September 2020 at -48.5%. Historically, April tends to be the strongest month (averaging +6.3%), and September the weakest (-5.9%).
GLJ's longest winning streak was 12 consecutive months of gains, while its longest losing streak was 6 consecutive months of losses. The best full year was 2015 with a cumulative return of +77.9%, and the worst was 2002 at -55.9%.
Annual Returns
Over 26 years of trading history, Grenke AG (GLJ) has delivered an average annual return of +11.51% with a median return of +4.17%. The compound annual growth rate (CAGR) is +2.39%. The stock posted gains in 14 years (54%) and losses in 12 years (46%).
GLJ's best year was 2015 with a +109.40% gain, while the worst was 2020 at -57.41%. The longest streak of consecutive positive years was 7, and the longest losing streak was 3 years. GLJ achieved double-digit gains (10%+) in 12 years. It suffered double-digit losses in 11 years.
| Year | Return | Start | End |
|---|---|---|---|
| 2026 | -15.22% | €15.64 | €13.26 |
| 2025 | +3.91% | €15.05 | €15.64 |
| 2024 | -36.77% | €23.80 | €15.05 |
| 2023 | +29.94% | €18.32 | €23.80 |
| 2022 | -34.91% | €28.14 | €18.32 |
| 2021 | -20.49% | €35.40 | €28.14 |
| 2020 | -57.41% | €83.12 | €35.40 |
| 2019 | +25.46% | €66.25 | €83.12 |
| 2018 | -5.60% | €70.18 | €66.25 |
| 2017 | +60.87% | €43.63 | €70.18 |
| 2016 | -18.56% | €53.57 | €43.63 |
| 2015 | +109.40% | €25.58 | €53.57 |
| 2014 | +32.57% | €19.30 | €25.58 |
| 2013 | +36.17% | €14.17 | €19.30 |
| 2012 | +31.92% | €10.74 | €14.17 |
| 2011 | +4.42% | €10.29 | €10.74 |
| 2010 | +31.34% | €7.83 | €10.29 |
| 2009 | +69.60% | €4.62 | €7.83 |
| 2008 | -20.35% | €5.80 | €4.62 |
| 2007 | -35.48% | €8.99 | €5.80 |
| 2006 | -24.75% | €11.94 | €8.99 |
| 2005 | +40.32% | €8.51 | €11.94 |
| 2004 | +100.64% | €4.24 | €8.51 |
| 2003 | +75.59% | €2.42 | €4.24 |
| 2002 | -47.56% | €4.61 | €2.42 |
| 2001 | -35.70% | €7.17 | €4.61 |
GLJ Investment Analysis: Valuation, Risk & Dividends
Key factors to consider when evaluating Grenke AG as an investment
Valuation
GLJ currently trades at a trailing P/E ratio of 11.5, which is considered low relative to the broader market. The forward P/E of 6.1 suggests analysts expect earnings to be lower in the coming year. The price-to-book ratio stands at 0.4. The price-to-sales ratio is 0.9.
Dividends
Grenke AG pays a dividend to shareholders with a current yield of 3.17%. This translates to €0.42 per share annually. The payout ratio of 35% indicates sustainable dividend coverage.
Risk & Volatility
GLJ has a beta of 1.46, indicating it is significantly more volatile than the overall market. The stock's 52-week range is €11.94 to €19.82, and it currently trades near its 52-week low.
Analyst Ratings
Based on 5 analyst opinions, GLJ has a consensus "buy" rating. The average price target of €20.64 suggests 55.7% upside from current levels.
Frequently Asked Questions: GLJ
What sector is GLJ in? ▼
GLJ operates in the Financial Services sector, specifically in the Credit Services industry. This sector includes banks, insurance companies, asset managers, and fintech companies.
How has GLJ performed historically? ▼
Over 26 years of trading history, GLJ has posted gains in 14 years (54% of the time). The best year was 2015 with a +109.4% return. Past performance does not guarantee future results.
How can I invest in GLJ? ▼
You can invest in GLJ through any brokerage account that offers access to German exchanges. Popular options include commission-free brokers like Fidelity, Charles Schwab, or Robinhood (US), or international brokers like Interactive Brokers. You can buy individual shares or invest through ETFs that hold GLJ.
Does GLJ pay dividends? ▼
Grenke AG pays a dividend to shareholders with a current yield of 3.17%. This translates to €0.42 per share annually. The payout ratio of 35% indicates sustainable dividend coverage.
What does Grenke AG do? ▼
Grenke AG is a Credit Services company operating in the Financial Services sector. The company is headquartered in Baden-Baden, Germany.
What sector is GLJ in? ▼
GLJ operates in the Financial Services sector, specifically in the Credit Services industry.
When did GLJ go public? ▼
Grenke AG went public in 2000, making it a 26-year-old public company as of 2026.
How much would €1,000 invested in GLJ 5 years ago be worth today? ▼
A €1,000 investment in GLJ five years ago would be worth approximately €450 today, representing a -55.0% return.
How much would €1,000 invested in GLJ 10 years ago be worth today? ▼
A €1,000 investment in GLJ ten years ago would be worth approximately €244 today, representing a -75.5% total return over the decade.
What is GLJ's 3-year return? ▼
Over the past 3 years, GLJ has returned -44.4%. A €1,000 investment would have grown to €556.
How much would €1,000 invested in GLJ at IPO be worth today? ▼
If you invested €1,000 in GLJ at its IPO in 2000, it would be worth approximately €2,842 today, a 184.2% return over 26 years.
Does GLJ pay dividends? ▼
Yes, Grenke AG pays a dividend with a current yield of 3.17%, which is €0.42 per share annually.
What is GLJ's market cap? ▼
Grenke AG has a market capitalization of €586 million, classifying it as a small-cap company.
What is GLJ's P/E ratio? ▼
GLJ has a trailing P/E ratio of 11.5 and a forward P/E of 6.1, which measures how much investors are paying per dollar of earnings.
Is GLJ a buy, hold, or sell? ▼
Based on 5 opinions, GLJ has a consensus "buy" rating. The average price target is €20.64.
Last updated: 3/15/2026