About Hannover Rück SE (HNR1)
Hannover Rück SE is a Insurance - Reinsurance company operating in the Financial Services sector. The company is headquartered in Hanover, Germany. HNR1 has been publicly traded since 2000, giving it 26+ years of trading history.
Hannover Rück SE (HNR1) has been publicly traded since 2000, making it a 26-year-old public company. It operates in the Insurance - Reinsurance industry within the Financial Services sector. The company is headquartered in Hanover, Germany and employs approximately 3,732 people. With a market capitalization of €31 billion, HNR1 is a large established company.
HNR1 trades on the German stock exchanges (XETRA/Frankfurt) and is classified as a large-cap-cap stock with a market capitalization of approximately €31 billion. The company employs approximately 3,732 people worldwide.
Key Statistics
- Current Price
- €261.20
- Market Cap
- €31.50B
- 52-Week High
- €292.60
- 52-Week Low
- €233.00
- Sector
- Financial Services
- Industry
- Insurance - Reinsurance
HNR1 Investment Performance
HNR1 has declined 1.9% year-to-date in 2026. Over the past 5 years, a €1,000 investment in HNR1 would have grown to €1,976, representing a 97.6% total return. Since its IPO in 2000, a €1,000 investment would now be worth €20,616.
€1,000 Invested in Hannover Rück SE (HNR1)
How much would €1,000 invested in HNR1 be worth today?
What would €1,000 invested in HNR1 1 year ago be worth today?
A €1,000 investment in Hannover Rück SE (HNR1) in 2025 would be worth €982 as of March 2026, representing a -1.9% total return.
What would €1,000 invested in HNR1 3 years ago be worth today?
A €1,000 investment in Hannover Rück SE (HNR1) in 2023 would be worth €1,593 as of March 2026, representing a +59.3% total return.
What would €1,000 invested in HNR1 5 years ago be worth today?
A €1,000 investment in Hannover Rück SE (HNR1) in 2021 would be worth €1,976 as of March 2026, representing a +97.6% total return.
What would €1,000 invested in HNR1 10 years ago be worth today?
A €1,000 investment in Hannover Rück SE (HNR1) in 2016 would be worth €3,724 as of March 2026, representing a +272.4% total return.
What would €1,000 invested in HNR1 at IPO be worth today?
A €1,000 investment in Hannover Rück SE (HNR1) at IPO would be worth €20,616 as of March 2026, representing a +1961.6% total return.
Monthly Returns Heatmap
Over the past 25+ years (305 months), Hannover Rück SE (HNR1) has averaged a monthly return of +1.25% with a median return of +1.70%. The stock had 181 positive months (59%) and 124 negative months (41%). The best month in HNR1's history was October 2002 with a +37.5% return, while the worst was September 2001 at -31.2%. Historically, October tends to be the strongest month (averaging +3.7%), and September the weakest (-1.4%).
HNR1's longest winning streak was 8 consecutive months of gains, while its longest losing streak was 6 consecutive months of losses. The best full year was 2012 with a cumulative return of +49.1%, and the worst was 2001 at -19.6%.
Annual Returns
Over 26 years of trading history, Hannover Rück SE (HNR1) has delivered an average annual return of +14.53% with a median return of +14.50%. The compound annual growth rate (CAGR) is +12.45%. The stock posted gains in 21 years (81%) and losses in 5 years (19%).
HNR1's best year was 2012 with a +61.05% gain, while the worst was 2001 at -26.30%. The longest streak of consecutive positive years was 11, and the longest losing streak was 2 years. HNR1 achieved double-digit gains (10%+) in 15 years. It suffered double-digit losses in 3 years.
| Year | Return | Start | End |
|---|---|---|---|
| 2026 | -1.88% | €266.20 | €261.20 |
| 2025 | +13.83% | €233.86 | €266.20 |
| 2024 | +15.17% | €203.06 | €233.86 |
| 2023 | +20.36% | €168.71 | €203.06 |
| 2022 | +15.47% | €146.11 | €168.71 |
| 2021 | +32.14% | €110.57 | €146.11 |
| 2020 | -21.42% | €140.70 | €110.57 |
| 2019 | +52.31% | €92.38 | €140.70 |
| 2018 | +17.14% | €78.86 | €92.38 |
| 2017 | +6.71% | €73.90 | €78.86 |
| 2016 | +2.10% | €72.38 | €73.90 |
| 2015 | +47.97% | €48.91 | €72.38 |
| 2014 | +25.73% | €38.90 | €48.91 |
| 2013 | +11.84% | €34.79 | €38.90 |
| 2012 | +61.05% | €21.60 | €34.79 |
| 2011 | +1.22% | €21.34 | €21.60 |
| 2010 | +30.41% | €16.36 | €21.34 |
| 2009 | +45.38% | €11.26 | €16.36 |
| 2008 | -23.76% | €14.76 | €11.26 |
| 2007 | -6.00% | €15.71 | €14.76 |
| 2006 | +17.21% | €13.40 | €15.71 |
| 2005 | +7.39% | €12.48 | €13.40 |
| 2004 | +7.39% | €11.62 | €12.48 |
| 2003 | +18.01% | €9.85 | €11.62 |
| 2002 | +8.18% | €9.10 | €9.85 |
| 2001 | -26.30% | €12.35 | €9.10 |
HNR1 Investment Analysis: Valuation, Risk & Dividends
Key factors to consider when evaluating Hannover Rück SE as an investment
Valuation
HNR1 currently trades at a trailing P/E ratio of 12.8, which is considered low relative to the broader market. The forward P/E of 11.0 suggests analysts expect earnings to be lower in the coming year. The price-to-book ratio stands at 2.4. The price-to-sales ratio is 1.2.
Dividends
Hannover Rück SE pays a dividend to shareholders with a current yield of 4.79%. This translates to €12.50 per share annually. The payout ratio of 34% indicates sustainable dividend coverage.
Risk & Volatility
HNR1 has a beta of 0.21, indicating it is less volatile than the overall market. The stock's 52-week range is €233.00 to €292.60, and it currently trades in the lower half of its 52-week range.
Analyst Ratings
Based on 15 analyst opinions, HNR1 has a consensus "buy" rating. The average price target of €286.40 suggests 9.6% upside from current levels.
Frequently Asked Questions: HNR1
What sector is HNR1 in? ▼
HNR1 operates in the Financial Services sector, specifically in the Insurance - Reinsurance industry. This sector includes banks, insurance companies, asset managers, and fintech companies.
How has HNR1 performed historically? ▼
Over 26 years of trading history, HNR1 has posted gains in 21 years (81% of the time). The best year was 2012 with a +61.0% return. Past performance does not guarantee future results.
How can I invest in HNR1? ▼
You can invest in HNR1 through any brokerage account that offers access to German exchanges. Popular options include commission-free brokers like Fidelity, Charles Schwab, or Robinhood (US), or international brokers like Interactive Brokers. You can buy individual shares or invest through ETFs that hold HNR1.
Does HNR1 pay dividends? ▼
Hannover Rück SE pays a dividend to shareholders with a current yield of 4.79%. This translates to €12.50 per share annually. The payout ratio of 34% indicates sustainable dividend coverage.
What does Hannover Rück SE do? ▼
Hannover Rück SE is a Insurance - Reinsurance company operating in the Financial Services sector. The company is headquartered in Hanover, Germany.
What sector is HNR1 in? ▼
HNR1 operates in the Financial Services sector, specifically in the Insurance - Reinsurance industry.
When did HNR1 go public? ▼
Hannover Rück SE went public in 2000, making it a 26-year-old public company as of 2026.
How much would €1,000 invested in HNR1 5 years ago be worth today? ▼
A €1,000 investment in HNR1 five years ago would be worth approximately €1,976 today, representing a 97.6% return.
How much would €1,000 invested in HNR1 10 years ago be worth today? ▼
A €1,000 investment in HNR1 ten years ago would be worth approximately €3,724 today, representing a 272.4% total return over the decade.
What is HNR1's 3-year return? ▼
Over the past 3 years, HNR1 has returned 59.2%. A €1,000 investment would have grown to €1,593.
How much would €1,000 invested in HNR1 at IPO be worth today? ▼
If you invested €1,000 in HNR1 at its IPO in 2000, it would be worth approximately €20,616 today, a 1,961.6% return over 26 years.
Does HNR1 pay dividends? ▼
Yes, Hannover Rück SE pays a dividend with a current yield of 4.79%, which is €12.5 per share annually.
What is HNR1's market cap? ▼
Hannover Rück SE has a market capitalization of €31 billion, classifying it as a large-cap company.
What is HNR1's P/E ratio? ▼
HNR1 has a trailing P/E ratio of 12.8 and a forward P/E of 11.0, which measures how much investors are paying per dollar of earnings.
Is HNR1 a buy, hold, or sell? ▼
Based on 15 opinions, HNR1 has a consensus "buy" rating. The average price target is €286.4.
Last updated: 3/15/2026