About SAP SE (SAP)
SAP SE is a Software - Application company operating in the Technology sector. The company is headquartered in Walldorf, Germany. SAP has been publicly traded since 1998, giving it 28+ years of trading history.
SAP SE (SAP) has been publicly traded since 1998, making it a 28-year-old public company. It operates in the Software - Application industry within the Technology sector. The company is headquartered in Walldorf, Germany and employs approximately 110,650 people. With a market capitalization of €194 billion, SAP is a large established company.
SAP trades on the German stock exchanges (XETRA/Frankfurt) and is classified as a large-cap-cap stock with a market capitalization of approximately €194 billion. The company employs approximately 110,650 people worldwide.
Key Statistics
- Current Price
- €166.44
- Market Cap
- €194.33B
- 52-Week High
- €273.55
- 52-Week Low
- €159.60
- Sector
- Technology
- Industry
- Software - Application
SAP Investment Performance
SAP has declined 20.1% year-to-date in 2026. Over the past 5 years, a €1,000 investment in SAP would have grown to €1,730, representing a 73.0% total return. Since its IPO in 1998, a €1,000 investment would now be worth €5,479.
€1,000 Invested in SAP SE (SAP)
How much would €1,000 invested in SAP be worth today?
What would €1,000 invested in SAP 1 year ago be worth today?
A €1,000 investment in SAP SE (SAP) in 2025 would be worth €687 as of March 2026, representing a -31.3% total return.
What would €1,000 invested in SAP 3 years ago be worth today?
A €1,000 investment in SAP SE (SAP) in 2023 would be worth €1,490 as of March 2026, representing a +49.0% total return.
What would €1,000 invested in SAP 5 years ago be worth today?
A €1,000 investment in SAP SE (SAP) in 2021 would be worth €1,730 as of March 2026, representing a +73.0% total return.
What would €1,000 invested in SAP 10 years ago be worth today?
A €1,000 investment in SAP SE (SAP) in 2016 would be worth €2,732 as of March 2026, representing a +173.2% total return.
What would €1,000 invested in SAP at IPO be worth today?
A €1,000 investment in SAP SE (SAP) at IPO would be worth €5,479 as of March 2026, representing a +447.9% total return.
Monthly Returns Heatmap
Over the past 27+ years (335 months), SAP SE (SAP) has averaged a monthly return of +1.01% with a median return of +0.83%. The stock had 183 positive months (55%) and 151 negative months (45%). The best month in SAP's history was October 2002 with a +69.3% return, while the worst was September 2002 at -41.1%. Historically, April tends to be the strongest month (averaging +3.5%), and September the weakest (-2.7%).
SAP's longest winning streak was 8 consecutive months of gains, while its longest losing streak was 8 consecutive months of losses. The best full year was 2003 with a cumulative return of +67.9%, and the worst was 2000 at -37.1%.
Annual Returns
Over 28 years of trading history, SAP SE (SAP) has delivered an average annual return of +11.33% with a median return of +11.54%. The compound annual growth rate (CAGR) is +7.01%. The stock posted gains in 18 years (64%) and losses in 10 years (36%).
SAP's best year was 2003 with a +80.97% gain, while the worst was 2002 at -47.46%. The longest streak of consecutive positive years was 5, and the longest losing streak was 2 years. SAP achieved double-digit gains (10%+) in 14 years. It suffered double-digit losses in 7 years.
| Year | Return | Start | End |
|---|---|---|---|
| 2026 | -20.12% | €208.35 | €166.44 |
| 2025 | -11.03% | €234.18 | €208.35 |
| 2024 | +71.56% | €136.50 | €234.18 |
| 2023 | +47.17% | €92.75 | €136.50 |
| 2022 | -20.70% | €116.97 | €92.75 |
| 2021 | +18.44% | €98.76 | €116.97 |
| 2020 | -9.59% | €109.24 | €98.76 |
| 2019 | +40.27% | €77.88 | €109.24 |
| 2018 | -5.61% | €82.51 | €77.88 |
| 2017 | +14.35% | €72.15 | €82.51 |
| 2016 | +14.78% | €62.86 | €72.15 |
| 2015 | +27.99% | €49.12 | €62.86 |
| 2014 | -4.78% | €51.58 | €49.12 |
| 2013 | +4.19% | €49.51 | €51.58 |
| 2012 | +52.10% | €32.55 | €49.51 |
| 2011 | +8.73% | €29.94 | €32.55 |
| 2010 | +17.08% | €25.57 | €29.94 |
| 2009 | +32.90% | €19.24 | €25.57 |
| 2008 | -27.95% | €26.70 | €19.24 |
| 2007 | -10.57% | €29.86 | €26.70 |
| 2006 | +8.73% | €27.46 | €29.86 |
| 2005 | +20.71% | €22.75 | €27.46 |
| 2004 | +1.26% | €22.47 | €22.75 |
| 2003 | +80.97% | €12.41 | €22.47 |
| 2002 | -47.46% | €23.63 | €12.41 |
| 2001 | +21.32% | €19.48 | €23.63 |
| 2000 | -42.22% | €33.71 | €19.48 |
| 1999 | +34.86% | €25.00 | €33.71 |
SAP Investment Analysis: Valuation, Risk & Dividends
Key factors to consider when evaluating SAP SE as an investment
Valuation
SAP currently trades at a trailing P/E ratio of 27.3, which is considered high relative to the broader market. The forward P/E of 19.5 suggests analysts expect earnings to be lower in the coming year. The price-to-book ratio stands at 4.4. The price-to-sales ratio is 5.3.
Dividends
SAP SE pays a dividend to shareholders with a current yield of 1.50%. This translates to €2.50 per share annually. The payout ratio of 39% indicates sustainable dividend coverage.
Risk & Volatility
SAP has a beta of 0.69, indicating it is less volatile than the overall market. The stock's 52-week range is €159.60 to €273.55, and it currently trades near its 52-week low.
Analyst Ratings
Based on 27 analyst opinions, SAP has a consensus "buy" rating. The average price target of €246.27 suggests 48.0% upside from current levels.
Frequently Asked Questions: SAP
What sector is SAP in? ▼
SAP operates in the Technology sector, specifically in the Software - Application industry. This sector includes companies involved in software, hardware, semiconductors, and IT services.
How has SAP performed historically? ▼
Over 28 years of trading history, SAP has posted gains in 18 years (64% of the time). The best year was 2003 with a +81.0% return. Past performance does not guarantee future results.
How can I invest in SAP? ▼
You can invest in SAP through any brokerage account that offers access to German exchanges. Popular options include commission-free brokers like Fidelity, Charles Schwab, or Robinhood (US), or international brokers like Interactive Brokers. You can buy individual shares or invest through ETFs that hold SAP.
Does SAP pay dividends? ▼
SAP SE pays a dividend to shareholders with a current yield of 1.50%. This translates to €2.50 per share annually. The payout ratio of 39% indicates sustainable dividend coverage.
What does SAP SE do? ▼
SAP SE is a Software - Application company operating in the Technology sector. The company is headquartered in Walldorf, Germany.
What sector is SAP in? ▼
SAP operates in the Technology sector, specifically in the Software - Application industry.
When did SAP go public? ▼
SAP SE went public in 1998, making it a 28-year-old public company as of 2026.
How much would €1,000 invested in SAP 5 years ago be worth today? ▼
A €1,000 investment in SAP five years ago would be worth approximately €1,730 today, representing a 73.0% return.
How much would €1,000 invested in SAP 10 years ago be worth today? ▼
A €1,000 investment in SAP ten years ago would be worth approximately €2,732 today, representing a 173.2% total return over the decade.
What is SAP's 3-year return? ▼
Over the past 3 years, SAP has returned 49.0%. A €1,000 investment would have grown to €1,490.
How much would €1,000 invested in SAP at IPO be worth today? ▼
If you invested €1,000 in SAP at its IPO in 1998, it would be worth approximately €5,479 today, a 447.9% return over 28 years.
Does SAP pay dividends? ▼
Yes, SAP SE pays a dividend with a current yield of 1.50%, which is €2.5 per share annually.
What is SAP's market cap? ▼
SAP SE has a market capitalization of €194 billion, classifying it as a large-cap company.
What is SAP's P/E ratio? ▼
SAP has a trailing P/E ratio of 27.3 and a forward P/E of 19.5, which measures how much investors are paying per dollar of earnings.
Is SAP a buy, hold, or sell? ▼
Based on 27 opinions, SAP has a consensus "buy" rating. The average price target is €246.27.
Last updated: 3/15/2026