About Wüstenrot & Württembergische AG (WUW)
Wüstenrot & Württembergische AG is a Insurance - Life company operating in the Financial Services sector. The company is headquartered in Kornwestheim, Germany. WUW has been publicly traded since 1999, giving it 27+ years of trading history.
Wüstenrot & Württembergische AG (WUW) has been publicly traded since 1999, making it a 27-year-old public company. It operates in the Insurance - Life industry within the Financial Services sector. The company is headquartered in Kornwestheim, Germany and employs approximately 7,588 people. With a market capitalization of €1501 million, WUW is a smaller company with higher growth potential.
WUW trades on the German stock exchanges (XETRA/Frankfurt) and is classified as a small-cap-cap stock with a market capitalization of approximately €1501 million. The company employs approximately 7,588 people worldwide.
Key Statistics
- Current Price
- €16.02
- Market Cap
- €1.50B
- 52-Week High
- €16.64
- 52-Week Low
- €12.50
- Sector
- Financial Services
- Industry
- Insurance - Life
WUW Investment Performance
WUW has gained 10.2% year-to-date in 2026. Over the past 5 years, a €1,000 investment in WUW would have grown to €1,106, representing a 10.6% total return. Since its IPO in 1999, a €1,000 investment would now be worth €1,114.
€1,000 Invested in Wüstenrot & Württembergische AG (WUW)
How much would €1,000 invested in WUW be worth today?
What would €1,000 invested in WUW 1 year ago be worth today?
A €1,000 investment in Wüstenrot & Württembergische AG (WUW) in 2025 would be worth €1,254 as of March 2026, representing a +25.4% total return.
What would €1,000 invested in WUW 3 years ago be worth today?
A €1,000 investment in Wüstenrot & Württembergische AG (WUW) in 2023 would be worth €1,136 as of March 2026, representing a +13.6% total return.
What would €1,000 invested in WUW 5 years ago be worth today?
A €1,000 investment in Wüstenrot & Württembergische AG (WUW) in 2021 would be worth €1,106 as of March 2026, representing a +10.6% total return.
What would €1,000 invested in WUW 10 years ago be worth today?
A €1,000 investment in Wüstenrot & Württembergische AG (WUW) in 2016 would be worth €1,262 as of March 2026, representing a +26.2% total return.
What would €1,000 invested in WUW at IPO be worth today?
A €1,000 investment in Wüstenrot & Württembergische AG (WUW) at IPO would be worth €1,114 as of March 2026, representing a +11.4% total return.
Monthly Returns Heatmap
Over the past 26+ years (318 months), Wüstenrot & Württembergische AG (WUW) has averaged a monthly return of +0.30% with a median return of -0.15%. The stock had 148 positive months (47%) and 160 negative months (50%). The best month in WUW's history was July 2009 with a +34.3% return, while the worst was January 2000 at -23.9%. Historically, February tends to be the strongest month (averaging +3.7%), and September the weakest (-2.9%).
WUW's longest winning streak was 6 consecutive months of gains, while its longest losing streak was 6 consecutive months of losses. The best full year was 2003 with a cumulative return of +51.3%, and the worst was 2000 at -39.4%.
Annual Returns
Over 27 years of trading history, Wüstenrot & Württembergische AG (WUW) has delivered an average annual return of +3.58% with a median return of -2.19%. The compound annual growth rate (CAGR) is +1.15%. The stock posted gains in 13 years (48%) and losses in 14 years (52%).
WUW's best year was 2003 with a +50.43% gain, while the worst was 2000 at -36.12%. The longest streak of consecutive positive years was 4, and the longest losing streak was 3 years. WUW achieved double-digit gains (10%+) in 12 years. It suffered double-digit losses in 8 years.
| Year | Return | Start | End |
|---|---|---|---|
| 2026 | +10.18% | €14.54 | €16.02 |
| 2025 | +30.65% | €11.13 | €14.54 |
| 2024 | -8.33% | €12.14 | €11.13 |
| 2023 | -10.12% | €13.51 | €12.14 |
| 2022 | -9.21% | €14.88 | €13.51 |
| 2021 | +10.58% | €13.45 | €14.88 |
| 2020 | -10.99% | €15.12 | €13.45 |
| 2019 | +25.36% | €12.06 | €15.12 |
| 2018 | -29.11% | €17.01 | €12.06 |
| 2017 | +29.83% | €13.10 | €17.01 |
| 2016 | -3.80% | €13.62 | €13.10 |
| 2015 | +15.39% | €11.80 | €13.62 |
| 2014 | +5.74% | €11.16 | €11.80 |
| 2013 | +15.98% | €9.62 | €11.16 |
| 2012 | +11.89% | €8.60 | €9.62 |
| 2011 | -22.67% | €11.12 | €8.60 |
| 2010 | +16.91% | €9.52 | €11.12 |
| 2009 | +30.26% | €7.30 | €9.52 |
| 2008 | -6.20% | €7.79 | €7.30 |
| 2007 | -2.71% | €8.00 | €7.79 |
| 2006 | +47.47% | €5.43 | €8.00 |
| 2005 | -2.19% | €5.55 | €5.43 |
| 2004 | -12.32% | €6.33 | €5.55 |
| 2003 | +50.43% | €4.21 | €6.33 |
| 2002 | -25.76% | €5.67 | €4.21 |
| 2001 | -24.55% | €7.51 | €5.67 |
| 2000 | -36.12% | €11.76 | €7.51 |
WUW Investment Analysis: Valuation, Risk & Dividends
Key factors to consider when evaluating Wüstenrot & Württembergische AG as an investment
Valuation
WUW currently trades at a trailing P/E ratio of 10.9, which is considered low relative to the broader market. The forward P/E of 7.1 suggests analysts expect earnings to be lower in the coming year. The price-to-book ratio stands at 0.3. The price-to-sales ratio is 0.3.
Dividends
Wüstenrot & Württembergische AG pays a dividend to shareholders with a current yield of 4.06%. This translates to €0.65 per share annually. The payout ratio of 44% indicates sustainable dividend coverage.
Risk & Volatility
WUW has a beta of 0.59, indicating it is less volatile than the overall market. The stock's 52-week range is €12.50 to €16.64, and it currently trades near its 52-week high.
Analyst Ratings
Based on 1 analyst opinion, WUW has a consensus "none" rating. The average price target of €21.00 suggests 31.1% upside from current levels.
Frequently Asked Questions: WUW
What sector is WUW in? ▼
WUW operates in the Financial Services sector, specifically in the Insurance - Life industry. This sector includes banks, insurance companies, asset managers, and fintech companies.
How has WUW performed historically? ▼
Over 27 years of trading history, WUW has posted gains in 13 years (48% of the time). The best year was 2003 with a +50.4% return. Past performance does not guarantee future results.
How can I invest in WUW? ▼
You can invest in WUW through any brokerage account that offers access to German exchanges. Popular options include commission-free brokers like Fidelity, Charles Schwab, or Robinhood (US), or international brokers like Interactive Brokers. You can buy individual shares or invest through ETFs that hold WUW.
Does WUW pay dividends? ▼
Wüstenrot & Württembergische AG pays a dividend to shareholders with a current yield of 4.06%. This translates to €0.65 per share annually. The payout ratio of 44% indicates sustainable dividend coverage.
What does Wüstenrot & Württembergische AG do? ▼
Wüstenrot & Württembergische AG is a Insurance - Life company operating in the Financial Services sector. The company is headquartered in Kornwestheim, Germany.
What sector is WUW in? ▼
WUW operates in the Financial Services sector, specifically in the Insurance - Life industry.
When did WUW go public? ▼
Wüstenrot & Württembergische AG went public in 1999, making it a 27-year-old public company as of 2026.
How much would €1,000 invested in WUW 5 years ago be worth today? ▼
A €1,000 investment in WUW five years ago would be worth approximately €1,106 today, representing a 10.6% return.
How much would €1,000 invested in WUW 10 years ago be worth today? ▼
A €1,000 investment in WUW ten years ago would be worth approximately €1,262 today, representing a 26.2% total return over the decade.
What is WUW's 3-year return? ▼
Over the past 3 years, WUW has returned 13.6%. A €1,000 investment would have grown to €1,136.
How much would €1,000 invested in WUW at IPO be worth today? ▼
If you invested €1,000 in WUW at its IPO in 1999, it would be worth approximately €1,114 today, a 11.4% return over 27 years.
Does WUW pay dividends? ▼
Yes, Wüstenrot & Württembergische AG pays a dividend with a current yield of 4.06%, which is €0.65 per share annually.
What is WUW's market cap? ▼
Wüstenrot & Württembergische AG has a market capitalization of €1501 million, classifying it as a small-cap company.
What is WUW's P/E ratio? ▼
WUW has a trailing P/E ratio of 10.9 and a forward P/E of 7.1, which measures how much investors are paying per dollar of earnings.
Is WUW a buy, hold, or sell? ▼
Based on 1 opinion, WUW has a consensus "none" rating. The average price target is €21.0.
Last updated: 3/15/2026