About Bajaj Finance Limited (BAJFINANCE)
Bajaj Finance Limited is a Credit Services company operating in the Financial Services sector. The company is headquartered in Pune, India. BAJFINANCE has been publicly traded since 2002, giving it 24+ years of trading history.
Bajaj Finance Limited (BAJFINANCE) has been publicly traded since 2002, making it a 24-year-old public company. It operates in the Credit Services industry within the Financial Services sector. The company is headquartered in Pune, India and employs approximately 64,092 people. With a market capitalization of $5.3 trillion, BAJFINANCE is one of the largest publicly traded companies.
BAJFINANCE trades on the Indian stock exchanges (NSE/BSE) and is classified as a mega-cap-cap stock with a market capitalization of approximately $5.3 trillion. The company employs approximately 64,092 people worldwide.
Key Statistics
- Current Price
- ₹855.05
- Market Cap
- ₹5.32T
- 52-Week High
- ₹1,102.50
- 52-Week Low
- ₹830.72
- Sector
- Financial Services
- Industry
- Credit Services
BAJFINANCE Investment Performance
BAJFINANCE has declined 13.3% year-to-date in 2026. Over the past 5 years, a $1,000 investment in BAJFINANCE would have grown to $1,616, representing a 61.6% total return. Since its IPO in 2002, a $1,000 investment would now be worth $2,178,022.
₹1,000 Invested in Bajaj Finance Limited (BAJFINANCE)
How much would ₹1,000 invested in BAJFINANCE be worth today?
What would ₹1,000 invested in BAJFINANCE 1 year ago be worth today?
A ₹1,000 investment in Bajaj Finance Limited (BAJFINANCE) in 2025 would be worth ₹1,024 as of May 2026, representing a +2.4% total return.
What would ₹1,000 invested in BAJFINANCE 3 years ago be worth today?
A ₹1,000 investment in Bajaj Finance Limited (BAJFINANCE) in 2023 would be worth ₹1,364 as of May 2026, representing a +36.4% total return.
What would ₹1,000 invested in BAJFINANCE 5 years ago be worth today?
A ₹1,000 investment in Bajaj Finance Limited (BAJFINANCE) in 2021 would be worth ₹1,616 as of May 2026, representing a +61.6% total return.
What would ₹1,000 invested in BAJFINANCE 10 years ago be worth today?
A ₹1,000 investment in Bajaj Finance Limited (BAJFINANCE) in 2016 would be worth ₹14,491 as of May 2026, representing a +1349.1% total return.
What would ₹1,000 invested in BAJFINANCE at IPO be worth today?
A ₹1,000 investment in Bajaj Finance Limited (BAJFINANCE) at IPO would be worth ₹2,178,022 as of May 2026, representing a +217702.2% total return.
Monthly Returns Heatmap
Over the past 23+ years (284 months), Bajaj Finance Limited (BAJFINANCE) has averaged a monthly return of +3.58% with a median return of +3.17%. The stock had 179 positive months (63%) and 105 negative months (37%). The best month in BAJFINANCE's history was May 2009 with a +53.3% return, while the worst was March 2020 at -50.3%. Historically, July tends to be the strongest month (averaging +7.5%), and October the weakest (0.0%).
BAJFINANCE's longest winning streak was 10 consecutive months of gains, while its longest losing streak was 7 consecutive months of losses. The best full year was 2009 with a cumulative return of +188.4%, and the worst was 2008 at -156.6%.
Annual Returns
Over 24 years of trading history, Bajaj Finance Limited (BAJFINANCE) has delivered an average annual return of +64.92% with a median return of +43.08%. The compound annual growth rate (CAGR) is +39.11%. The stock posted gains in 18 years (75%) and losses in 6 years (25%).
BAJFINANCE's best year was 2009 with a +421.77% gain, while the worst was 2008 at -85.32%. The longest streak of consecutive positive years was 10, and the longest losing streak was 1 years. BAJFINANCE achieved double-digit gains (10%+) in 18 years. It suffered double-digit losses in 3 years.
| Year | Return | Start | End |
|---|---|---|---|
| 2026 | -13.35% | ₹986.80 | ₹855.05 |
| 2025 | +45.52% | ₹678.12 | ₹986.80 |
| 2024 | -6.42% | ₹724.64 | ₹678.12 |
| 2023 | +11.92% | ₹647.47 | ₹724.64 |
| 2022 | -5.42% | ₹684.58 | ₹647.47 |
| 2021 | +31.98% | ₹518.70 | ₹684.58 |
| 2020 | +25.33% | ₹413.87 | ₹518.70 |
| 2019 | +60.38% | ₹258.06 | ₹413.87 |
| 2018 | +50.83% | ₹171.09 | ₹258.06 |
| 2017 | +109.12% | ₹81.81 | ₹171.09 |
| 2016 | +40.64% | ₹58.17 | ₹81.81 |
| 2015 | +73.10% | ₹33.61 | ₹58.17 |
| 2014 | +122.02% | ₹15.14 | ₹33.61 |
| 2013 | +21.64% | ₹12.44 | ₹15.14 |
| 2012 | +126.04% | ₹5.50 | ₹12.44 |
| 2011 | -12.40% | ₹6.28 | ₹5.50 |
| 2010 | +115.81% | ₹2.91 | ₹6.28 |
| 2009 | +421.77% | ₹0.56 | ₹2.91 |
| 2008 | -85.32% | ₹3.80 | ₹0.56 |
| 2007 | +20.92% | ₹3.15 | ₹3.80 |
| 2006 | -8.16% | ₹3.42 | ₹3.15 |
| 2005 | +252.54% | ₹0.97 | ₹3.42 |
| 2004 | +49.18% | ₹0.65 | ₹0.97 |
| 2003 | +110.34% | ₹0.31 | ₹0.65 |
BAJFINANCE Investment Analysis: Valuation, Risk & Dividends
Key factors to consider when evaluating Bajaj Finance Limited as an investment
Valuation
BAJFINANCE currently trades at a trailing P/E ratio of 29.5, which is considered high relative to the broader market. The forward P/E of 20.9 suggests analysts expect earnings to be lower in the coming year. The price-to-book ratio stands at 5.1. The price-to-sales ratio is 12.9.
Dividends
Bajaj Finance Limited pays a dividend to shareholders with a current yield of 0.51%. This translates to $4.40 per share annually. The payout ratio of 15% indicates sustainable dividend coverage.
Risk & Volatility
BAJFINANCE has a beta of 0.13, indicating it is less volatile than the overall market. The stock's 52-week range is $830.72 to $1102.50, and it currently trades near its 52-week low.
Analyst Ratings
Based on 35 analyst opinions, BAJFINANCE has a consensus "buy" rating. The average price target of $1080.63 suggests 26.4% upside from current levels.
Frequently Asked Questions: BAJFINANCE
What sector is BAJFINANCE in? ▼
BAJFINANCE operates in the Financial Services sector, specifically in the Credit Services industry. This sector includes banks, insurance companies, asset managers, and fintech companies.
How has BAJFINANCE performed historically? ▼
Over 24 years of trading history, BAJFINANCE has posted gains in 18 years (75% of the time). The best year was 2009 with a +421.8% return. Past performance does not guarantee future results.
How can I invest in BAJFINANCE? ▼
You can invest in BAJFINANCE through any brokerage account that offers access to Indian exchanges. Popular options include commission-free brokers like Fidelity, Charles Schwab, or Robinhood (US), or international brokers like Interactive Brokers. You can buy individual shares or invest through ETFs that hold BAJFINANCE.
Does BAJFINANCE pay dividends? ▼
Bajaj Finance Limited pays a dividend to shareholders with a current yield of 0.51%. This translates to $4.40 per share annually. The payout ratio of 15% indicates sustainable dividend coverage.
What does Bajaj Finance Limited do? ▼
Bajaj Finance Limited is a Credit Services company operating in the Financial Services sector. The company is headquartered in Pune, India.
What sector is BAJFINANCE in? ▼
BAJFINANCE operates in the Financial Services sector, specifically in the Credit Services industry.
When did BAJFINANCE go public? ▼
Bajaj Finance Limited went public in 2002, making it a 24-year-old public company as of 2026.
How much would $1,000 invested in BAJFINANCE 5 years ago be worth today? ▼
A $1,000 investment in BAJFINANCE five years ago would be worth approximately $1,616 today, representing a 61.6% return.
Does BAJFINANCE pay dividends? ▼
Yes, Bajaj Finance Limited pays a dividend with a current yield of 0.51%, which is $4.4 per share annually.
What is BAJFINANCE's market cap? ▼
Bajaj Finance Limited has a market capitalization of $5.3 trillion, classifying it as a mega-cap company.
What is BAJFINANCE's P/E ratio? ▼
BAJFINANCE has a trailing P/E ratio of 29.5 and a forward P/E of 20.9, which measures how much investors are paying per dollar of earnings.
Is BAJFINANCE a buy, hold, or sell? ▼
Based on 35 opinions, BAJFINANCE has a consensus "buy" rating. The average price target is $1080.63.
Last updated: 3/14/2026