India Stocks / CHOLAFIN

Cholamandalam Investment and Finance Company Limited

CHOLAFIN · Financial Services

About Cholamandalam Investment and Finance Company Limited

Cholamandalam Investment and Finance Company Limited (CHOLAFIN) has been publicly traded since 2002, making it a 24-year-old public company. It operates in the Credit Services industry within the Financial Services sector. The company is headquartered in Chennai, India and employs approximately 45,194 people. With a market capitalization of $1.3 trillion, CHOLAFIN is one of the largest publicly traded companies.

Key Statistics

Current Price
₹1,514.00
Market Cap
₹1.29T
52-Week High
₹1,831.50
52-Week Low
₹1,358.65
Sector
Financial Services
Industry
Credit Services

₹1,000 Invested

1 Year
₹1,040
+4%
3 Years
₹1,975
+97%
5 Years
₹3,332
+233%
10 Years
₹12,327
+1133%
Since IPO
₹350,082
+34908%

Monthly Returns Heatmap

Annual Returns

Avg Return
+47.50%
Best Year
2010 (+179.17%)
Worst Year
2008 (-86.84%)
Positive Years
17/24
Year Return Start End
2026 -10.99% ₹1,700.93 ₹1,514.00
2025 +43.73% ₹1,183.42 ₹1,700.93
2024 -5.71% ₹1,255.09 ₹1,183.42
2023 +74.66% ₹718.58 ₹1,255.09
2022 +39.32% ₹515.77 ₹718.58
2021 +34.82% ₹382.57 ₹515.77
2020 +27.18% ₹300.81 ₹382.57
2019 +22.28% ₹246.00 ₹300.81
2018 -2.61% ₹252.59 ₹246.00
2017 +37.99% ₹183.04 ₹252.59
2016 +48.31% ₹123.42 ₹183.04
2015 +36.32% ₹90.54 ₹123.42
2014 +96.32% ₹46.12 ₹90.54
2013 -8.05% ₹50.15 ₹46.12
2012 +141.43% ₹20.77 ₹50.15
2011 -39.76% ₹34.49 ₹20.77
2010 +179.17% ₹12.35 ₹34.49
2009 +60.56% ₹7.69 ₹12.35
2008 -86.84% ₹58.46 ₹7.69
2007 +170.22% ₹21.63 ₹58.46
2006 -29.69% ₹30.77 ₹21.63
2005 +160.29% ₹11.82 ₹30.77
2004 +12.07% ₹10.55 ₹11.82
2003 +139.03% ₹4.41 ₹10.55

Valuation

CHOLAFIN currently trades at a trailing P/E ratio of 26.4, which is considered high relative to the broader market. The forward P/E of 19.4 suggests analysts expect earnings to be lower in the coming year. The price-to-book ratio stands at 4.9. The price-to-sales ratio is 10.4.

Dividends

Cholamandalam Investment and Finance Company Limited pays a dividend to shareholders with a current yield of 0.13%. This translates to $2.00 per share annually. The payout ratio of 3% indicates sustainable dividend coverage.

Risk & Volatility

CHOLAFIN has a beta of 0.36, indicating it is less volatile than the overall market. The stock's 52-week range is $1358.65 to $1831.50, and it currently trades in the lower half of its 52-week range.

Analyst Ratings

Based on 34 analyst opinions, CHOLAFIN has a consensus "buy" rating. The average price target of $1815.71 suggests 19.9% upside from current levels.

Frequently Asked Questions

What does Cholamandalam Investment and Finance Company Limited do?

Cholamandalam Investment and Finance Company Limited is a Credit Services company operating in the Financial Services sector. The company is headquartered in Chennai, India.

What sector is CHOLAFIN in?

CHOLAFIN operates in the Financial Services sector, specifically in the Credit Services industry.

When did CHOLAFIN go public?

Cholamandalam Investment and Finance Company Limited went public in 2002, making it a 24-year-old public company as of 2026.

How much would $1,000 invested in CHOLAFIN 5 years ago be worth today?

A $1,000 investment in CHOLAFIN five years ago would be worth approximately $3,332 today, representing a 233.2% return.

Does CHOLAFIN pay dividends?

Yes, Cholamandalam Investment and Finance Company Limited pays a dividend with a current yield of 0.13%, which is $2.0 per share annually.

What is CHOLAFIN's market cap?

Cholamandalam Investment and Finance Company Limited has a market capitalization of $1.3 trillion, classifying it as a mega-cap company.

What is CHOLAFIN's P/E ratio?

CHOLAFIN has a trailing P/E ratio of 26.4 and a forward P/E of 19.4, which measures how much investors are paying per dollar of earnings.

Is CHOLAFIN a buy, hold, or sell?

Based on 34 opinions, CHOLAFIN has a consensus "buy" rating. The average price target is $1815.71.

Last updated: 3/14/2026