About HDFC Life Insurance Company Limited (HDFCLIFE)
HDFC Life Insurance Company Limited is a Insurance - Life company operating in the Financial Services sector. The company is headquartered in Mumbai, India. HDFCLIFE has been publicly traded since 2017, giving it 9+ years of trading history.
HDFC Life Insurance Company Limited (HDFCLIFE) has been publicly traded since 2017, making it a 9-year-old public company. It operates in the Insurance - Life industry within the Financial Services sector. The company is headquartered in Mumbai, India and employs approximately 38,470 people. With a market capitalization of $1.3 trillion, HDFCLIFE is one of the largest publicly traded companies.
HDFCLIFE trades on the Indian stock exchanges (NSE/BSE) and is classified as a mega-cap-cap stock with a market capitalization of approximately $1.3 trillion. The company employs approximately 38,470 people worldwide.
Key Statistics
- Current Price
- ₹625.75
- Market Cap
- ₹1.35T
- 52-Week High
- ₹820.75
- 52-Week Low
- ₹622.40
- Sector
- Financial Services
- Industry
- Insurance - Life
HDFCLIFE Investment Performance
HDFCLIFE has declined 16.6% year-to-date in 2026. Over the past 5 years, a $1,000 investment in HDFCLIFE would have grown to $901, representing a -9.9% total return. Since its IPO in 2017, a $1,000 investment would now be worth $1,858.
₹1,000 Invested in HDFC Life Insurance Company Limited (HDFCLIFE)
How much would ₹1,000 invested in HDFCLIFE be worth today?
What would ₹1,000 invested in HDFCLIFE 1 year ago be worth today?
A ₹1,000 investment in HDFC Life Insurance Company Limited (HDFCLIFE) in 2025 would be worth ₹1,004 as of May 2026, representing a +0.4% total return.
What would ₹1,000 invested in HDFCLIFE 3 years ago be worth today?
A ₹1,000 investment in HDFC Life Insurance Company Limited (HDFCLIFE) in 2023 would be worth ₹1,244 as of May 2026, representing a +24.4% total return.
What would ₹1,000 invested in HDFCLIFE 5 years ago be worth today?
A ₹1,000 investment in HDFC Life Insurance Company Limited (HDFCLIFE) in 2021 would be worth ₹901 as of May 2026, representing a -9.9% total return.
What would ₹1,000 invested in HDFCLIFE at IPO be worth today?
A ₹1,000 investment in HDFC Life Insurance Company Limited (HDFCLIFE) at IPO would be worth ₹1,858 as of May 2026, representing a +85.8% total return.
Monthly Returns Heatmap
Over the past 8+ years (100 months), HDFC Life Insurance Company Limited (HDFCLIFE) has averaged a monthly return of +0.83% with a median return of +0.79%. The stock had 55 positive months (55%) and 45 negative months (45%). The best month in HDFCLIFE's history was July 2024 with a +20.2% return, while the worst was March 2020 at -18.9%. Historically, April tends to be the strongest month (averaging +5.9%), and February the weakest (-4.5%).
HDFCLIFE's longest winning streak was 8 consecutive months of gains, while its longest losing streak was 4 consecutive months of losses. The best full year was 2019 with a cumulative return of +52.0%, and the worst was 2022 at -10.3%.
Annual Returns
Over 9 years of trading history, HDFC Life Insurance Company Limited (HDFCLIFE) has delivered an average annual return of +7.79% with a median return of +0.30%. The compound annual growth rate (CAGR) is +5.75%. The stock posted gains in 5 years (56%) and losses in 4 years (44%).
HDFCLIFE's best year was 2019 with a +62.43% gain, while the worst was 2026 at -16.55%. The longest streak of consecutive positive years was 3, and the longest losing streak was 2 years. HDFCLIFE achieved double-digit gains (10%+) in 3 years. It suffered double-digit losses in 2 years.
| Year | Return | Start | End |
|---|---|---|---|
| 2026 | -16.55% | ₹749.85 | ₹625.75 |
| 2025 | +21.86% | ₹615.35 | ₹749.85 |
| 2024 | -4.26% | ₹642.73 | ₹615.35 |
| 2023 | +14.58% | ₹560.93 | ₹642.73 |
| 2022 | -12.58% | ₹641.65 | ₹560.93 |
| 2021 | -3.70% | ₹666.30 | ₹641.65 |
| 2020 | +8.06% | ₹616.61 | ₹666.30 |
| 2019 | +62.43% | ₹379.62 | ₹616.61 |
| 2018 | +0.30% | ₹378.49 | ₹379.62 |
HDFCLIFE Investment Analysis: Valuation, Risk & Dividends
Key factors to consider when evaluating HDFC Life Insurance Company Limited as an investment
Valuation
HDFCLIFE currently trades at a trailing P/E ratio of 71.4, which is considered high relative to the broader market. The forward P/E of 56.2 suggests analysts expect earnings to be lower in the coming year. The price-to-book ratio stands at 7.7. The price-to-sales ratio is 1.3.
Dividends
HDFC Life Insurance Company Limited pays a dividend to shareholders with a current yield of 0.34%. This translates to $2.10 per share annually. The payout ratio of 24% indicates sustainable dividend coverage.
Risk & Volatility
HDFCLIFE has a beta of 0.48, indicating it is less volatile than the overall market. The stock's 52-week range is $622.40 to $820.75, and it currently trades near its 52-week low.
Analyst Ratings
Based on 34 analyst opinions, HDFCLIFE has a consensus "strong_buy" rating. The average price target of $887.06 suggests 41.8% upside from current levels.
Frequently Asked Questions: HDFCLIFE
What sector is HDFCLIFE in? ▼
HDFCLIFE operates in the Financial Services sector, specifically in the Insurance - Life industry. This sector includes banks, insurance companies, asset managers, and fintech companies.
How has HDFCLIFE performed historically? ▼
Over 9 years of trading history, HDFCLIFE has posted gains in 5 years (56% of the time). The best year was 2019 with a +62.4% return. Past performance does not guarantee future results.
How can I invest in HDFCLIFE? ▼
You can invest in HDFCLIFE through any brokerage account that offers access to Indian exchanges. Popular options include commission-free brokers like Fidelity, Charles Schwab, or Robinhood (US), or international brokers like Interactive Brokers. You can buy individual shares or invest through ETFs that hold HDFCLIFE.
Does HDFCLIFE pay dividends? ▼
HDFC Life Insurance Company Limited pays a dividend to shareholders with a current yield of 0.34%. This translates to $2.10 per share annually. The payout ratio of 24% indicates sustainable dividend coverage.
What does HDFC Life Insurance Company Limited do? ▼
HDFC Life Insurance Company Limited is a Insurance - Life company operating in the Financial Services sector. The company is headquartered in Mumbai, India.
What sector is HDFCLIFE in? ▼
HDFCLIFE operates in the Financial Services sector, specifically in the Insurance - Life industry.
When did HDFCLIFE go public? ▼
HDFC Life Insurance Company Limited went public in 2017, making it a 9-year-old public company as of 2026.
How much would $1,000 invested in HDFCLIFE 5 years ago be worth today? ▼
A $1,000 investment in HDFCLIFE five years ago would be worth approximately $901 today, representing a -9.9% return.
Does HDFCLIFE pay dividends? ▼
Yes, HDFC Life Insurance Company Limited pays a dividend with a current yield of 0.34%, which is $2.1 per share annually.
What is HDFCLIFE's market cap? ▼
HDFC Life Insurance Company Limited has a market capitalization of $1.3 trillion, classifying it as a mega-cap company.
What is HDFCLIFE's P/E ratio? ▼
HDFCLIFE has a trailing P/E ratio of 71.4 and a forward P/E of 56.2, which measures how much investors are paying per dollar of earnings.
Is HDFCLIFE a buy, hold, or sell? ▼
Based on 34 opinions, HDFCLIFE has a consensus "strong_buy" rating. The average price target is $887.06.
Last updated: 3/14/2026