About Life Insurance Corporation of India (LICI)
Life Insurance Corporation of India is a Insurance - Life company operating in the Financial Services sector. The company is headquartered in Mumbai, India. LICI has been publicly traded since 2022, giving it 4+ years of trading history.
Life Insurance Corporation of India (LICI) has been publicly traded since 2022, making it a 4-year-old public company. It operates in the Insurance - Life industry within the Financial Services sector. The company is headquartered in Mumbai, India and employs approximately 91,606 people. With a market capitalization of ₹4.9 trillion, LICI is one of the largest publicly traded companies.
LICI trades on the Indian stock exchanges (NSE/BSE) and is classified as a mega-cap-cap stock with a market capitalization of approximately ₹4.9 trillion. The company employs approximately 91,606 people worldwide.
Key Statistics
- Current Price
- ₹772.70
- Market Cap
- ₹4.89T
- 52-Week High
- ₹980.00
- 52-Week Low
- ₹737.70
- Sector
- Financial Services
- Industry
- Insurance - Life
LICI Investment Performance
LICI has declined 9.6% year-to-date in 2026. Since its IPO in 2022, a ₹1,000 investment would now be worth ₹1,160.
₹1,000 Invested in Life Insurance Corporation of India (LICI)
How much would ₹1,000 invested in LICI be worth today?
What would ₹1,000 invested in LICI 1 year ago be worth today?
A ₹1,000 investment in Life Insurance Corporation of India (LICI) in 2025 would be worth ₹878 as of May 2026, representing a -12.2% total return.
What would ₹1,000 invested in LICI 3 years ago be worth today?
A ₹1,000 investment in Life Insurance Corporation of India (LICI) in 2023 would be worth ₹1,160 as of May 2026, representing a +16.0% total return.
What would ₹1,000 invested in LICI at IPO be worth today?
A ₹1,000 investment in Life Insurance Corporation of India (LICI) at IPO would be worth ₹1,160 as of May 2026, representing a +16.0% total return.
Monthly Returns Heatmap
Over the past 3+ years (46 months), Life Insurance Corporation of India (LICI) has averaged a monthly return of +0.33% with a median return of -0.22%. The stock had 22 positive months (48%) and 24 negative months (52%). The best month in LICI's history was December 2023 with a +22.5% return, while the worst was June 2022 at -16.9%. Historically, May tends to be the strongest month (averaging +10.6%), and March the weakest (-4.8%).
LICI's longest winning streak was 6 consecutive months of gains, while its longest losing streak was 4 consecutive months of losses. The best full year was 2023 with a cumulative return of +25.0%, and the worst was 2025 at 0.7%.
Annual Returns
Over 4 years of trading history, Life Insurance Corporation of India (LICI) has delivered an average annual return of +4.46% with a median return of +2.63%. The compound annual growth rate (CAGR) is +3.78%. The stock posted gains in 2 years (50%) and losses in 2 years (50%).
LICI's best year was 2023 with a +22.19% gain, while the worst was 2026 at -9.62%. The longest streak of consecutive positive years was 2, and the longest losing streak was 2 years. LICI achieved double-digit gains (10%+) in 1 years.
| Year | Return | Start | End |
|---|---|---|---|
| 2026 | -9.62% | ₹854.90 | ₹772.70 |
| 2025 | -2.89% | ₹880.33 | ₹854.90 |
| 2024 | +8.14% | ₹814.03 | ₹880.33 |
| 2023 | +22.19% | ₹666.21 | ₹814.03 |
LICI Investment Analysis: Valuation, Risk & Dividends
Key factors to consider when evaluating Life Insurance Corporation of India as an investment
Valuation
LICI currently trades at a trailing P/E ratio of 9.2, which is considered low relative to the broader market. The forward P/E of 7.7 suggests analysts expect earnings to be lower in the coming year. The price-to-book ratio stands at 4.0. The price-to-sales ratio is 0.5.
Dividends
Life Insurance Corporation of India pays a dividend to shareholders with a current yield of 1.55%. This translates to ₹12.00 per share annually. The payout ratio of 14% indicates sustainable dividend coverage.
Risk & Volatility
LICI has a beta of 0.45, indicating it is less volatile than the overall market. The stock's 52-week range is ₹737.70 to ₹980.00, and it currently trades near its 52-week low.
Analyst Ratings
Based on 21 analyst opinions, LICI has a consensus "buy" rating. The average price target of ₹1093.86 suggests 41.6% upside from current levels.
Frequently Asked Questions: LICI
What sector is LICI in? ▼
LICI operates in the Financial Services sector, specifically in the Insurance - Life industry. This sector includes banks, insurance companies, asset managers, and fintech companies.
How has LICI performed historically? ▼
Over 4 years of trading history, LICI has posted gains in 2 years (50% of the time). The best year was 2023 with a +22.2% return. Past performance does not guarantee future results.
How can I invest in LICI? ▼
You can invest in LICI through any brokerage account that offers access to Indian exchanges. Popular options include commission-free brokers like Fidelity, Charles Schwab, or Robinhood (US), or international brokers like Interactive Brokers. You can buy individual shares or invest through ETFs that hold LICI.
Does LICI pay dividends? ▼
Life Insurance Corporation of India pays a dividend to shareholders with a current yield of 1.55%. This translates to ₹12.00 per share annually. The payout ratio of 14% indicates sustainable dividend coverage.
What does Life Insurance Corporation of India do? ▼
Life Insurance Corporation of India is a Insurance - Life company operating in the Financial Services sector. The company is headquartered in Mumbai, India.
What sector is LICI in? ▼
LICI operates in the Financial Services sector, specifically in the Insurance - Life industry.
When did LICI go public? ▼
Life Insurance Corporation of India went public in 2022, making it a 4-year-old public company as of 2026.
What is LICI's 3-year return? ▼
Over the past 3 years, LICI has returned 16.0%. A ₹1,000 investment would have grown to ₹1,160.
How much would ₹1,000 invested in LICI at IPO be worth today? ▼
If you invested ₹1,000 in LICI at its IPO in 2022, it would be worth approximately ₹1,160 today, a 16.0% return over 4 years.
Does LICI pay dividends? ▼
Yes, Life Insurance Corporation of India pays a dividend with a current yield of 1.55%, which is ₹12.0 per share annually.
What is LICI's market cap? ▼
Life Insurance Corporation of India has a market capitalization of ₹4.9 trillion, classifying it as a mega-cap company.
What is LICI's P/E ratio? ▼
LICI has a trailing P/E ratio of 9.2 and a forward P/E of 7.7, which measures how much investors are paying per dollar of earnings.
Is LICI a buy, hold, or sell? ▼
Based on 21 opinions, LICI has a consensus "buy" rating. The average price target is ₹1093.86.
Last updated: 3/15/2026