India Stocks / MUTHOOTFIN

Muthoot Finance Limited

MUTHOOTFIN · Financial Services

About Muthoot Finance Limited (MUTHOOTFIN)

Muthoot Finance Limited is a Credit Services company operating in the Financial Services sector. The company is headquartered in Kochi, India. MUTHOOTFIN has been publicly traded since 2011, giving it 15+ years of trading history.

Muthoot Finance Limited (MUTHOOTFIN) has been publicly traded since 2011, making it a 15-year-old public company. It operates in the Credit Services industry within the Financial Services sector. The company is headquartered in Kochi, India and employs approximately 31,565 people. With a market capitalization of $1.3 trillion, MUTHOOTFIN is one of the largest publicly traded companies.

MUTHOOTFIN trades on the Indian stock exchanges (NSE/BSE) and is classified as a mega-cap-cap stock with a market capitalization of approximately $1.3 trillion. The company employs approximately 31,565 people worldwide.

Sector
Financial Services
Industry
Credit Services
Headquarters
Kochi, India
IPO Year
2011

Key Statistics

Current Price
₹3,333.20
Market Cap
₹1.34T
52-Week High
₹4,149.50
52-Week Low
₹1,965.00
Sector
Financial Services
Industry
Credit Services

MUTHOOTFIN Investment Performance

MUTHOOTFIN has declined 12.6% year-to-date in 2026. Over the past 5 years, a $1,000 investment in MUTHOOTFIN would have grown to $3,046, representing a 204.6% total return. Since its IPO in 2011, a $1,000 investment would now be worth $26,913.

₹1,000 Invested in Muthoot Finance Limited (MUTHOOTFIN)

1 Year
₹1,548
+55%
3 Years
₹3,532
+253%
5 Years
₹3,046
+205%
10 Years
₹22,243
+2124%
Since IPO
₹26,913
+2591%

How much would ₹1,000 invested in MUTHOOTFIN be worth today?

What would ₹1,000 invested in MUTHOOTFIN 1 year ago be worth today?

A ₹1,000 investment in Muthoot Finance Limited (MUTHOOTFIN) in 2025 would be worth ₹1,548 as of May 2026, representing a +54.8% total return.

What would ₹1,000 invested in MUTHOOTFIN 3 years ago be worth today?

A ₹1,000 investment in Muthoot Finance Limited (MUTHOOTFIN) in 2023 would be worth ₹3,532 as of May 2026, representing a +253.2% total return.

What would ₹1,000 invested in MUTHOOTFIN 5 years ago be worth today?

A ₹1,000 investment in Muthoot Finance Limited (MUTHOOTFIN) in 2021 would be worth ₹3,046 as of May 2026, representing a +204.6% total return.

What would ₹1,000 invested in MUTHOOTFIN 10 years ago be worth today?

A ₹1,000 investment in Muthoot Finance Limited (MUTHOOTFIN) in 2016 would be worth ₹22,243 as of May 2026, representing a +2124.3% total return.

What would ₹1,000 invested in MUTHOOTFIN at IPO be worth today?

A ₹1,000 investment in Muthoot Finance Limited (MUTHOOTFIN) at IPO would be worth ₹26,913 as of May 2026, representing a +2591.3% total return.

Monthly Returns Heatmap

Avg Monthly Return
+2.48%
Positive Months
98
55% of 178
Negative Months
80
45% of 178
Data Period
14+ years
178 months
Best Performers
Best month ever: Aug 2013 (+48.9%)
Best month on avg: June (+4.7%)
Worst Performers
Worst month ever: Mar 2020 (-28.6%)
Worst month on avg: March (-1.1%)

Over the past 14+ years (178 months), Muthoot Finance Limited (MUTHOOTFIN) has averaged a monthly return of +2.48% with a median return of +1.33%. The stock had 98 positive months (55%) and 80 negative months (45%). The best month in MUTHOOTFIN's history was August 2013 with a +48.9% return, while the worst was March 2020 at -28.6%. Historically, June tends to be the strongest month (averaging +4.7%), and March the weakest (-1.1%).

MUTHOOTFIN's longest winning streak was 8 consecutive months of gains, while its longest losing streak was 6 consecutive months of losses. The best full year was 2014 with a cumulative return of +69.6%, and the worst was 2013 at -32.4%.

Annual Returns

Over 15 years of trading history, Muthoot Finance Limited (MUTHOOTFIN) has delivered an average annual return of +32.38% with a median return of +41.85%. The compound annual growth rate (CAGR) is +25.58%. The stock posted gains in 11 years (73%) and losses in 4 years (27%).

MUTHOOTFIN's best year was 2014 with a +85.98% gain, while the worst was 2013 at -44.81%. The longest streak of consecutive positive years was 6, and the longest losing streak was 1 years. MUTHOOTFIN achieved double-digit gains (10%+) in 11 years. It suffered double-digit losses in 3 years.

Avg Return
+32.38%
Best Year
2014 (+85.98%)
Worst Year
2013 (-44.81%)
Positive Years
11/15
Year Return Start End
2026 -12.55% ₹3,811.70 ₹3,333.20
2025 +80.62% ₹2,110.32 ₹3,811.70
2024 +46.80% ₹1,437.54 ₹2,110.32
2023 +41.85% ₹1,013.43 ₹1,437.54
2022 -27.82% ₹1,404.10 ₹1,013.43
2021 +25.75% ₹1,116.55 ₹1,404.10
2020 +62.89% ₹685.44 ₹1,116.55
2019 +50.53% ₹455.36 ₹685.44
2018 +11.36% ₹408.90 ₹455.36
2017 +70.61% ₹239.68 ₹408.90
2016 +59.14% ₹150.61 ₹239.68
2015 -3.33% ₹155.79 ₹150.61
2014 +85.98% ₹83.77 ₹155.79
2013 -44.81% ₹151.77 ₹83.77
2012 +38.71% ₹109.42 ₹151.77

MUTHOOTFIN Investment Analysis: Valuation, Risk & Dividends

Key factors to consider when evaluating Muthoot Finance Limited as an investment

Valuation

MUTHOOTFIN currently trades at a trailing P/E ratio of 15.3, which is considered moderate relative to the broader market. The forward P/E of 11.3 suggests analysts expect earnings to be lower in the coming year. The price-to-book ratio stands at 3.8. The price-to-sales ratio is 7.9.

Dividends

Muthoot Finance Limited pays a dividend to shareholders with a current yield of 0.78%. This translates to $26.00 per share annually. The payout ratio of 12% indicates sustainable dividend coverage.

Risk & Volatility

MUTHOOTFIN has a beta of 0.54, indicating it is less volatile than the overall market. The stock's 52-week range is $1965.00 to $4149.50, and it currently trades in the upper half of its 52-week range.

Analyst Ratings

Based on 20 analyst opinions, MUTHOOTFIN has a consensus "hold" rating. The average price target of $4116.40 suggests 23.5% upside from current levels.

Frequently Asked Questions: MUTHOOTFIN

What sector is MUTHOOTFIN in?

MUTHOOTFIN operates in the Financial Services sector, specifically in the Credit Services industry. This sector includes banks, insurance companies, asset managers, and fintech companies.

How has MUTHOOTFIN performed historically?

Over 15 years of trading history, MUTHOOTFIN has posted gains in 11 years (73% of the time). The best year was 2014 with a +86.0% return. Past performance does not guarantee future results.

How can I invest in MUTHOOTFIN?

You can invest in MUTHOOTFIN through any brokerage account that offers access to Indian exchanges. Popular options include commission-free brokers like Fidelity, Charles Schwab, or Robinhood (US), or international brokers like Interactive Brokers. You can buy individual shares or invest through ETFs that hold MUTHOOTFIN.

Does MUTHOOTFIN pay dividends?

Muthoot Finance Limited pays a dividend to shareholders with a current yield of 0.78%. This translates to $26.00 per share annually. The payout ratio of 12% indicates sustainable dividend coverage.

What does Muthoot Finance Limited do?

Muthoot Finance Limited is a Credit Services company operating in the Financial Services sector. The company is headquartered in Kochi, India.

What sector is MUTHOOTFIN in?

MUTHOOTFIN operates in the Financial Services sector, specifically in the Credit Services industry.

When did MUTHOOTFIN go public?

Muthoot Finance Limited went public in 2011, making it a 15-year-old public company as of 2026.

How much would $1,000 invested in MUTHOOTFIN 5 years ago be worth today?

A $1,000 investment in MUTHOOTFIN five years ago would be worth approximately $3,046 today, representing a 204.6% return.

Does MUTHOOTFIN pay dividends?

Yes, Muthoot Finance Limited pays a dividend with a current yield of 0.78%, which is $26.0 per share annually.

What is MUTHOOTFIN's market cap?

Muthoot Finance Limited has a market capitalization of $1.3 trillion, classifying it as a mega-cap company.

What is MUTHOOTFIN's P/E ratio?

MUTHOOTFIN has a trailing P/E ratio of 15.3 and a forward P/E of 11.3, which measures how much investors are paying per dollar of earnings.

Is MUTHOOTFIN a buy, hold, or sell?

Based on 20 opinions, MUTHOOTFIN has a consensus "hold" rating. The average price target is $4116.4.

Last updated: 3/14/2026