About REC Limited (RECLTD)
REC Limited is a Credit Services company operating in the Financial Services sector. The company is headquartered in Gurugram, India. RECLTD has been publicly traded since 2008, giving it 18+ years of trading history.
REC Limited (RECLTD) has been publicly traded since 2008, making it a 18-year-old public company. It operates in the Credit Services industry within the Financial Services sector. The company is headquartered in Gurugram, India. With a market capitalization of $873 billion, RECLTD is one of the largest publicly traded companies.
RECLTD trades on the Indian stock exchanges (NSE/BSE) and is classified as a mega-cap-cap stock with a market capitalization of approximately $873 billion.
Key Statistics
- Current Price
- ₹331.50
- Market Cap
- ₹873.04B
- 52-Week High
- ₹450.00
- 52-Week Low
- ₹321.00
- Sector
- Financial Services
- Industry
- Credit Services
RECLTD Investment Performance
RECLTD has declined 6.0% year-to-date in 2026. Over the past 5 years, a $1,000 investment in RECLTD would have grown to $4,410, representing a 341.0% total return. Since its IPO in 2008, a $1,000 investment would now be worth $21,808.
₹1,000 Invested in REC Limited (RECLTD)
How much would ₹1,000 invested in RECLTD be worth today?
What would ₹1,000 invested in RECLTD 1 year ago be worth today?
A ₹1,000 investment in REC Limited (RECLTD) in 2025 would be worth ₹859 as of May 2026, representing a -14.1% total return.
What would ₹1,000 invested in RECLTD 3 years ago be worth today?
A ₹1,000 investment in REC Limited (RECLTD) in 2023 would be worth ₹3,378 as of May 2026, representing a +237.8% total return.
What would ₹1,000 invested in RECLTD 5 years ago be worth today?
A ₹1,000 investment in REC Limited (RECLTD) in 2021 would be worth ₹4,410 as of May 2026, representing a +341.0% total return.
What would ₹1,000 invested in RECLTD 10 years ago be worth today?
A ₹1,000 investment in REC Limited (RECLTD) in 2016 would be worth ₹8,683 as of May 2026, representing a +768.3% total return.
What would ₹1,000 invested in RECLTD at IPO be worth today?
A ₹1,000 investment in REC Limited (RECLTD) at IPO would be worth ₹21,808 as of May 2026, representing a +2080.8% total return.
Monthly Returns Heatmap
Over the past 18+ years (216 months), REC Limited (RECLTD) has averaged a monthly return of +2.14% with a median return of +1.16%. The stock had 118 positive months (55%) and 98 negative months (45%). The best month in RECLTD's history was May 2009 with a +40.9% return, while the worst was March 2020 at -24.7%. Historically, April tends to be the strongest month (averaging +4.4%), and February the weakest (-1.2%).
RECLTD's longest winning streak was 11 consecutive months of gains, while its longest losing streak was 6 consecutive months of losses. The best full year was 2023 with a cumulative return of +147.1%, and the worst was 2011 at -56.3%.
Annual Returns
Over 18 years of trading history, REC Limited (RECLTD) has delivered an average annual return of +38.98% with a median return of +23.32%. The compound annual growth rate (CAGR) is +21.85%. The stock posted gains in 12 years (67%) and losses in 6 years (33%).
RECLTD's best year was 2023 with a +283.20% gain, while the worst was 2011 at -46.58%. The longest streak of consecutive positive years was 6, and the longest losing streak was 2 years. RECLTD achieved double-digit gains (10%+) in 10 years. It suffered double-digit losses in 4 years.
| Year | Return | Start | End |
|---|---|---|---|
| 2026 | -5.96% | ₹352.50 | ₹331.50 |
| 2025 | -25.12% | ₹470.74 | ₹352.50 |
| 2024 | +25.39% | ₹375.42 | ₹470.74 |
| 2023 | +283.20% | ₹97.97 | ₹375.42 |
| 2022 | +32.56% | ₹73.91 | ₹97.97 |
| 2021 | +7.60% | ₹68.69 | ₹73.91 |
| 2020 | +6.15% | ₹64.71 | ₹68.69 |
| 2019 | +26.92% | ₹50.98 | ₹64.71 |
| 2018 | -16.33% | ₹60.93 | ₹50.98 |
| 2017 | +32.57% | ₹45.96 | ₹60.93 |
| 2016 | +21.25% | ₹37.91 | ₹45.96 |
| 2015 | -29.99% | ₹54.15 | ₹37.91 |
| 2014 | +59.25% | ₹34.00 | ₹54.15 |
| 2013 | -6.74% | ₹36.46 | ₹34.00 |
| 2012 | +65.85% | ₹21.98 | ₹36.46 |
| 2011 | -46.58% | ₹41.15 | ₹21.98 |
| 2010 | +26.03% | ₹32.65 | ₹41.15 |
| 2009 | +245.63% | ₹9.45 | ₹32.65 |
RECLTD Investment Analysis: Valuation, Risk & Dividends
Key factors to consider when evaluating REC Limited as an investment
Valuation
RECLTD currently trades at a trailing P/E ratio of 5.1, which is considered low relative to the broader market. The forward P/E of 4.9 suggests analysts expect earnings to be lower in the coming year. The price-to-book ratio stands at 1.0. The price-to-sales ratio is 3.7.
Dividends
REC Limited pays a dividend to shareholders with a current yield of 7.33%. This translates to $24.30 per share annually. The payout ratio of 30% indicates sustainable dividend coverage.
Risk & Volatility
RECLTD has a beta of 0.21, indicating it is less volatile than the overall market. The stock's 52-week range is $321.00 to $450.00, and it currently trades near its 52-week low.
Analyst Ratings
Based on 14 analyst opinions, RECLTD has a consensus "strong_buy" rating. The average price target of $458.21 suggests 38.2% upside from current levels.
Frequently Asked Questions: RECLTD
What sector is RECLTD in? ▼
RECLTD operates in the Financial Services sector, specifically in the Credit Services industry. This sector includes banks, insurance companies, asset managers, and fintech companies.
How has RECLTD performed historically? ▼
Over 18 years of trading history, RECLTD has posted gains in 12 years (67% of the time). The best year was 2023 with a +283.2% return. Past performance does not guarantee future results.
How can I invest in RECLTD? ▼
You can invest in RECLTD through any brokerage account that offers access to Indian exchanges. Popular options include commission-free brokers like Fidelity, Charles Schwab, or Robinhood (US), or international brokers like Interactive Brokers. You can buy individual shares or invest through ETFs that hold RECLTD.
Does RECLTD pay dividends? ▼
REC Limited pays a dividend to shareholders with a current yield of 7.33%. This translates to $24.30 per share annually. The payout ratio of 30% indicates sustainable dividend coverage.
What does REC Limited do? ▼
REC Limited is a Credit Services company operating in the Financial Services sector. The company is headquartered in Gurugram, India.
What sector is RECLTD in? ▼
RECLTD operates in the Financial Services sector, specifically in the Credit Services industry.
When did RECLTD go public? ▼
REC Limited went public in 2008, making it a 18-year-old public company as of 2026.
How much would $1,000 invested in RECLTD 5 years ago be worth today? ▼
A $1,000 investment in RECLTD five years ago would be worth approximately $4,410 today, representing a 341.0% return.
Does RECLTD pay dividends? ▼
Yes, REC Limited pays a dividend with a current yield of 7.33%, which is $24.3 per share annually.
What is RECLTD's market cap? ▼
REC Limited has a market capitalization of $873 billion, classifying it as a mega-cap company.
What is RECLTD's P/E ratio? ▼
RECLTD has a trailing P/E ratio of 5.1 and a forward P/E of 4.9, which measures how much investors are paying per dollar of earnings.
Is RECLTD a buy, hold, or sell? ▼
Based on 14 opinions, RECLTD has a consensus "strong_buy" rating. The average price target is $458.21.
Last updated: 3/14/2026