About Shriram Finance Limited (SHRIRAMFIN)
Shriram Finance Limited is a Credit Services company operating in the Financial Services sector. The company is headquartered in Mumbai, India. SHRIRAMFIN has been publicly traded since 2002, giving it 24+ years of trading history.
Shriram Finance Limited (SHRIRAMFIN) has been publicly traded since 2002, making it a 24-year-old public company. It operates in the Credit Services industry within the Financial Services sector. The company is headquartered in Mumbai, India and employs approximately 77,724 people. With a market capitalization of $1.9 trillion, SHRIRAMFIN is one of the largest publicly traded companies.
SHRIRAMFIN trades on the Indian stock exchanges (NSE/BSE) and is classified as a mega-cap-cap stock with a market capitalization of approximately $1.9 trillion. The company employs approximately 77,724 people worldwide.
Key Statistics
- Current Price
- ₹1,003.60
- Market Cap
- ₹1.89T
- 52-Week High
- ₹1,108.00
- 52-Week Low
- ₹566.50
- Sector
- Financial Services
- Industry
- Credit Services
SHRIRAMFIN Investment Performance
SHRIRAMFIN has gained 0.7% year-to-date in 2026. Over the past 5 years, a $1,000 investment in SHRIRAMFIN would have grown to $3,890, representing a 288.9% total return. Since its IPO in 2002, a $1,000 investment would now be worth $832,523.
₹1,000 Invested in Shriram Finance Limited (SHRIRAMFIN)
How much would ₹1,000 invested in SHRIRAMFIN be worth today?
What would ₹1,000 invested in SHRIRAMFIN 1 year ago be worth today?
A ₹1,000 investment in Shriram Finance Limited (SHRIRAMFIN) in 2025 would be worth ₹1,608 as of May 2026, representing a +60.8% total return.
What would ₹1,000 invested in SHRIRAMFIN 3 years ago be worth today?
A ₹1,000 investment in Shriram Finance Limited (SHRIRAMFIN) in 2023 would be worth ₹4,289 as of May 2026, representing a +328.9% total return.
What would ₹1,000 invested in SHRIRAMFIN 5 years ago be worth today?
A ₹1,000 investment in Shriram Finance Limited (SHRIRAMFIN) in 2021 would be worth ₹3,890 as of May 2026, representing a +288.9% total return.
What would ₹1,000 invested in SHRIRAMFIN 10 years ago be worth today?
A ₹1,000 investment in Shriram Finance Limited (SHRIRAMFIN) in 2016 would be worth ₹6,819 as of May 2026, representing a +581.9% total return.
What would ₹1,000 invested in SHRIRAMFIN at IPO be worth today?
A ₹1,000 investment in Shriram Finance Limited (SHRIRAMFIN) at IPO would be worth ₹832,523 as of May 2026, representing a +83152.3% total return.
Monthly Returns Heatmap
Over the past 23+ years (284 months), Shriram Finance Limited (SHRIRAMFIN) has averaged a monthly return of +3.20% with a median return of +1.98%. The stock had 162 positive months (57%) and 122 negative months (43%). The best month in SHRIRAMFIN's history was December 2003 with a +96.9% return, while the worst was March 2020 at -44.8%. Historically, December tends to be the strongest month (averaging +7.0%), and February the weakest (0.1%).
SHRIRAMFIN's longest winning streak was 10 consecutive months of gains, while its longest losing streak was 5 consecutive months of losses. The best full year was 2003 with a cumulative return of +156.1%, and the worst was 2008 at -60.3%.
Annual Returns
Over 24 years of trading history, Shriram Finance Limited (SHRIRAMFIN) has delivered an average annual return of +49.46% with a median return of +20.18%. The compound annual growth rate (CAGR) is +31.40%. The stock posted gains in 17 years (71%) and losses in 7 years (29%).
SHRIRAMFIN's best year was 2003 with a +235.20% gain, while the worst was 2008 at -51.18%. The longest streak of consecutive positive years was 6, and the longest losing streak was 3 years. SHRIRAMFIN achieved double-digit gains (10%+) in 14 years. It suffered double-digit losses in 5 years.
| Year | Return | Start | End |
|---|---|---|---|
| 2026 | +0.74% | ₹996.20 | ₹1,003.60 |
| 2025 | +75.05% | ₹569.11 | ₹996.20 |
| 2024 | +43.05% | ₹397.84 | ₹569.11 |
| 2023 | +54.45% | ₹257.58 | ₹397.84 |
| 2022 | +14.41% | ₹225.14 | ₹257.58 |
| 2021 | +17.82% | ₹191.09 | ₹225.14 |
| 2020 | -7.63% | ₹206.88 | ₹191.09 |
| 2019 | -4.50% | ₹216.63 | ₹206.88 |
| 2018 | -15.56% | ₹256.56 | ₹216.63 |
| 2017 | +75.33% | ₹146.33 | ₹256.56 |
| 2016 | +0.24% | ₹145.98 | ₹146.33 |
| 2015 | -21.66% | ₹186.35 | ₹145.98 |
| 2014 | +66.30% | ₹112.05 | ₹186.35 |
| 2013 | -10.22% | ₹124.81 | ₹112.05 |
| 2012 | +82.29% | ₹68.47 | ₹124.81 |
| 2011 | -45.52% | ₹125.68 | ₹68.47 |
| 2010 | +61.64% | ₹77.75 | ₹125.68 |
| 2009 | +154.91% | ₹30.50 | ₹77.75 |
| 2008 | -51.18% | ₹62.48 | ₹30.50 |
| 2007 | +204.39% | ₹20.52 | ₹62.48 |
| 2006 | +22.53% | ₹16.75 | ₹20.52 |
| 2005 | +228.97% | ₹5.09 | ₹16.75 |
| 2004 | +6.04% | ₹4.80 | ₹5.09 |
| 2003 | +235.20% | ₹1.43 | ₹4.80 |
SHRIRAMFIN Investment Analysis: Valuation, Risk & Dividends
Key factors to consider when evaluating Shriram Finance Limited as an investment
Valuation
SHRIRAMFIN currently trades at a trailing P/E ratio of 20.7, which is considered moderate relative to the broader market. The forward P/E of 17.0 suggests analysts expect earnings to be lower in the coming year. The price-to-book ratio stands at 3.1. The price-to-sales ratio is 9.5.
Dividends
Shriram Finance Limited pays a dividend to shareholders with a current yield of 1.46%. This translates to $14.70 per share annually. The payout ratio of 21% indicates sustainable dividend coverage.
Risk & Volatility
SHRIRAMFIN has a beta of 0.51, indicating it is less volatile than the overall market. The stock's 52-week range is $566.50 to $1108.00, and it currently trades near its 52-week high.
Analyst Ratings
Based on 29 analyst opinions, SHRIRAMFIN has a consensus "strong_buy" rating. The average price target of $1175.93 suggests 17.2% upside from current levels.
Frequently Asked Questions: SHRIRAMFIN
What sector is SHRIRAMFIN in? ▼
SHRIRAMFIN operates in the Financial Services sector, specifically in the Credit Services industry. This sector includes banks, insurance companies, asset managers, and fintech companies.
How has SHRIRAMFIN performed historically? ▼
Over 24 years of trading history, SHRIRAMFIN has posted gains in 17 years (71% of the time). The best year was 2003 with a +235.2% return. Past performance does not guarantee future results.
How can I invest in SHRIRAMFIN? ▼
You can invest in SHRIRAMFIN through any brokerage account that offers access to Indian exchanges. Popular options include commission-free brokers like Fidelity, Charles Schwab, or Robinhood (US), or international brokers like Interactive Brokers. You can buy individual shares or invest through ETFs that hold SHRIRAMFIN.
Does SHRIRAMFIN pay dividends? ▼
Shriram Finance Limited pays a dividend to shareholders with a current yield of 1.46%. This translates to $14.70 per share annually. The payout ratio of 21% indicates sustainable dividend coverage.
What does Shriram Finance Limited do? ▼
Shriram Finance Limited is a Credit Services company operating in the Financial Services sector. The company is headquartered in Mumbai, India.
What sector is SHRIRAMFIN in? ▼
SHRIRAMFIN operates in the Financial Services sector, specifically in the Credit Services industry.
When did SHRIRAMFIN go public? ▼
Shriram Finance Limited went public in 2002, making it a 24-year-old public company as of 2026.
How much would $1,000 invested in SHRIRAMFIN 5 years ago be worth today? ▼
A $1,000 investment in SHRIRAMFIN five years ago would be worth approximately $3,890 today, representing a 288.9% return.
Does SHRIRAMFIN pay dividends? ▼
Yes, Shriram Finance Limited pays a dividend with a current yield of 1.46%, which is $14.7 per share annually.
What is SHRIRAMFIN's market cap? ▼
Shriram Finance Limited has a market capitalization of $1.9 trillion, classifying it as a mega-cap company.
What is SHRIRAMFIN's P/E ratio? ▼
SHRIRAMFIN has a trailing P/E ratio of 20.7 and a forward P/E of 17.0, which measures how much investors are paying per dollar of earnings.
Is SHRIRAMFIN a buy, hold, or sell? ▼
Based on 29 opinions, SHRIRAMFIN has a consensus "strong_buy" rating. The average price target is $1175.93.
Last updated: 3/14/2026