S&P 500 Sector ETFs

Compare historical returns across all 11 market sectors

What are Sector ETFs?

Sector ETFs allow investors to target specific segments of the economy. The S&P 500 is divided into 11 GICS (Global Industry Classification Standard) sectors, each with its own Select Sector SPDR ETF.

These ETFs are useful for sector rotation strategies, overweighting sectors you're bullish on, or hedging exposure to specific industries. All sector ETFs listed here have expense ratios around 0.10%.

Sector Performance Ranking

1-year total returns, ranked best to worst

1
💻
Technology
XLK
+33.1%
2
🏭
Industrials
XLI
+27.0%
3
Energy
XLE
+26.6%
4
💡
Utilities
XLU
+21.6%
5
📱
Communication Services
XLC
+19.8%
6
🧱
Materials
XLB
+16.1%
7
🛍️
Consumer Discretionary
XLY
+12.9%
8
🛒
Consumer Staples
XLP
+6.0%
9
🏥
Healthcare
XLV
+4.0%
10
🏠
Real Estate
XLRE
+3.8%
11
🏦
Financials
XLF
-0.8%

Sector Details

💻
Technology
XLK
1 Year +33.1%
5 Year +113.8%
10 Year +587.0%
$1,000 → $6,870 (10Y)
🏦
Financials
XLF
1 Year -0.8%
5 Year +55.9%
10 Year +220.9%
$1,000 → $3,209 (10Y)
Energy
XLE
1 Year +26.6%
5 Year +181.1%
10 Year +177.7%
$1,000 → $2,777 (10Y)
🏥
Healthcare
XLV
1 Year +4.0%
5 Year +38.5%
10 Year +160.2%
$1,000 → $2,602 (10Y)
🛍️
Consumer Discretionary
XLY
1 Year +12.9%
5 Year +37.1%
10 Year +211.0%
$1,000 → $3,110 (10Y)
🛒
Consumer Staples
XLP
1 Year +6.0%
5 Year +40.7%
10 Year +107.6%
$1,000 → $2,076 (10Y)
🏭
Industrials
XLI
1 Year +27.0%
5 Year +80.0%
10 Year +252.8%
$1,000 → $3,528 (10Y)
💡
Utilities
XLU
1 Year +21.6%
5 Year +69.5%
10 Year +158.4%
$1,000 → $2,584 (10Y)
🧱
Materials
XLB
1 Year +16.1%
5 Year +37.3%
10 Year +167.2%
$1,000 → $2,672 (10Y)
🏠
Real Estate
XLRE
1 Year +3.8%
5 Year +25.3%
10 Year +83.5%
$1,000 → $1,835 (10Y)
📱
Communication Services
XLC
1 Year +19.8%
5 Year +63.7%
10 Year N/A

CAGR Comparison

Compound Annual Growth Rate by sector

Sector 1Y CAGR 5Y CAGR 10Y CAGR
💻 Technology (XLK) +33.1% +16.4% +21.3%
🏦 Financials (XLF) -0.8% +9.3% +12.4%
Energy (XLE) +26.6% +23.0% +10.8%
🏥 Healthcare (XLV) +4.0% +6.7% +10.0%
🛍️ Consumer Discretionary (XLY) +12.9% +6.5% +12.0%
🛒 Consumer Staples (XLP) +6.0% +7.1% +7.6%
🏭 Industrials (XLI) +27.0% +12.5% +13.4%
💡 Utilities (XLU) +21.6% +11.1% +10.0%
🧱 Materials (XLB) +16.1% +6.5% +10.3%
🏠 Real Estate (XLRE) +3.8% +4.6% +6.3%
📱 Communication Services (XLC) +19.8% +10.4% -

Understanding Sector ETFs

The 11 S&P 500 Sectors

  • Technology (XLK): Apple, Microsoft, NVIDIA - largest sector by weight
  • Financials (XLF): Banks, insurance, asset managers
  • Healthcare (XLV): Pharma, biotech, medical devices
  • Consumer Discretionary (XLY): Retail, autos, restaurants
  • Communication Services (XLC): Meta, Alphabet, telecom
  • Industrials (XLI): Aerospace, defense, machinery
  • Consumer Staples (XLP): Food, beverages, household products
  • Energy (XLE): Oil & gas, energy equipment
  • Utilities (XLU): Electric, gas, water utilities
  • Real Estate (XLRE): REITs and real estate services
  • Materials (XLB): Chemicals, metals, packaging

Sector Rotation Strategy

Different sectors tend to outperform at different stages of the economic cycle. Cyclical sectors like Technology and Consumer Discretionary often lead during expansions, while defensive sectors like Utilities and Consumer Staples may outperform during recessions.

Frequently Asked Questions

What are sector ETFs?

Sector ETFs are exchange-traded funds that invest exclusively in companies from a specific industry sector. The S&P 500 is divided into 11 GICS sectors, each tracked by a Select Sector SPDR ETF (XLK, XLF, XLV, etc.). They allow investors to target specific parts of the economy with expense ratios around 0.10%.

Which sector ETF has the best returns?

Over the past year, Technology (XLK) leads with a return of +33.1%. However, sector leadership rotates frequently. Technology (XLK) has been the strongest long-term performer over the past decade due to growth in cloud computing, AI, and digital services.

How does sector rotation work?

Sector rotation is an investment strategy that moves money between sectors based on the economic cycle. Cyclical sectors like Technology and Consumer Discretionary tend to outperform during economic expansions, while defensive sectors like Utilities and Consumer Staples typically hold up better during recessions. Investors use economic indicators to time these rotations.

What are the best sector ETFs for beginners?

For beginners, XLK (Technology) and XLV (Healthcare) offer exposure to secular growth trends. XLF (Financials) benefits from rising interest rates. However, most beginners are better served by a broad index ETF like SPY or VOO rather than individual sectors, since sector concentration increases risk without guaranteed higher returns.

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