Terms of Use & Disclaimer

1. No Investment Advice

The information provided on StocksBio is for general informational and educational purposes only. It is not intended to be, and should not be construed as:

• Investment advice or recommendations
• Financial planning advice
• A recommendation to buy, sell, or hold any security
• An offer or solicitation of an offer to buy or sell securities
• Tax, legal, or accounting advice

Always consult with a qualified financial advisor, tax professional, or other appropriate professional before making any investment decisions.

2. No Guarantees

Past performance does not guarantee future results. The historical returns, calculations, and projections shown on this website are based on past data and are provided for educational purposes only. There is no guarantee that any investment strategy will achieve similar results in the future.

Investment in stocks involves risk, including the potential loss of principal. The value of investments can go down as well as up.

3. Data Accuracy

While we strive to provide accurate information, we make no representations or warranties about the accuracy, completeness, or reliability of the data presented on this website. Stock price data is sourced from third-party providers (primarily Yahoo Finance) and may contain errors or omissions.

Calculations including returns, CAGR, volatility, and other metrics are performed automatically and should be independently verified before making any decisions based on them.

4. Use at Your Own Risk

Your use of StocksBio and reliance on any information on the website is solely at your own risk. We are not responsible for any investment decisions made based on information provided on this website.

5. Third-Party Content

StocksBio may contain links to third-party websites or references to third-party content. We do not endorse, control, or assume responsibility for any third-party content or websites.

6. Intellectual Property

The content, design, and code of StocksBio are protected by intellectual property rights. You may use the information for personal, non-commercial purposes. Reproduction, distribution, or commercial use of our content without permission is prohibited.

7. Limitation of Liability

To the fullest extent permitted by law, StocksBio and its operators shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from:

• Your use of or inability to use the website
• Any errors or omissions in the content
• Any investment decisions made based on information provided
• Any unauthorized access to or use of our servers

8. Changes to Terms

We reserve the right to modify these terms at any time. Changes will be effective immediately upon posting to the website. Your continued use of StocksBio after changes are posted constitutes acceptance of the modified terms.

9. Governing Law

These terms shall be governed by and construed in accordance with applicable laws, without regard to conflict of law principles.

10. Contact

If you have any questions about these Terms of Use, please contact us through our website.