Lloyds Banking Group plc

LLOY · Financial Services

About Lloyds Banking Group plc (LLOY)

Lloyds Banking Group plc is a Banks - Regional company operating in the Financial Services sector.

LLOY trades on the London Stock Exchange and is classified as a large-cap stock .

Sector
Financial Services
Industry
Banks - Regional

Key Statistics

Current Price
£93.50
Market Cap
£53.41B
52-Week High
£123.10
52-Week Low
£84.64
Sector
Financial Services
Industry
Banks - Regional

£1,000 Invested in Lloyds Banking Group plc (LLOY)

1 Year
£1,046
+5%
3 Years
£2,222
+122%
5 Years
£1,856
+86%
10 Years
£1,633
+63%
Since IPO
£424
+-58%

How much would £1,000 invested in LLOY be worth today?

What would £1,000 invested in LLOY 1 year ago be worth today?

A £1,000 investment in Lloyds Banking Group plc (LLOY) in 2025 would be worth £1,046 as of November 2026, representing a +4.6% total return.

What would £1,000 invested in LLOY 3 years ago be worth today?

A £1,000 investment in Lloyds Banking Group plc (LLOY) in 2023 would be worth £2,222 as of November 2026, representing a +122.2% total return.

What would £1,000 invested in LLOY 5 years ago be worth today?

A £1,000 investment in Lloyds Banking Group plc (LLOY) in 2021 would be worth £1,856 as of November 2026, representing a +85.6% total return.

What would £1,000 invested in LLOY 10 years ago be worth today?

A £1,000 investment in Lloyds Banking Group plc (LLOY) in 2016 would be worth £1,633 as of November 2026, representing a +63.3% total return.

What would £1,000 invested in LLOY at IPO be worth today?

A £1,000 investment in Lloyds Banking Group plc (LLOY) at IPO would be worth £424 as of November 2026, representing a -57.6% total return.

Monthly Returns Heatmap

Avg Monthly Return
+0.27%
Positive Months
190
51% of 370
Negative Months
179
48% of 370
Data Period
30+ years
370 months
Best Performers
Best month ever: Apr 2009 (+58.4%)
Best month on avg: April (+4.4%)
Worst Performers
Worst month ever: May 2009 (-37.8%)
Worst month on avg: June (-2.2%)

Over the past 30+ years (370 months), Lloyds Banking Group plc (LLOY) has averaged a monthly return of +0.27% with a median return of +0.32%. The stock had 190 positive months (51%) and 179 negative months (48%). The best month in LLOY's history was April 2009 with a +58.4% return, while the worst was May 2009 at -37.8%. Historically, April tends to be the strongest month (averaging +4.4%), and June the weakest (-2.2%).

LLOY's longest winning streak was 9 consecutive months of gains, while its longest losing streak was 8 consecutive months of losses. The best full year was 2012 with a cumulative return of +71.2%, and the worst was 2008 at -118.8%.

Annual Returns

Over 31 years of trading history, Lloyds Banking Group plc (LLOY) has delivered an average annual return of +4.78% with a median return of +3.35%. The compound annual growth rate (CAGR) is -2.62%. The stock posted gains in 17 years (55%) and losses in 14 years (45%).

LLOY's best year was 2012 with a +84.96% gain, while the worst was 2008 at -73.28%. The longest streak of consecutive positive years was 4, and the longest losing streak was 3 years. LLOY achieved double-digit gains (10%+) in 10 years. It suffered double-digit losses in 8 years.

Avg Return
+4.78%
Best Year
2012 (+84.96%)
Worst Year
2008 (-73.28%)
Positive Years
17/31
Year Return Start End
2026 -4.79% £98.20 £93.50
2025 +79.42% £54.73 £98.20
2024 +14.88% £47.64 £54.73
2023 +5.12% £45.32 £47.64
2022 -4.96% £47.69 £45.32
2021 +31.21% £36.34 £47.69
2020 -41.70% £62.33 £36.34
2019 +20.61% £51.68 £62.33
2018 -23.78% £67.81 £51.68
2017 +8.93% £62.25 £67.81
2016 -14.41% £72.73 £62.25
2015 -3.61% £75.46 £72.73
2014 -3.88% £78.50 £75.46
2013 +64.62% £47.69 £78.50
2012 +84.96% £25.78 £47.69
2011 -60.57% £65.38 £25.78
2010 +29.61% £50.45 £65.38
2009 -38.07% £81.46 £50.45
2008 -73.28% £304.85 £81.46
2007 -17.36% £368.88 £304.85
2006 +17.07% £315.09 £368.88
2005 +3.35% £304.86 £315.09
2004 +5.67% £288.51 £304.86
2003 +0.54% £286.98 £288.51
2002 -40.18% £479.77 £286.98
2001 +5.42% £455.12 £479.77
2000 -8.54% £497.63 £455.12
1999 -9.39% £549.21 £497.63
1998 +8.66% £505.42 £549.21
1997 +82.86% £276.41 £505.42
1996 +29.91% £212.76 £276.41

Frequently Asked Questions: LLOY

What sector is LLOY in? ▼

LLOY operates in the Financial Services sector, specifically in the Banks - Regional industry. This sector includes banks, insurance companies, asset managers, and fintech companies.

How has LLOY performed historically? ▼

Over 31 years of trading history, LLOY has posted gains in 17 years (55% of the time). The best year was 2012 with a +85.0% return. Past performance does not guarantee future results.

How can I invest in LLOY? ▼

You can invest in LLOY through any brokerage account that offers access to the London Stock Exchange. Popular options include commission-free brokers like Fidelity, Charles Schwab, or Robinhood (US), or international brokers like Interactive Brokers. You can buy individual shares or invest through ETFs that hold LLOY.

Last updated: 11/1/2026