About Standard Life PLC (PHNX)
Standard Life PLC is a Insurance - Life company operating in the Financial Services sector. The company is headquartered in London, United Kingdom. PHNX has been publicly traded since 2009, giving it 17+ years of trading history.
Standard Life PLC (PHNX) has been publicly traded since 2009, making it a 17-year-old public company. It operates in the Insurance - Life industry within the Financial Services sector. The company is headquartered in London, United Kingdom and employs approximately 6,980 people. With a market capitalization of £7.7 billion, PHNX is a mid-sized company with growth potential.
PHNX trades on the London Stock Exchange and is classified as a mid-cap-cap stock with a market capitalization of approximately £7.7 billion. The company employs approximately 6,980 people worldwide.
Key Statistics
- Current Price
- £767.00
- Market Cap
- £7.68B
- 52-Week High
- £774.50
- 52-Week Low
- £485.20
- Sector
- Financial Services
- Industry
- Insurance - Life
PHNX Investment Performance
PHNX has declined 6.2% year-to-date in 2026. Over the past 5 years, a £1,000 investment in PHNX would have grown to £971, representing a -2.9% total return. Since its IPO in 2009, a £1,000 investment would now be worth £1,187.
£1,000 Invested in Standard Life PLC (PHNX)
How much would £1,000 invested in PHNX be worth today?
What would £1,000 invested in PHNX 1 year ago be worth today?
A £1,000 investment in Standard Life PLC (PHNX) in 2025 would be worth £1,192 as of March 2026, representing a +19.2% total return.
What would £1,000 invested in PHNX 3 years ago be worth today?
A £1,000 investment in Standard Life PLC (PHNX) in 2023 would be worth £1,240 as of March 2026, representing a +24.0% total return.
What would £1,000 invested in PHNX 5 years ago be worth today?
A £1,000 investment in Standard Life PLC (PHNX) in 2021 would be worth £971 as of March 2026, representing a -2.9% total return.
What would £1,000 invested in PHNX 10 years ago be worth today?
A £1,000 investment in Standard Life PLC (PHNX) in 2016 would be worth £973 as of March 2026, representing a -2.7% total return.
What would £1,000 invested in PHNX at IPO be worth today?
A £1,000 investment in Standard Life PLC (PHNX) at IPO would be worth £1,187 as of March 2026, representing a +18.7% total return.
Monthly Returns Heatmap
Over the past 16+ years (196 months), Standard Life PLC (PHNX) has averaged a monthly return of +0.31% with a median return of +0.95%. The stock had 111 positive months (57%) and 85 negative months (43%). The best month in PHNX's history was March 2010 with a +23.0% return, while the worst was May 2012 at -22.4%. Historically, July tends to be the strongest month (averaging +2.6%), and September the weakest (-2.3%).
PHNX's longest winning streak was 6 consecutive months of gains, while its longest losing streak was 5 consecutive months of losses. The best full year was 2025 with a cumulative return of +38.3%, and the worst was 2018 at -20.9%.
Annual Returns
Over 17 years of trading history, Standard Life PLC (PHNX) has delivered an average annual return of +3.51% with a median return of -5.70%. The compound annual growth rate (CAGR) is +2.05%. The stock posted gains in 7 years (41%) and losses in 10 years (59%).
PHNX's best year was 2025 with a +44.64% gain, while the worst was 2018 at -19.83%. The longest streak of consecutive positive years was 4, and the longest losing streak was 5 years. PHNX achieved double-digit gains (10%+) in 5 years. It suffered double-digit losses in 3 years.
| Year | Return | Start | End |
|---|---|---|---|
| 2026 | -6.24% | £737.00 | £691.00 |
| 2025 | +44.64% | £509.55 | £737.00 |
| 2024 | -4.62% | £534.20 | £509.55 |
| 2023 | -11.98% | £606.88 | £534.20 |
| 2022 | -6.75% | £650.84 | £606.88 |
| 2021 | -6.70% | £697.59 | £650.84 |
| 2020 | -6.39% | £745.24 | £697.59 |
| 2019 | +33.03% | £560.19 | £745.24 |
| 2018 | -19.83% | £698.77 | £560.19 |
| 2017 | +6.46% | £656.35 | £698.77 |
| 2016 | -5.70% | £696.03 | £656.35 |
| 2015 | +10.55% | £629.61 | £696.03 |
| 2014 | +14.17% | £551.44 | £629.61 |
| 2013 | +37.02% | £402.44 | £551.44 |
| 2012 | +3.89% | £387.38 | £402.44 |
| 2011 | -14.01% | £450.51 | £387.38 |
| 2010 | -7.93% | £489.33 | £450.51 |
PHNX Investment Analysis: Valuation, Risk & Dividends
Key factors to consider when evaluating Standard Life PLC as an investment
Valuation
The forward P/E ratio is 1096.2. The price-to-book ratio stands at 609.2. The price-to-sales ratio is 0.4.
Dividends
Standard Life PLC pays a dividend to shareholders with a current yield of 0.07%. This translates to £0.55 per share annually. The payout ratio of 51% indicates sustainable dividend coverage.
Risk & Volatility
PHNX has a beta of 0.85, indicating it is similarly volatile to the overall market. The stock's 52-week range is £485.20 to £774.50, and it currently trades near its 52-week high.
Analyst Ratings
Based on 13 analyst opinions, PHNX has a consensus "hold" rating. The average price target of £758.10 suggests 1.2% downside from current levels.
Frequently Asked Questions: PHNX
What sector is PHNX in? ▼
PHNX operates in the Financial Services sector, specifically in the Insurance - Life industry. This sector includes banks, insurance companies, asset managers, and fintech companies.
How has PHNX performed historically? ▼
Over 17 years of trading history, PHNX has posted gains in 7 years (41% of the time). The best year was 2025 with a +44.6% return. Past performance does not guarantee future results.
How can I invest in PHNX? ▼
You can invest in PHNX through any brokerage account that offers access to the London Stock Exchange. Popular options include commission-free brokers like Fidelity, Charles Schwab, or Robinhood (US), or international brokers like Interactive Brokers. You can buy individual shares or invest through ETFs that hold PHNX.
Does PHNX pay dividends? ▼
Standard Life PLC pays a dividend to shareholders with a current yield of 0.07%. This translates to £0.55 per share annually. The payout ratio of 51% indicates sustainable dividend coverage.
What does Standard Life PLC do? ▼
Standard Life PLC is a Insurance - Life company operating in the Financial Services sector. The company is headquartered in London, United Kingdom.
What sector is PHNX in? ▼
PHNX operates in the Financial Services sector, specifically in the Insurance - Life industry.
When did PHNX go public? ▼
Standard Life PLC went public in 2009, making it a 17-year-old public company as of 2026.
How much would £1,000 invested in PHNX 5 years ago be worth today? ▼
A £1,000 investment in PHNX five years ago would be worth approximately £971 today, representing a -2.9% return.
Does PHNX pay dividends? ▼
Yes, Standard Life PLC pays a dividend with a current yield of 0.07%, which is £0.55 per share annually.
What is PHNX's market cap? ▼
Standard Life PLC has a market capitalization of £7.7 billion, classifying it as a mid-cap company.
Is PHNX a buy, hold, or sell? ▼
Based on 13 opinions, PHNX has a consensus "hold" rating. The average price target is £758.1.
Last updated: 3/14/2026