About Affirm Holdings, Inc.
Affirm Holdings, Inc. (AFRM) has been publicly traded since 2021, making it a 5-year-old public company. It operates in the Credit Services industry within the Financial Services sector. The company is headquartered in San Francisco, United States and employs approximately 2,206 people. With a market capitalization of $16 billion, AFRM is a large established company.
Key Statistics
- Current Price
- $47.09
- Market Cap
- $15.69B
- 52-Week High
- $100.00
- 52-Week Low
- $30.90
- Sector
- Financial Services
- Industry
- Credit Services
$1,000 Invested
Monthly Returns Heatmap
Annual Returns
| Year | Return | Start | End |
|---|---|---|---|
| 2026 | -36.73% | $74.43 | $47.09 |
| 2025 | +22.22% | $60.90 | $74.43 |
| 2024 | +23.93% | $49.14 | $60.90 |
| 2023 | +408.17% | $9.67 | $49.14 |
| 2022 | -90.38% | $100.56 | $9.67 |
Valuation
AFRM currently trades at a trailing P/E ratio of 57.9, which is considered high relative to the broader market. The forward P/E of 12.3 suggests analysts expect earnings to be lower in the coming year. The price-to-book ratio stands at 4.4. The price-to-sales ratio is 4.2.
Dividends
Affirm Holdings, Inc. does not currently pay a dividend, choosing to reinvest earnings back into the business for growth.
Risk & Volatility
AFRM has a beta of 3.73, indicating it is significantly more volatile than the overall market. The stock's 52-week range is $30.90 to $100.00, and it currently trades in the lower half of its 52-week range.
Analyst Ratings
Based on 26 analyst opinions, AFRM has a consensus "buy" rating. The average price target of $82.16 suggests 75.3% upside from current levels.
Frequently Asked Questions
What does Affirm Holdings, Inc. do? ▼
Affirm Holdings, Inc. is a Credit Services company operating in the Financial Services sector. The company is headquartered in San Francisco, United States.
What sector is AFRM in? ▼
AFRM operates in the Financial Services sector, specifically in the Credit Services industry.
When did AFRM go public? ▼
Affirm Holdings, Inc. went public in 2021, making it a 5-year-old public company as of 2026.
How much would $1,000 invested in AFRM 5 years ago be worth today? ▼
A $1,000 investment in AFRM five years ago would be worth approximately $591 today, representing a -40.9% return.
Does AFRM pay dividends? ▼
No, Affirm Holdings, Inc. does not currently pay a dividend. The company reinvests its earnings into growth.
What is AFRM's market cap? ▼
Affirm Holdings, Inc. has a market capitalization of $16 billion, classifying it as a large-cap company.
What is AFRM's P/E ratio? ▼
AFRM has a trailing P/E ratio of 57.9 and a forward P/E of 12.3, which measures how much investors are paying per dollar of earnings.
Is AFRM a buy, hold, or sell? ▼
Based on 26 opinions, AFRM has a consensus "buy" rating. The average price target is $82.16.
Last updated: 3/14/2026