Aflac Incorporated

AFL · Financial Services

About Aflac Incorporated

Aflac Incorporated (AFL) has been publicly traded since 1980, making it a 46-year-old public company. It operates in the Insurance - Life industry within the Financial Services sector. The company is headquartered in Columbus, United States and employs approximately 12,716 people. With a market capitalization of $56 billion, AFL is a large established company.

Key Statistics

Current Price
$109.46
Market Cap
$56.52B
52-Week High
$119.32
52-Week Low
$96.95
Sector
Financial Services
Industry
Insurance - Life

$1,000 Invested

1 Year
$1,064
+6%
3 Years
$1,803
+80%
5 Years
$2,445
+145%
10 Years
$4,564
+356%
Since IPO
$1,926,164
+192516%

Monthly Returns Heatmap

Annual Returns

Avg Return
+21.16%
Best Year
1982 (+100.00%)
Worst Year
2001 (-31.49%)
Positive Years
39/46
Year Return Start End
2026 -0.21% $109.69 $109.46
2025 +8.94% $100.68 $109.69
2024 +28.08% $78.61 $100.68
2023 +17.36% $66.98 $78.61
2022 +26.41% $52.98 $66.98
2021 +34.55% $39.38 $52.98
2020 -13.60% $45.58 $39.38
2019 +18.55% $38.44 $45.58
2018 +6.20% $36.20 $38.44
2017 +29.02% $28.06 $36.20
2016 +19.10% $23.56 $28.06
2015 +0.54% $23.43 $23.56
2014 -6.26% $25.00 $23.43
2013 +28.90% $19.39 $25.00
2012 +26.38% $15.34 $19.39
2011 -21.29% $19.49 $15.34
2010 +24.91% $15.61 $19.49
2009 +4.43% $14.94 $15.61
2008 -25.51% $20.06 $14.94
2007 +38.24% $14.51 $20.06
2006 +0.29% $14.47 $14.51
2005 +17.72% $12.29 $14.47
2004 +11.20% $11.06 $12.29
2003 +21.23% $9.12 $11.06
2002 +23.61% $7.38 $9.12
2001 -31.49% $10.77 $7.38
2000 +53.95% $6.99 $10.77
1999 +8.18% $6.47 $6.99
1998 +72.95% $3.74 $6.47
1997 +20.73% $3.10 $3.74
1996 +49.07% $2.08 $3.10
1995 +37.65% $1.51 $2.08
1994 +13.83% $1.33 $1.51
1993 +4.60% $1.27 $1.33
1992 +17.14% $1.08 $1.27
1991 +58.57% $0.68 $1.08
1990 +8.57% $0.63 $0.68
1989 +33.13% $0.47 $0.63
1988 -0.86% $0.48 $0.47
1987 +10.49% $0.43 $0.48
1986 +27.17% $0.34 $0.43
1985 +81.80% $0.19 $0.34
1984 +29.82% $0.14 $0.19
1983 +57.38% $0.09 $0.14
1982 +100.00% $0.05 $0.09
1981 +1.67% $0.04 $0.05

Valuation

AFL currently trades at a trailing P/E ratio of 15.9, which is considered moderate relative to the broader market. The forward P/E of 14.0 suggests analysts expect earnings to be lower in the coming year. The price-to-book ratio stands at 1.9. The price-to-sales ratio is 3.3.

Dividends

Aflac Incorporated pays a dividend to shareholders with a current yield of 2.24%. This translates to $2.44 per share annually. The payout ratio of 34% indicates sustainable dividend coverage.

Risk & Volatility

AFL has a beta of 0.65, indicating it is less volatile than the overall market. The stock's 52-week range is $96.95 to $119.32, and it currently trades in the upper half of its 52-week range.

Analyst Ratings

Based on 13 analyst opinions, AFL has a consensus "hold" rating. The average price target of $113.00 suggests 3.9% upside from current levels.

Frequently Asked Questions

What does Aflac Incorporated do?

Aflac Incorporated is a Insurance - Life company operating in the Financial Services sector. The company is headquartered in Columbus, United States.

What sector is AFL in?

AFL operates in the Financial Services sector, specifically in the Insurance - Life industry.

When did AFL go public?

Aflac Incorporated went public in 1980, making it a 46-year-old public company as of 2026.

How much would $1,000 invested in AFL 5 years ago be worth today?

A $1,000 investment in AFL five years ago would be worth approximately $2,445 today, representing a 144.5% return.

Does AFL pay dividends?

Yes, Aflac Incorporated pays a dividend with a current yield of 2.24%, which is $2.44 per share annually.

What is AFL's market cap?

Aflac Incorporated has a market capitalization of $56 billion, classifying it as a large-cap company.

What is AFL's P/E ratio?

AFL has a trailing P/E ratio of 15.9 and a forward P/E of 14.0, which measures how much investors are paying per dollar of earnings.

Is AFL a buy, hold, or sell?

Based on 13 opinions, AFL has a consensus "hold" rating. The average price target is $113.0.

Last updated: 3/14/2026