About Fair Isaac Corporation (FICO)
Fair Isaac Corporation is a Software - Application company operating in the Technology sector. The company is headquartered in Bozeman, United States. FICO has been publicly traded since 1987, giving it 39+ years of trading history.
Fair Isaac Corporation (FICO) has been publicly traded since 1987, making it a 39-year-old public company. It operates in the Software - Application industry within the Technology sector. The company is headquartered in Bozeman, United States and employs approximately 3,762 people. With a market capitalization of $27 billion, FICO is a large established company.
FICO trades on the US stock exchanges (NYSE/NASDAQ) and is classified as a large-cap-cap stock with a market capitalization of approximately $27 billion. The company employs approximately 3,762 people worldwide.
Key Statistics
- Current Price
- $1,131.22
- Market Cap
- $26.83B
- 52-Week High
- $2,217.60
- 52-Week Low
- $1,068.67
- Sector
- Technology
- Industry
- Software - Application
FICO Investment Performance
FICO has declined 33.1% year-to-date in 2026. Over the past 5 years, a $1,000 investment in FICO would have grown to $2,474, representing a 147.4% total return. Since its IPO in 1987, a $1,000 investment would now be worth $935,258.
$1,000 Invested in Fair Isaac Corporation (FICO)
How much would $1,000 invested in FICO be worth today?
What would $1,000 invested in FICO 1 year ago be worth today?
A $1,000 investment in Fair Isaac Corporation (FICO) in 2025 would be worth $649 as of May 2026, representing a -35.1% total return.
What would $1,000 invested in FICO 3 years ago be worth today?
A $1,000 investment in Fair Isaac Corporation (FICO) in 2023 would be worth $1,624 as of May 2026, representing a +62.4% total return.
What would $1,000 invested in FICO 5 years ago be worth today?
A $1,000 investment in Fair Isaac Corporation (FICO) in 2021 would be worth $2,474 as of May 2026, representing a +147.4% total return.
What would $1,000 invested in FICO 10 years ago be worth today?
A $1,000 investment in Fair Isaac Corporation (FICO) in 2016 would be worth $11,302 as of May 2026, representing a +1030.2% total return.
What would $1,000 invested in FICO at IPO be worth today?
A $1,000 investment in Fair Isaac Corporation (FICO) at IPO would be worth $935,258 as of May 2026, representing a +93425.8% total return.
Monthly Returns Heatmap
Over the past 38+ years (464 months), Fair Isaac Corporation (FICO) has averaged a monthly return of +2.13% with a median return of +2.09%. The stock had 266 positive months (57%) and 192 negative months (41%). The best month in FICO's history was April 1996 with a +41.7% return, while the worst was October 1987 at -40.0%. Historically, November tends to be the strongest month (averaging +5.7%), and September the weakest (-0.2%).
FICO's longest winning streak was 9 consecutive months of gains, while its longest losing streak was 5 consecutive months of losses. The best full year was 1994 with a cumulative return of +100.3%, and the worst was 2008 at -48.9%.
Annual Returns
Over 39 years of trading history, Fair Isaac Corporation (FICO) has delivered an average annual return of +27.89% with a median return of +20.67%. The compound annual growth rate (CAGR) is +21.23%. The stock posted gains in 29 years (74%) and losses in 10 years (26%).
FICO's best year was 1994 with a +151.76% gain, while the worst was 2008 at -47.35%. The longest streak of consecutive positive years was 12, and the longest losing streak was 3 years. FICO achieved double-digit gains (10%+) in 27 years. It suffered double-digit losses in 7 years.
| Year | Return | Start | End |
|---|---|---|---|
| 2026 | -33.09% | $1,690.62 | $1,131.22 |
| 2025 | -15.08% | $1,990.93 | $1,690.62 |
| 2024 | +71.04% | $1,164.01 | $1,990.93 |
| 2023 | +94.46% | $598.58 | $1,164.01 |
| 2022 | +38.03% | $433.67 | $598.58 |
| 2021 | -15.14% | $511.04 | $433.67 |
| 2020 | +36.39% | $374.68 | $511.04 |
| 2019 | +100.36% | $187.00 | $374.68 |
| 2018 | +22.06% | $153.20 | $187.00 |
| 2017 | +28.52% | $119.20 | $153.20 |
| 2016 | +26.68% | $94.10 | $119.20 |
| 2015 | +30.38% | $72.17 | $94.10 |
| 2014 | +15.21% | $62.64 | $72.17 |
| 2013 | +49.75% | $41.83 | $62.64 |
| 2012 | +17.50% | $35.60 | $41.83 |
| 2011 | +53.80% | $23.15 | $35.60 |
| 2010 | +10.05% | $21.03 | $23.15 |
| 2009 | +27.01% | $16.56 | $21.03 |
| 2008 | -47.35% | $31.46 | $16.56 |
| 2007 | -20.74% | $39.69 | $31.46 |
| 2006 | -7.78% | $43.04 | $39.69 |
| 2005 | +20.67% | $35.67 | $43.04 |
| 2004 | +12.17% | $31.80 | $35.67 |
| 2003 | +15.31% | $27.58 | $31.80 |
| 2002 | +1.82% | $27.08 | $27.58 |
| 2001 | +85.59% | $14.59 | $27.08 |
| 2000 | -3.60% | $15.14 | $14.59 |
| 1999 | +14.99% | $13.16 | $15.14 |
| 1998 | +38.96% | $9.47 | $13.16 |
| 1997 | -14.69% | $11.10 | $9.47 |
| 1996 | +51.54% | $7.33 | $11.10 |
| 1995 | -7.56% | $7.93 | $7.33 |
| 1994 | +151.76% | $3.15 | $7.93 |
| 1993 | +81.50% | $1.73 | $3.15 |
| 1992 | +20.44% | $1.44 | $1.73 |
| 1991 | +124.12% | $0.64 | $1.44 |
| 1990 | -25.40% | $0.86 | $0.64 |
| 1989 | +1.37% | $0.85 | $0.86 |
| 1988 | +36.84% | $0.62 | $0.85 |
FICO Investment Analysis: Valuation, Risk & Dividends
Key factors to consider when evaluating Fair Isaac Corporation as an investment
Valuation
FICO currently trades at a trailing P/E ratio of 41.8, which is considered high relative to the broader market. The forward P/E of 21.2 suggests analysts expect earnings to be lower in the coming year. The price-to-book ratio stands at -14.9. The price-to-sales ratio is 13.0.
Dividends
Fair Isaac Corporation does not currently pay a dividend, choosing to reinvest earnings back into the business for growth.
Risk & Volatility
FICO has a beta of 1.28, indicating it is significantly more volatile than the overall market. The stock's 52-week range is $1068.67 to $2217.60, and it currently trades near its 52-week low.
Analyst Ratings
Based on 19 analyst opinions, FICO has a consensus "buy" rating. The average price target of $1947.86 suggests 72.2% upside from current levels.
Frequently Asked Questions: FICO
What sector is FICO in? ▼
FICO operates in the Technology sector, specifically in the Software - Application industry. This sector includes companies involved in software, hardware, semiconductors, and IT services.
How has FICO performed historically? ▼
Over 39 years of trading history, FICO has posted gains in 29 years (74% of the time). The best year was 1994 with a +151.8% return. Past performance does not guarantee future results.
How can I invest in FICO? ▼
You can invest in FICO through any brokerage account that offers access to US stock exchanges. Popular options include commission-free brokers like Fidelity, Charles Schwab, or Robinhood (US), or international brokers like Interactive Brokers. You can buy individual shares or invest through ETFs that hold FICO.
Does FICO pay dividends? ▼
Fair Isaac Corporation does not currently pay a dividend, choosing to reinvest earnings back into the business for growth.
What does Fair Isaac Corporation do? ▼
Fair Isaac Corporation is a Software - Application company operating in the Technology sector. The company is headquartered in Bozeman, United States.
What sector is FICO in? ▼
FICO operates in the Technology sector, specifically in the Software - Application industry.
When did FICO go public? ▼
Fair Isaac Corporation went public in 1987, making it a 39-year-old public company as of 2026.
How much would $1,000 invested in FICO 5 years ago be worth today? ▼
A $1,000 investment in FICO five years ago would be worth approximately $2,474 today, representing a 147.4% return.
How much would $1,000 invested in FICO 10 years ago be worth today? ▼
A $1,000 investment in FICO ten years ago would be worth approximately $11,302 today, representing a 1030.2% total return over the decade.
What is FICO's 3-year return? ▼
Over the past 3 years, FICO has returned 62.4%. A $1,000 investment would have grown to $1,624.
How much would $1,000 invested in FICO at IPO be worth today? ▼
If you invested $1,000 in FICO at its IPO in 1987, it would be worth approximately $935,258 today, a 93,425.8% return over 39 years.
Does FICO pay dividends? ▼
No, Fair Isaac Corporation does not currently pay a dividend. The company reinvests its earnings into growth.
What is FICO's market cap? ▼
Fair Isaac Corporation has a market capitalization of $27 billion, classifying it as a large-cap company.
What is FICO's P/E ratio? ▼
FICO has a trailing P/E ratio of 41.8 and a forward P/E of 21.2, which measures how much investors are paying per dollar of earnings.
Is FICO a buy, hold, or sell? ▼
Based on 19 opinions, FICO has a consensus "buy" rating. The average price target is $1947.86.
Last updated: 3/14/2026