About Synchrony Financial
Synchrony Financial (SYF) has been publicly traded since 2014, making it a 12-year-old public company. It operates in the Credit Services industry within the Financial Services sector. The company is headquartered in Stamford, United States and employs approximately 20,000 people. With a market capitalization of $23 billion, SYF is a large established company.
Key Statistics
- Current Price
- $63.72
- Market Cap
- $22.95B
- 52-Week High
- $88.77
- 52-Week Low
- $40.55
- Sector
- Financial Services
- Industry
- Credit Services
$1,000 Invested
Monthly Returns Heatmap
Annual Returns
| Year | Return | Start | End |
|---|---|---|---|
| 2026 | -23.31% | $83.09 | $63.72 |
| 2025 | +30.64% | $63.61 | $83.09 |
| 2024 | +74.01% | $36.55 | $63.61 |
| 2023 | +19.76% | $30.52 | $36.55 |
| 2022 | -27.43% | $42.05 | $30.52 |
| 2021 | +36.40% | $30.83 | $42.05 |
| 2020 | -0.08% | $30.86 | $30.83 |
| 2019 | +57.48% | $19.59 | $30.86 |
| 2018 | -37.84% | $31.52 | $19.59 |
| 2017 | +8.35% | $29.09 | $31.52 |
| 2016 | +20.38% | $24.17 | $29.09 |
| 2015 | +2.22% | $23.64 | $24.17 |
Valuation
SYF currently trades at a trailing P/E ratio of 6.9, which is considered low relative to the broader market. The forward P/E of 6.1 suggests analysts expect earnings to be lower in the coming year. The price-to-book ratio stands at 1.4. The price-to-sales ratio is 2.4.
Dividends
Synchrony Financial pays a dividend to shareholders with a current yield of 1.88%. This translates to $1.20 per share annually. The payout ratio of 12% indicates sustainable dividend coverage.
Risk & Volatility
SYF has a beta of 1.41, indicating it is significantly more volatile than the overall market. The stock's 52-week range is $40.55 to $88.77, and it currently trades in the lower half of its 52-week range.
Analyst Ratings
Based on 23 analyst opinions, SYF has a consensus "buy" rating. The average price target of $90.00 suggests 41.1% upside from current levels.
Frequently Asked Questions
What does Synchrony Financial do? ▼
Synchrony Financial is a Credit Services company operating in the Financial Services sector. The company is headquartered in Stamford, United States.
What sector is SYF in? ▼
SYF operates in the Financial Services sector, specifically in the Credit Services industry.
When did SYF go public? ▼
Synchrony Financial went public in 2014, making it a 12-year-old public company as of 2026.
How much would $1,000 invested in SYF 5 years ago be worth today? ▼
A $1,000 investment in SYF five years ago would be worth approximately $1,775 today, representing a 77.5% return.
Does SYF pay dividends? ▼
Yes, Synchrony Financial pays a dividend with a current yield of 1.88%, which is $1.2 per share annually.
What is SYF's market cap? ▼
Synchrony Financial has a market capitalization of $23 billion, classifying it as a large-cap company.
What is SYF's P/E ratio? ▼
SYF has a trailing P/E ratio of 6.9 and a forward P/E of 6.1, which measures how much investors are paying per dollar of earnings.
Is SYF a buy, hold, or sell? ▼
Based on 23 opinions, SYF has a consensus "buy" rating. The average price target is $90.0.
Last updated: 3/14/2026