About Synchrony Financial (SYF)
Synchrony Financial is a Credit Services company operating in the Financial Services sector.
SYF trades on the US stock exchanges (NYSE/NASDAQ) and is classified as a large-cap stock .
Key Statistics
- Current Price
- $75.35
- Market Cap
- $24.52B
- 52-Week High
- $88.77
- 52-Week Low
- $63.08
- Sector
- Financial Services
- Industry
- Credit Services
$1,000 Invested in Synchrony Financial (SYF)
How much would $1,000 invested in SYF be worth today?
What would $1,000 invested in SYF 1 year ago be worth today?
A $1,000 investment in Synchrony Financial (SYF) in 2025 would be worth $1,041 as of November 2026, representing a +4.1% total return.
What would $1,000 invested in SYF 3 years ago be worth today?
A $1,000 investment in Synchrony Financial (SYF) in 2023 would be worth $2,860 as of November 2026, representing a +186.1% total return.
What would $1,000 invested in SYF 5 years ago be worth today?
A $1,000 investment in Synchrony Financial (SYF) in 2021 would be worth $1,722 as of November 2026, representing a +72.2% total return.
What would $1,000 invested in SYF 10 years ago be worth today?
A $1,000 investment in Synchrony Financial (SYF) in 2016 would be worth $3,371 as of November 2026, representing a +237.1% total return.
What would $1,000 invested in SYF at IPO be worth today?
A $1,000 investment in Synchrony Financial (SYF) at IPO would be worth $4,157 as of November 2026, representing a +315.7% total return.
Monthly Returns Heatmap
Over the past 12+ years (147 months), Synchrony Financial (SYF) has averaged a monthly return of +1.49% with a median return of +2.06%. The stock had 88 positive months (60%) and 59 negative months (40%). The best month in SYF's history was January 2019 with a +28.1% return, while the worst was March 2020 at -44.7%. Historically, November tends to be the strongest month (averaging +8.9%), and March the weakest (-8.4%).
SYF's longest winning streak was 9 consecutive months of gains, while its longest losing streak was 4 consecutive months of losses. The best full year was 2024 with a cumulative return of +59.2%, and the worst was 2018 at -44.0%.
Annual Returns
Over 12 years of trading history, Synchrony Financial (SYF) has delivered an average annual return of +14.61% with a median return of +14.05%. The compound annual growth rate (CAGR) is +10.22%. The stock posted gains in 8 years (67%) and losses in 4 years (33%).
SYF's best year was 2024 with a +74.01% gain, while the worst was 2018 at -37.84%. The longest streak of consecutive positive years was 3, and the longest losing streak was 1 years. SYF achieved double-digit gains (10%+) in 6 years. It suffered double-digit losses in 2 years.
| Year | Return | Start | End |
|---|---|---|---|
| 2026 | -8.56% | $82.40 | $75.35 |
| 2025 | +30.64% | $63.08 | $82.40 |
| 2024 | +74.01% | $36.25 | $63.08 |
| 2023 | +19.76% | $30.27 | $36.25 |
| 2022 | -27.43% | $41.70 | $30.27 |
| 2021 | +36.40% | $30.58 | $41.70 |
| 2020 | -0.08% | $30.60 | $30.58 |
| 2019 | +57.48% | $19.43 | $30.60 |
| 2018 | -37.84% | $31.26 | $19.43 |
| 2017 | +8.35% | $28.85 | $31.26 |
| 2016 | +20.38% | $23.97 | $28.85 |
| 2015 | +2.22% | $23.45 | $23.97 |
Frequently Asked Questions: SYF
What sector is SYF in? ▼
SYF operates in the Financial Services sector, specifically in the Credit Services industry. This sector includes banks, insurance companies, asset managers, and fintech companies.
How has SYF performed historically? ▼
Over 12 years of trading history, SYF has posted gains in 8 years (67% of the time). The best year was 2024 with a +74.0% return. Past performance does not guarantee future results.
How can I invest in SYF? ▼
You can invest in SYF through any brokerage account that offers access to US stock exchanges. Popular options include commission-free brokers like Fidelity, Charles Schwab, or Robinhood (US), or international brokers like Interactive Brokers. You can buy individual shares or invest through ETFs that hold SYF.
Last updated: 11/1/2026