US Stock Market

Financial Stocks

Track 69 financial companies from the S&P 500 and NASDAQ 100 indices with historical returns, performance rankings, and investment analysis.

What's Driving Financial Stock Returns?

Updated: Mar 2026

Financial stocks are among the most interest-rate sensitive in the market. Higher rates typically boost bank net interest margins (the spread between lending and deposit rates), while lower rates pressure profitability. The 2023 regional banking crisis (SVB, First Republic) created a flight to quality, benefiting mega-cap banks like JPMorgan.

Banks currently lead the sector with an average 1-year return of +28.0%, while Insurance lag at -7.1%. Credit quality concerns and commercial real estate exposure remain key risks for banks.

Key themes driving returns: interest rate trajectory, credit card delinquencies, commercial real estate exposure, and fintech competition. Payment processors (V, MA, PYPL) trade as growth stocks despite being classified as financials.

69
Financial Stocks
$7.3T
Total Market Cap
+11.9%
Avg 1Y Return
+66.8%
Avg 5Y Return

Of the 69 financial stocks tracked, 47 delivered positive returns over the past year while 22 declined. The top performer, HOOD, returned +97.4%, while FDS was the weakest at -51.2%. The median financial stock returned +11.7%.

Financial Stocks Monthly Returns (Apr'25 – Mar'26)

Which financial stocks are winning? Use this heatmap to identify the best and worst performers, spot which months hurt or helped specific stocks, and compare volatility across the sector. Over the past 12 months, 44 stocks gained while 25 declined. The leader is HOOD at +76.7%; the laggard is FDS at -54.1%.

Stock Apr'25May'25Jun'25Jul'25Aug'25Sep'25Oct'25Nov'25Dec'25Jan'26Feb'26Mar'26 Total
HOOD +18%+35%+42%+10%+1%+38%+3%-12%-12%-12%-24%-3% +76.7%
IVZ -8%+5%+9%+33%+5%+5%+3%+4%+7%+4%-3%-12% +57.8%
CMA -9%+6%+6%+13%+4%-2%+12%+5%+9%+2% +54.8%
C -4%+11%+13%+10%+4%+5%-0%+3%+13%-1%-4%-4% +53.4%
GS +0%+10%+18%+2%+4%+7%-1%+5%+7%+6%-8%-8% +46.7%
NTRS -5%+14%+20%+3%+1%+3%-4%+2%+5%+9%-4%-4% +42.3%
BK -4%+10%+3%+12%+4%+3%-0%+4%+4%+4%-1%-2% +41.4%
CFG -9%+9%+11%+8%+10%+2%-3%+6%+8%+8%-4%-8% +40.8%
STT -1%+9%+10%+6%+3%+1%+0%+3%+8%+2%-2%-6% +39.6%
MS -0%+11%+10%+2%+6%+6%+4%+3%+5%+4%-9%-7% +36.3%
BEN -3%+15%+12%+1%+7%-9%-2%-0%+7%+11%-0%-9% +30.6%
CBOE -2%+4%+2%+3%-2%+4%+0%+5%-3%+6%+13%-3% +28.8%
USB -4%+8%+5%-1%+9%+0%-3%+5%+10%+5%-3%-6% +25.4%
KEY -7%+8%+10%+3%+8%-2%-6%+4%+14%+4%-4%-8% +23.6%
SYF -2%+12%+16%+4%+10%-7%+5%+4%+8%-13%-4%-8% +22.6%
CME +4%+4%-4%+1%-4%+2%-2%+6%-3%+6%+11%-0% +21.9%
SCHW +4%+9%+3%+7%-2%-0%-1%-2%+8%+4%-8%-2% +20.9%
RF -6%+5%+11%+8%+8%-3%-8%+5%+8%+5%-2%-9% +19.9%
PNC -8%+8%+7%+3%+9%-3%-8%+4%+9%+8%-5%-4% +19.7%
JPM +0%+8%+10%+3%+2%+5%-1%+1%+3%-5%-2%-5% +18.3%
L -6%+3%+3%-1%+7%+4%-1%+8%-2%+0%+4%-2% +17.8%
TRV -0%+4%-3%-3%+4%+3%-4%+9%-1%-2%+8%-1% +17.1%
BAC -4%+11%+8%-0%+7%+2%+4%+0%+3%-3%-6%-5% +15.1%
NDAQ +0%+10%+7%+8%-2%-6%-3%+6%+7%-0%-10%-2% +13.7%
FITB -8%+6%+9%+1%+10%-2%-7%+4%+9%+7%-1%-12% +13.6%
··· 19 stocks in middle ···
BLK -3%+7%+8%+5%+2%+4%-7%-3%+3%+5%-5%-12% -0.0%
WRB +1%+4%-1%-6%+4%+7%-7%+9%-8%-2%+5%-4% -0.8%
MSCI -4%+4%+2%-3%+1%-0%+4%-4%+2%+6%-6%-4% -1.7%
ACGL -6%+5%-4%-5%+6%-1%-5%+9%+2%+0%+4%-7% -2.8%
ICE -3%+7%+2%+1%-4%-4%-13%+8%+3%+7%-6%-3% -6.9%
MCO -3%+6%+5%+3%-1%-7%+1%+2%+4%+1%-7%-10% -6.9%
AMP -3%+8%+5%-3%-0%-5%-8%+1%+8%+8%-11%-6% -7.5%
BRK-B +0%-5%-4%-3%+7%-0%-5%+8%-2%-4%+5%-3% -7.6%
MA +0%+7%-4%+1%+5%-4%-3%-0%+4%-5%-4%-4% -8.7%
AIG -6%+4%+2%-9%+5%-3%+1%-4%+13%-12%+7%-4% -9.6%
V -1%+6%-3%-3%+2%-3%-0%-2%+5%-8%-0%-4% -11.3%
EG -1%-3%-2%-1%+2%+2%-10%-0%+8%-2%+1%-5% -11.3%
MET -6%+5%+2%-6%+8%+1%-3%-3%+3%-0%-8%-5% -12.3%
PRU -8%+2%+3%-4%+7%-5%+0%+5%+4%-2%-10%-6% -12.8%
WTW -9%+3%-3%+3%+3%+6%-9%+3%+3%-3%-4%-5% -13.6%
MKTX +2%-2%+3%-8%-10%-5%-8%+3%+11%-7%+14%-6% -15.4%
SPGI -2%+3%+3%+5%-0%-11%+0%+3%+5%+1%-16%-4% -16.2%
AON -11%+5%-4%-0%+3%-3%-4%+4%-0%-1%-4%-4% -19.1%
BX -5%+5%+8%+16%-0%-0%-14%+1%+5%-8%-19%-6% -21.0%
PGR -0%+1%-6%-9%+2%-0%-17%+11%-0%-3%+3%-4% -22.8%
MMC -7%+4%-6%-9%+3%-2%-11%+3%+1%+2%-1%-8% -28.2%
PYPL +1%+7%+6%-7%+2%-4%+3%-9%-7%-10%-12%-3% -30.9%
AJG -7%+8%-8%-10%+5%+3%-19%-1%+5%-4%-8%-9% -39.2%
BRO -11%+2%-2%-18%+6%-3%-15%+1%-1%-10%-0%-5% -44.7%
FDS -5%+6%-2%-10%-7%-23%-7%+4%+5%-12%-14%-5% -54.1%
+10%+ 0 to +10% 0 to -5% -10%+
Showing top 25 and bottom 25 by 12-month returns

All Financial Stocks

The table below lists all 69 financial stocks sorted by market capitalization. The three largest — BRK-B, JPM, V — represent 33% of the sector's total $7.3T market cap. Over five years, 61 of these stocks have delivered positive returns.

Stock Market Cap 1Y Return 5Y Return 10Y Return
BRK-B Berkshire Hathaway Inc. $1.1T -2.5% +89.9% +254.6%
JPM JPMorgan Chase & $767B +28.9% +112.7% +520.6%
V Visa Inc. $595B -5.4% +45.3% +360.1%
MA Mastercard Incorporated $445B -4.9% +43.5% +443.3%
BAC Bank of America $343B +21.1% +46.0% +333.0%
MS Morgan Stanley $246B +42.3% +124.6% +687.2%
GS The Goldman Sachs $236B +52.7% +167.9% +520.8%
WFC Wells Fargo & $235B +11.7% +120.6% +97.7%
AXP American Express Company $208B +19.0% +121.2% +489.8%
C Citigroup Inc. $186B +62.0% +78.1% +234.8%
SCHW The Charles Schwab $166B +28.7% +56.6% +285.4%
BLK BlackRock, Inc. $144B +5.1% +44.7% +263.4%
BX Blackstone Inc. $131B -19.1% +82.6% +474.8%
CB Chubb Limited $130B +15.0% +108.5% +236.2%
SPGI S&P Global Inc. $128B -11.3% +28.7% +392.6%
PGR The Progressive Corporation $120B -21.8% +154.6% +711.7%
CME CME Group Inc. $112B +24.4% +83.0% +393.1%
COF Capital One Financial $112B +9.4% +55.4% +208.2%
ICE Intercontinental Exchange, Inc. $91B -4.8% +48.4% +285.9%
MMC Marsh & McLennan $90B -23.8% +58.8% +253.1%
PNC The PNC Financial $82B +24.6% +40.1% +223.0%
BK The Bank of $81B +48.9% +197.7% +293.2%
USB U.S. Bancorp $80B +30.9% +20.1% +80.7%
MCO Moody's Corporation $77B -1.0% +54.6% +401.5%
AON Aon plc $69B -18.1% +43.8% +254.7%
TRV The Travelers Companies, $68B +20.9% +118.6% +244.9%
HOOD Robinhood Markets, Inc. $66B +97.4% N/A N/A
AFL Aflac Incorporated $57B +6.4% +144.5% +356.4%
TFC Truist Financial Corporation $55B +17.2% -4.0% +92.2%
ALL The Allstate Corporation $54B +4.7% +109.7% +297.5%
AJG Arthur J. Gallagher $53B -35.0% +75.6% +495.7%
COIN Coinbase Global, Inc. $52B -21.6% N/A N/A
NDAQ Nasdaq, Inc. $49B +20.0% +87.3% +369.1%
MET MetLife, Inc. $45B -9.4% +33.4% +151.2%
PYPL PayPal Holdings, Inc. $42B -32.6% -81.3% +15.7%
AIG American International Group, $42B -3.1% +85.9% +88.7%
MSCI MSCI Inc. $41B +2.7% +39.6% +775.0%
AMP Ameriprise Financial, Inc. $41B -5.2% +113.2% +505.7%
FITB Fifth Third Bancorp $39B +20.0% +42.3% +261.1%
HIG The Hartford Insurance $37B +16.0% +170.3% +275.3%
ACGL Arch Capital Group $34B +3.4% +167.6% +328.9%
STT State Street Corporation $34B +48.0% +73.8% +176.3%
PRU Prudential Financial, Inc. $32B -7.3% +28.7% +101.1%
HBAN Huntington Bancshares Incorporated $31B +10.7% +18.2% +139.3%
CBOE Cboe Global Markets, $30B +35.5% +197.5% +421.3%
MTB M&T Bank Corporation $30B +18.6% +50.3% +137.6%
RJF Raymond James Financial, $29B +5.8% +102.0% +446.4%
WTW Willis Towers Watson $28B -8.2% +36.6% +184.9%
WRB W. R. Berkley $26B +14.1% +135.0% +453.3%
CINF Cincinnati Financial Corporation $26B +18.0% +75.8% +233.5%
NTRS Northern Trust Corporation $25B +47.2% +59.7% +172.5%
CFG Citizens Financial Group, $24B +45.2% +55.7% +274.9%
BRO Brown & Brown, $23B -41.7% +53.3% +341.2%
SYF Synchrony Financial $23B +25.0% +77.5% +181.1%
L Loews Corporation $22B +27.8% +123.7% +202.4%
RF Regions Financial Corporation $22B +25.0% +45.6% +330.7%
KEY KeyCorp $21B +30.5% +17.6% +149.7%
TROW T. Rowe Price $19B +1.4% -37.4% +75.1%
PFG Principal Financial Group, $19B +10.7% +71.9% +215.1%
AFRM Affirm Holdings, Inc. $16B +0.4% -40.9% N/A
EG Everest Group, Ltd. $13B -7.3% +42.7% +102.7%
BEN Franklin Resources, Inc. $13B +35.1% +17.9% +1.7%
CMA Comerica Incorporated $11B +37.4% +85.6% +308.4%
GL Globe Life Inc. $11B +14.5% +45.8% +180.3%
AIZ Assurant, Inc. $11B +8.8% +76.4% +262.1%
IVZ Invesco Ltd. $10B +60.1% +15.8% +24.8%
ZION Zions Bancorporation, National $8B +16.8% +11.6% +187.3%
FDS FactSet Research Systems $8B -51.2% -30.8% +45.2%
MKTX MarketAxess Holdings Inc. $7B -13.7% -63.6% +61.8%

About Financial Stocks

The financial sector represents 69 companies in our US market coverage, with a combined market capitalization of $7.3T. These stocks span banks, insurance companies, asset managers, payment processors, and diversified financial services.

The sector is anchored by mega-caps: BRK-B ($1.1T), JPM ($767B), and V ($595B) together account for 33% of the sector's total market value.

Industry Performance Breakdown

Banks +28.0% avg
Net interest margin expansion benefits from higher rates. Regional bank concerns persist after 2023 crisis.
JPM, BAC, WFC, C, USB
Insurance -7.1% avg
Higher bond yields boost investment income. P&C insurers face elevated catastrophe losses from climate events.

Other Key Financial Industries

Payment Processors
V, MA, PYPL, AXP, DFS — high-margin transaction fees
Asset Managers
BLK, BX, KKR, SCHW, MS — AUM-driven fee revenue
Exchanges & Data
CME, ICE, SPGI, MCO, NDAQ — trading volume and data fees

Investing in Financial Stocks

Financial stocks are cyclical and highly sensitive to interest rates, economic growth, and credit quality. They typically outperform in rising rate environments but face headwinds when credit conditions deteriorate.

For diversified exposure, investors often consider the Financial Select Sector SPDR Fund (XLF), which provides broad financial sector coverage in a single investment.

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